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SAU:8230's PB Ratio is ranked worse than 87.9% of 496
companies
in the Insurance industry
Industry Median: 1.395
vs SAU:8230: 3.68
During the past 12 months, Al-Rajhi Co For Cooperative Insurance's average Book Value Per Share Growth Rate was 23.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 24.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 17.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 20.60% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Al-Rajhi Co For Cooperative Insurance was 65.00% per year. The lowest was 14.90% per year. And the median was 24.10% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Al-Rajhi Co For Cooperative Insurance PB Ratio Related Terms
Al-Rajhi Co For Cooperative Insurance PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al-Rajhi Co For Cooperative Insurance PB Ratio Chart
For the Insurance - Property & Casualty subindustry, Al-Rajhi Co For Cooperative Insurance's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al-Rajhi Co For Cooperative Insurance PB Ratio vs Insurance Industry
Al-Rajhi Co For Cooperative Insurance PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Al-Rajhi Co For Cooperative Insurance (SAU:8230) has a PB Ratio of 3.63 as of Aug. 02, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Al-Rajhi Co For Cooperative Insurance and its competitors. This is near median its historical median of 3.37. Over the past decade, Al-Rajhi Co For Cooperative Insurance's PB Ratio has ranged from 1.98 to 11.76. According to the industry distribution chart, Al-Rajhi Co For Cooperative Insurance ranks #436 out of 496 companies in the Insurance industry, placing it in the top 87.9%.
Is Al-Rajhi Co For Cooperative Insurance's PB Ratio too high?
Al-Rajhi Co For Cooperative Insurance's current PB Ratio of 3.63 is near median its 10-year median of 3.37. Over the past 10 years, this metric has ranged from a low of 1.98 to a high of 11.76. The Insurance industry median PB Ratio is 1.40. Al-Rajhi Co For Cooperative Insurance's value of 3.63 is 160.2% above this industry median. Based on the distribution chart, Al-Rajhi Co For Cooperative Insurance ranks #436 out of 496 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Al-Rajhi Co For Cooperative Insurance has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al-Rajhi Co For Cooperative Insurance's PB Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Al-Rajhi Co For Cooperative Insurance ranks #436 out of 496 companies for PB Ratio. This places Al-Rajhi Co For Cooperative Insurance in the lower half of its industry. The industry median PB Ratio is 1.40. Al-Rajhi Co For Cooperative Insurance's value of 3.63 is 160.2% above this benchmark. Historically, Al-Rajhi Co For Cooperative Insurance's own PB Ratio has ranged from 1.98 to 11.76 over the past decade. While the company's 10-year median is 3.37 vs. the industry median of 1.40, Al-Rajhi Co For Cooperative Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.40, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al-Rajhi Co For Cooperative Insurance's current PB Ratio of 3.63 is 160.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Al-Rajhi Co For Cooperative Insurance and its competitors. For the Insurance industry, the median PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Rajhi Co For Cooperative Insurance's current PB Ratio is 3.63, which is near median its own 10-year median of 3.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Rajhi Co For Cooperative Insurance stock overvalued right now?
Based on GuruFocus' analysis, Al-Rajhi Co For Cooperative Insurance (SAU:8230) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼72.56, compared to a current price of ﷼48.50 — trading 33.2% below its estimated fair value. The current PB Ratio is 3.63, which is near median its 10-year median of 3.37 and 160.2% above the Insurance industry median of 1.40. Al-Rajhi Co For Cooperative Insurance's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Al-Rajhi Co For Cooperative Insurance (SAU:8230), the current PB Ratio is 3.63 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al-Rajhi Co For Cooperative Insurance (SAU:8230) Overvalued in 2026?
Based on GuruFocus' analysis, Al-Rajhi Co For Cooperative Insurance stock appears to be undervalued.
The current stock price of ﷼48.50 is trading 33.2% below its estimated GF Value™ of ﷼72.56.
GuruFocus considers Al-Rajhi Co For Cooperative Insurance to be Significantly Undervalued.
Key valuation signals for SAU:8230:
PB Ratio: 3.63 (near median its 10-year median of 3.37)
GF Value™: ﷼72.56 vs. price of ﷼48.50 (33.2% below fair value)
Industry Position: 160.2% above the Insurance median (#436 of 496)
No single metric tells the full story. See the SAU:8230 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al-Rajhi Co For Cooperative Insurance is engaged in the provision of cooperative insurance and reinsurance services. The purpose of the company is to conduct cooperative insurance operations and all related activities, including re-takaful and agency activities. Its operating segments include Medical; Motor; Property and Casualty; and Protection and Savings. The company generates the majority of its revenue from the Motor segment.
76GF Score
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