Al-Rajhi Co For Cooperative Insurance (SAU:8230) Moat Score: 0/10 (As of Jul. 18, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
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SAU:8230 Al-Rajhi Co For Cooperative Insurance SAU:8230
74 GF Score
Price ﷼49.68
GF Value ﷼70.89
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Al-Rajhi Co For Cooperative Insurance Moat Score?

Al-Rajhi Co For Cooperative Insurance has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Al-Rajhi Co For Cooperative Insurance has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Al-Rajhi Co For Cooperative Insurance might have No Moat - No discernible moat.

Al-Rajhi Co For Cooperative Insurance  (SAU:8230) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Al-Rajhi Co For Cooperative Insurance Moat Score Related Terms

SAU:8230
74GF Score
Al-Rajhi Co For Cooperative Insurance SAU:8230
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Al-Rajhi Co For Cooperative Insurance (SAU:8230) Overvalued in 2026?

Based on GuruFocus' analysis, Al-Rajhi Co For Cooperative Insurance stock appears to be undervalued. The current stock price of ﷼49.68 is trading 29.9% below its estimated GF Value™ of ﷼70.89. GuruFocus considers Al-Rajhi Co For Cooperative Insurance to be Significantly Undervalued.

Key valuation signals for SAU:8230:

  • Moat Score: 0
  • GF Value™: ﷼70.89 vs. price of ﷼49.68 (29.9% below fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the SAU:8230 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Al-Rajhi Co For Cooperative Insurance Business Description

Address 3485-Ath Thummamah Road, P.O. Box 67791, Al Rabie District, Riyadh, SAU, 11517
Al-Rajhi Co For Cooperative Insurance is engaged in the provision of cooperative insurance and reinsurance services. The purpose of the company is to conduct cooperative insurance operations and all related activities, including re-takaful and agency activities. Its operating segments include Medical; Motor; Property and Casualty; and Protection and Savings. The company generates the majority of its revenue from the Motor segment.
74GF Score

Get the complete analysis for SAU:8230

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼49.68
Price
﷼70.89
GF Value