SAU:8230'
s Net Margin % Range Over the Past 10 Years
Min: 2.9 Med: 6.22 Max: 10.39
Current: 9.59
SAU:8230's Net Margin % is ranked better than 51.78% of 506
companies
in the Insurance industry
Industry Median: 9.275
vs SAU:8230: 9.59
Al-Rajhi Co For Cooperative Insurance (SAU:8230) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Al-Rajhi Co For Cooperative Insurance Net Margin % Related Terms
Al-Rajhi Co For Cooperative Insurance Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al-Rajhi Co For Cooperative Insurance Net Margin % Chart
For the Insurance - Property & Casualty subindustry, Al-Rajhi Co For Cooperative Insurance's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al-Rajhi Co For Cooperative Insurance Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Al-Rajhi Co For Cooperative Insurance's Net Margin % distribution charts can be found below:
* The bar in red indicates where Al-Rajhi Co For Cooperative Insurance's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al-Rajhi Co For Cooperative Insurance (SAU:8230) has a Net Margin % of 7.10% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Al-Rajhi Co For Cooperative Insurance and its competitors. This is 14% above median its historical median of 6.22. Over the past decade, Al-Rajhi Co For Cooperative Insurance's Net Margin % has ranged from 2.90 to 10.39. According to the industry distribution chart, Al-Rajhi Co For Cooperative Insurance ranks #244 out of 506 companies in the Insurance industry, placing it in the top 48.2%.
Is Al-Rajhi Co For Cooperative Insurance's Net Margin % too high?
Al-Rajhi Co For Cooperative Insurance's current Net Margin % of 7.10% is 14% above median its 10-year median of 6.22. Over the past 10 years, this metric has ranged from a low of 2.90 to a high of 10.39. The Insurance industry median Net Margin % is 9.28. Al-Rajhi Co For Cooperative Insurance's value of 7.10% is 23.5% below this industry median. Based on the distribution chart, Al-Rajhi Co For Cooperative Insurance ranks #244 out of 506 companies in the Insurance industry, which is above the industry midpoint. Overall, Al-Rajhi Co For Cooperative Insurance has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al-Rajhi Co For Cooperative Insurance's Net Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Al-Rajhi Co For Cooperative Insurance ranks #244 out of 506 companies for Net Margin %. This puts Al-Rajhi Co For Cooperative Insurance in the upper half of its industry. The industry median Net Margin % is 9.28. Al-Rajhi Co For Cooperative Insurance's value of 7.10% is 23.5% below this benchmark. Historically, Al-Rajhi Co For Cooperative Insurance's own Net Margin % has ranged from 2.90 to 10.39 over the past decade. While the company's 10-year median is 6.22 vs. the industry median of 9.28, Al-Rajhi Co For Cooperative Insurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.28, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al-Rajhi Co For Cooperative Insurance's current Net Margin % of 7.10% is 23.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Al-Rajhi Co For Cooperative Insurance and its competitors. For the Insurance industry, the median Net Margin % is 9.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Rajhi Co For Cooperative Insurance's current Net Margin % is 7.10%, which is 14% above median its own 10-year median of 6.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Rajhi Co For Cooperative Insurance stock overvalued right now?
Based on GuruFocus' analysis, Al-Rajhi Co For Cooperative Insurance (SAU:8230) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼68.26, compared to a current price of ﷼54.10 — trading 20.7% below its estimated fair value. The current Net Margin % is 7.10%, which is 14% above median its 10-year median of 6.22 and 23.5% below the Insurance industry median of 9.28. Al-Rajhi Co For Cooperative Insurance's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Al-Rajhi Co For Cooperative Insurance (SAU:8230), the current Net Margin % is 7.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al-Rajhi Co For Cooperative Insurance (SAU:8230) Overvalued in 2026?
Based on GuruFocus' analysis, Al-Rajhi Co For Cooperative Insurance stock appears to be undervalued.
The current stock price of ﷼54.10 is trading 20.7% below its estimated GF Value™ of ﷼68.26.
GuruFocus considers Al-Rajhi Co For Cooperative Insurance to be Modestly Undervalued.
Key valuation signals for SAU:8230:
Net Margin %: 7.10% (14% above median its 10-year median of 6.22)
GF Value™: ﷼68.26 vs. price of ﷼54.10 (20.7% below fair value)
Industry Position: 23.5% below the Insurance median (#244 of 506)
No single metric tells the full story. See the SAU:8230 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al-Rajhi Co For Cooperative Insurance Business Description
Al-Rajhi Co For Cooperative Insurance is engaged in the provision of cooperative insurance and reinsurance services. The purpose of the company is to conduct cooperative insurance operations and all related activities, including re-takaful and agency activities. Its operating segments include Medical; Motor; Property and Casualty; and Protection and Savings. The company generates the majority of its revenue from the Motor segment.
74GF Score
Get the complete analysis for SAU:8230
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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