Al-Rajhi Co For Cooperative Insurance (SAU:8230) Cyclically Adjusted FCF per Share: ﷼1.32 (As of Mar. 2026)

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SAU:8230 Al-Rajhi Co For Cooperative Insurance SAU:8230
76 GF Score
Price ﷼50.60
GF Value ﷼72.92
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is Al-Rajhi Co For Cooperative Insurance Cyclically Adjusted FCF per Share?

Al-Rajhi Co For Cooperative Insurance SAU:8230 +1.65% 76 Cyclically Adjusted FCF per Share is ﷼1.32 as of Mar. 2026. GuruFocus rates SAU:8230 with a GF Score™ of 76/100 and a GF Value™ of ﷼72.92 (Significantly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Al-Rajhi Co For Cooperative Insurance's adjusted free cash flow per share for the three months ended in Mar. 2026 was ﷼-1.748. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is ﷼1.32 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Al-Rajhi Co For Cooperative Insurance's average Cyclically Adjusted FCF Growth Rate was -28.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-08-04), Al-Rajhi Co For Cooperative Insurance's current stock price is ﷼50.60. Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was ﷼1.32. Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted Price-to-FCF of today is 38.33.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Al-Rajhi Co For Cooperative Insurance was 55.02. The lowest was 5.83. And the median was 32.96.


Al-Rajhi Co For Cooperative Insurance  (SAU:8230) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=50.60/1.32
=38.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Al-Rajhi Co For Cooperative Insurance was 55.02. The lowest was 5.83. And the median was 32.96.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Al-Rajhi Co For Cooperative Insurance Cyclically Adjusted FCF per Share Related Terms


Al-Rajhi Co For Cooperative Insurance Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Rajhi Co For Cooperative Insurance Cyclically Adjusted FCF per Share Chart

Al-Rajhi Co For Cooperative Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 4.74 2.00 1.61

Al-Rajhi Co For Cooperative Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.85 1.79 1.65 1.61 1.32

SAU:8230 vs CB, PGR, TRV: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Property & Casualty subindustry, Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al-Rajhi Co For Cooperative Insurance Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted Price-to-FCF falls into.


SAU:8230
76GF Score
Al-Rajhi Co For Cooperative Insurance SAU:8230
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al-Rajhi Co For Cooperative Insurance Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Al-Rajhi Co For Cooperative Insurance's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-1.748/330.2130*330.2130
=-1.748

Current CPI (Mar. 2026) = 330.2130.

Al-Rajhi Co For Cooperative Insurance Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.400 241.018 0.548
201609 1.093 241.428 1.495
201612 0.282 241.432 0.386
201703 3.701 243.801 5.013
201706 -1.735 244.955 -2.339
201709 1.813 246.819 2.426
201712 0.625 246.524 0.837
201803 0.262 249.554 0.347
201806 -0.072 251.989 -0.094
201809 0.552 252.439 0.722
201812 0.013 251.233 0.017
201903 1.167 254.202 1.516
201906 -0.608 256.143 -0.784
201909 -0.135 256.759 -0.174
201912 0.193 256.974 0.248
202003 0.014 258.115 0.018
202006 0.706 257.797 0.904
202009 1.156 260.280 1.467
202012 -0.192 260.474 -0.243
202103 0.281 264.877 0.350
202106 0.052 271.696 0.063
202109 -0.072 274.310 -0.087
202112 0.464 278.802 0.550
202203 -1.692 287.504 -1.943
202206 0.896 296.311 0.999
202209 1.284 296.808 1.429
202212 1.700 296.797 1.891
202303 0.937 301.836 1.025
202306 0.905 305.109 0.979
202309 3.309 307.789 3.550
202312 -0.393 306.746 -0.423
202403 1.345 312.332 1.422
202406 -3.569 314.175 -3.751
202409 0.812 315.301 0.850
202412 -1.499 315.605 -1.568
202503 -1.265 319.799 -1.306
202506 -0.047 322.561 -0.048
202509 -0.998 324.800 -1.015
202512 -0.355 324.054 -0.362
202603 -1.748 330.213 -1.748

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of ﷼1.32 mean?
Al-Rajhi Co For Cooperative Insurance (SAU:8230) has a Cyclically Adjusted FCF per Share of ﷼1.32 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Al-Rajhi Co For Cooperative Insurance and its competitors.
Is Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted FCF per Share too high?
Al-Rajhi Co For Cooperative Insurance's current Cyclically Adjusted FCF per Share is ﷼1.32. Overall, Al-Rajhi Co For Cooperative Insurance has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted FCF per Share compare to CB and PGR?
Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted FCF per Share of ﷼1.32 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Al-Rajhi Co For Cooperative Insurance and its competitors. Al-Rajhi Co For Cooperative Insurance's current Cyclically Adjusted FCF per Share is ﷼1.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Rajhi Co For Cooperative Insurance stock overvalued right now?
Based on GuruFocus' analysis, Al-Rajhi Co For Cooperative Insurance (SAU:8230) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼72.92, compared to a current price of ﷼50.60 — trading 30.6% below its estimated fair value. The current Cyclically Adjusted FCF per Share is ﷼1.32. Al-Rajhi Co For Cooperative Insurance's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Al-Rajhi Co For Cooperative Insurance (SAU:8230), the current Cyclically Adjusted FCF per Share is ﷼1.32 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al-Rajhi Co For Cooperative Insurance (SAU:8230) Overvalued in 2026?

Based on GuruFocus' analysis, Al-Rajhi Co For Cooperative Insurance stock appears to be undervalued. The current stock price of ﷼50.60 is trading 30.6% below its estimated GF Value™ of ﷼72.92. GuruFocus considers Al-Rajhi Co For Cooperative Insurance to be Significantly Undervalued.

Key valuation signals for SAU:8230:

  • Cyclically Adjusted FCF per Share: ﷼1.32
  • GF Value™: ﷼72.92 vs. price of ﷼50.60 (30.6% below fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the SAU:8230 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al-Rajhi Co For Cooperative Insurance Business Description

Address 3485-Ath Thummamah Road, P.O. Box 67791, Al Rabie District, Riyadh, SAU, 11517
Al-Rajhi Co For Cooperative Insurance is engaged in the provision of cooperative insurance and reinsurance services. The purpose of the company is to conduct cooperative insurance operations and all related activities, including re-takaful and agency activities. Its operating segments include Medical; Motor; Property and Casualty; and Protection and Savings. The company generates the majority of its revenue from the Motor segment.
76GF Score

Get the complete analysis for SAU:8230

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼50.60
Price
﷼72.92
GF Value