Al-Rajhi Co For Cooperative Insurance (SAU:8230) Retained Earnings: ﷼230 Mil (As of Jun. 2026)

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SAU:8230 Al-Rajhi Co For Cooperative Insurance SAU:8230
73 GF Score
Price ﷼57.20
GF Value ﷼71.14
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Al-Rajhi Co For Cooperative Insurance Retained Earnings?

Al-Rajhi Co For Cooperative Insurance SAU:8230 +5.05% 73 Retained Earnings is ﷼230 Mil as of Jun. 2026. GuruFocus rates SAU:8230 with a GF Score™ of 73/100 and a GF Value™ of ﷼71.14 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Al-Rajhi Co For Cooperative Insurance's retained earnings for the quarter that ended in Jun. 2026 was ﷼230 Mil.

Al-Rajhi Co For Cooperative Insurance's quarterly retained earnings increased from Dec. 2025 (﷼1,022 Mil) to Mar. 2026 (﷼1,136 Mil) but then declined from Mar. 2026 (﷼1,136 Mil) to Jun. 2026 (﷼230 Mil).

Al-Rajhi Co For Cooperative Insurance's annual retained earnings increased from Dec. 2023 (﷼348 Mil) to Dec. 2024 (﷼658 Mil) and increased from Dec. 2024 (﷼658 Mil) to Dec. 2025 (﷼1,022 Mil).


Al-Rajhi Co For Cooperative Insurance  (SAU:8230) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Al-Rajhi Co For Cooperative Insurance Retained Earnings Historical Data

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The historical data trend for Al-Rajhi Co For Cooperative Insurance's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Rajhi Co For Cooperative Insurance Retained Earnings Chart

Al-Rajhi Co For Cooperative Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 652.01 706.48 347.63 658.25 1,022.23

Al-Rajhi Co For Cooperative Insurance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 860.61 946.24 1,022.23 1,135.73 230.07
SAU:8230
73GF Score
Al-Rajhi Co For Cooperative Insurance SAU:8230
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Al-Rajhi Co For Cooperative Insurance Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ﷼230 Mil mean?
Al-Rajhi Co For Cooperative Insurance (SAU:8230) has a Retained Earnings of ﷼230 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Al-Rajhi Co For Cooperative Insurance and its competitors.
Is Al-Rajhi Co For Cooperative Insurance's Retained Earnings too high?
Al-Rajhi Co For Cooperative Insurance's current Retained Earnings is ﷼230 Mil. Overall, Al-Rajhi Co For Cooperative Insurance has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al-Rajhi Co For Cooperative Insurance's Retained Earnings compare to CB and PGR?
Al-Rajhi Co For Cooperative Insurance's Retained Earnings of ﷼230 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Al-Rajhi Co For Cooperative Insurance and its competitors. Al-Rajhi Co For Cooperative Insurance's current Retained Earnings is ﷼230 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Rajhi Co For Cooperative Insurance stock overvalued right now?
Based on GuruFocus' analysis, Al-Rajhi Co For Cooperative Insurance (SAU:8230) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼71.14, compared to a current price of ﷼57.20 — trading 19.6% below its estimated fair value. The current Retained Earnings is ﷼230 Mil. Al-Rajhi Co For Cooperative Insurance's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Al-Rajhi Co For Cooperative Insurance (SAU:8230), the current Retained Earnings is ﷼230 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al-Rajhi Co For Cooperative Insurance (SAU:8230) Overvalued in 2026?

Based on GuruFocus' analysis, Al-Rajhi Co For Cooperative Insurance stock appears to be undervalued. The current stock price of ﷼57.20 is trading 19.6% below its estimated GF Value™ of ﷼71.14. GuruFocus considers Al-Rajhi Co For Cooperative Insurance to be Modestly Undervalued.

Key valuation signals for SAU:8230:

  • Retained Earnings: ﷼230 Mil
  • GF Value™: ﷼71.14 vs. price of ﷼57.20 (19.6% below fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the SAU:8230 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al-Rajhi Co For Cooperative Insurance Business Description

Address 3485-Ath Thummamah Road, P.O. Box 67791, Al Rabie District, Riyadh, SAU, 11517
Al-Rajhi Co For Cooperative Insurance is engaged in the provision of cooperative insurance and reinsurance services. The purpose of the company is to conduct cooperative insurance operations and all related activities, including re-takaful and agency activities. Its operating segments include Medical; Motor; Property and Casualty; and Protection and Savings. The company generates the majority of its revenue from the Motor segment.
73GF Score

Get the complete analysis for SAU:8230

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼57.20
Price
﷼71.14
GF Value