Al-Rajhi Co For Cooperative Insurance (SAU:8230) E10: ﷼1.24 (As of Mar. 2026)


SAU:8230 Al-Rajhi Co For Cooperative Insurance SAU:8230
74 GF Score
Price ﷼52.40
GF Value ﷼69.22
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Al-Rajhi Co For Cooperative Insurance E10?

Al-Rajhi Co For Cooperative Insurance SAU:8230 +0.58% 74 E10 is ﷼1.24 as of Mar. 2026. GuruFocus rates SAU:8230 with a GF Score™ of 74/100 and a GF Value™ of ﷼69.22 (Modestly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Al-Rajhi Co For Cooperative Insurance's adjusted earnings per share data for the three months ended in Mar. 2026 was ﷼0.570. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ﷼1.24 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Al-Rajhi Co For Cooperative Insurance's average E10 Growth Rate was 25.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-04), Al-Rajhi Co For Cooperative Insurance's current stock price is ﷼52.40. Al-Rajhi Co For Cooperative Insurance's E10 for the quarter that ended in Mar. 2026 was ﷼1.24. Al-Rajhi Co For Cooperative Insurance's Shiller PE Ratio of today is 42.26.

During the past 13 years, the highest Shiller PE Ratio of Al-Rajhi Co For Cooperative Insurance was 129.66. The lowest was 30.28. And the median was 55.38.


Al-Rajhi Co For Cooperative Insurance  (SAU:8230) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Al-Rajhi Co For Cooperative Insurance's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=52.40/1.24
=42.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Al-Rajhi Co For Cooperative Insurance was 129.66. The lowest was 30.28. And the median was 55.38.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Al-Rajhi Co For Cooperative Insurance E10 Related Terms


Al-Rajhi Co For Cooperative Insurance E10 Historical Data

* Premium members only.

The historical data trend for Al-Rajhi Co For Cooperative Insurance's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Rajhi Co For Cooperative Insurance E10 Chart

Al-Rajhi Co For Cooperative Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.75 0.94 1.17

Al-Rajhi Co For Cooperative Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.99 1.05 1.09 1.17 1.24

SAU:8230 vs CB, PGR, TRV: E10 Comparison

For the Insurance - Property & Casualty subindustry, Al-Rajhi Co For Cooperative Insurance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al-Rajhi Co For Cooperative Insurance Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Al-Rajhi Co For Cooperative Insurance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Al-Rajhi Co For Cooperative Insurance's Shiller PE Ratio falls into.


SAU:8230
74GF Score
Al-Rajhi Co For Cooperative Insurance SAU:8230
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al-Rajhi Co For Cooperative Insurance E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Al-Rajhi Co For Cooperative Insurance's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.57/330.2130*330.2130
=0.570

Current CPI (Mar. 2026) = 330.2130.

Al-Rajhi Co For Cooperative Insurance Quarterly Data

per share eps CPI Adj_EPS
201606 0.122 241.018 0.167
201609 0.148 241.428 0.202
201612 0.182 241.432 0.249
201703 0.170 243.801 0.230
201706 0.206 244.955 0.278
201709 0.294 246.819 0.393
201712 0.244 246.524 0.327
201803 0.206 249.554 0.273
201806 0.246 251.989 0.322
201809 0.356 252.439 0.466
201812 0.042 251.233 0.055
201903 -0.002 254.202 -0.003
201906 0.226 256.143 0.291
201909 0.270 256.759 0.347
201912 -0.064 256.974 -0.082
202003 0.152 258.115 0.194
202006 0.444 257.797 0.569
202009 0.290 260.280 0.368
202012 0.250 260.474 0.317
202103 0.308 264.877 0.384
202106 0.192 271.696 0.233
202109 0.150 274.310 0.181
202112 -0.158 278.802 -0.187
202203 0.018 287.504 0.021
202206 0.020 296.311 0.022
202209 0.266 296.808 0.296
202212 0.056 296.797 0.062
202303 0.305 301.836 0.334
202306 0.380 305.109 0.411
202309 0.410 307.789 0.440
202312 0.545 306.746 0.587
202403 0.555 312.332 0.587
202406 0.450 314.175 0.473
202409 0.410 315.301 0.429
202412 0.245 315.605 0.256
202503 0.455 319.799 0.470
202506 0.560 322.561 0.573
202509 0.430 324.800 0.437
202512 0.835 324.054 0.851
202603 0.570 330.213 0.570

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ﷼1.24 mean?
Al-Rajhi Co For Cooperative Insurance (SAU:8230) has a E10 of ﷼1.24 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Al-Rajhi Co For Cooperative Insurance and its competitors.
Is Al-Rajhi Co For Cooperative Insurance's E10 too high?
Al-Rajhi Co For Cooperative Insurance's current E10 is ﷼1.24. Overall, Al-Rajhi Co For Cooperative Insurance has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al-Rajhi Co For Cooperative Insurance's E10 compare to CB and PGR?
Al-Rajhi Co For Cooperative Insurance's E10 of ﷼1.24 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Al-Rajhi Co For Cooperative Insurance and its competitors. Al-Rajhi Co For Cooperative Insurance's current E10 is ﷼1.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Rajhi Co For Cooperative Insurance stock overvalued right now?
Based on GuruFocus' analysis, Al-Rajhi Co For Cooperative Insurance (SAU:8230) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼69.22, compared to a current price of ﷼52.40 — trading 24.3% below its estimated fair value. The current E10 is ﷼1.24. Al-Rajhi Co For Cooperative Insurance's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Al-Rajhi Co For Cooperative Insurance (SAU:8230), the current E10 is ﷼1.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al-Rajhi Co For Cooperative Insurance (SAU:8230) Overvalued in 2026?

Based on GuruFocus' analysis, Al-Rajhi Co For Cooperative Insurance stock appears to be undervalued. The current stock price of ﷼52.40 is trading 24.3% below its estimated GF Value™ of ﷼69.22. GuruFocus considers Al-Rajhi Co For Cooperative Insurance to be Modestly Undervalued.

Key valuation signals for SAU:8230:

  • E10: ﷼1.24
  • GF Value™: ﷼69.22 vs. price of ﷼52.40 (24.3% below fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the SAU:8230 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al-Rajhi Co For Cooperative Insurance Business Description

Address 3485-Ath Thummamah Road, P.O. Box 67791, Al Rabie District, Riyadh, SAU, 11517
Al-Rajhi Co For Cooperative Insurance is engaged in the provision of cooperative insurance and reinsurance services. The purpose of the company is to conduct cooperative insurance operations and all related activities, including re-takaful and agency activities. Its operating segments include Medical; Motor; Property and Casualty; and Protection and Savings. The company generates the majority of its revenue from the Motor segment.
74GF Score

Get the complete analysis for SAU:8230

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼52.40
Price
﷼69.22
GF Value