Al-Rajhi Co For Cooperative Insurance (SAU:8230) GF Value Rank: 7 (As of Aug. 28, 2026) — 17% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:8230 Al-Rajhi Co For Cooperative Insurance SAU:8230
74 GF Score
Price ﷼57.20
GF Value ﷼71.14
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Al-Rajhi Co For Cooperative Insurance GF Value Rank?

Al-Rajhi Co For Cooperative Insurance SAU:8230 +5.05% 74 GF Value Rank is 7 as of Aug. 28, 2026, which is 17% above its 10-year median of 6.00. GuruFocus rates SAU:8230 with a GF Score™ of 74/100 and a GF Value™ of ﷼71.14 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Al-Rajhi Co For Cooperative Insurance has the GF Value Rank of 7.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Al-Rajhi Co For Cooperative Insurance GF Value Rank Related Terms


SAU:8230 vs CB, PGR, TRV: GF Value Rank Comparison

For the Insurance - Property & Casualty subindustry, Al-Rajhi Co For Cooperative Insurance's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al-Rajhi Co For Cooperative Insurance GF Value Rank vs Insurance Industry

For the Insurance industry and Financial Services sector, Al-Rajhi Co For Cooperative Insurance's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Al-Rajhi Co For Cooperative Insurance's GF Value Rank falls into.


SAU:8230
74GF Score
Al-Rajhi Co For Cooperative Insurance SAU:8230
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 7 mean?
Al-Rajhi Co For Cooperative Insurance (SAU:8230) has a GF Value Rank of 7 as of Aug. 28, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Al-Rajhi Co For Cooperative Insurance and its competitors. This is 17% above median its historical median of 6.00. Over the past decade, Al-Rajhi Co For Cooperative Insurance's GF Value Rank has ranged from 1.00 to 10.00.
Is Al-Rajhi Co For Cooperative Insurance's GF Value Rank too high?
Al-Rajhi Co For Cooperative Insurance's current GF Value Rank of 7 is 17% above median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Al-Rajhi Co For Cooperative Insurance has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al-Rajhi Co For Cooperative Insurance's GF Value Rank compare to CB and PGR?
Al-Rajhi Co For Cooperative Insurance's GF Value Rank of 7 can be compared against companies in the Insurance industry. Historically, Al-Rajhi Co For Cooperative Insurance's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for an Insurance company?
A good GF Value Rank depends on the Insurance industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Al-Rajhi Co For Cooperative Insurance and its competitors. Al-Rajhi Co For Cooperative Insurance's current GF Value Rank is 7, which is 17% above median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Rajhi Co For Cooperative Insurance stock overvalued right now?
Based on GuruFocus' analysis, Al-Rajhi Co For Cooperative Insurance (SAU:8230) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼71.14, compared to a current price of ﷼57.20 — trading 19.6% below its estimated fair value. The current GF Value Rank is 7, which is 17% above median its 10-year median of 6.00. Al-Rajhi Co For Cooperative Insurance's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Al-Rajhi Co For Cooperative Insurance (SAU:8230), the current GF Value Rank is 7 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al-Rajhi Co For Cooperative Insurance (SAU:8230) Overvalued in 2026?

Based on GuruFocus' analysis, Al-Rajhi Co For Cooperative Insurance stock appears to be undervalued. The current stock price of ﷼57.20 is trading 19.6% below its estimated GF Value™ of ﷼71.14. GuruFocus considers Al-Rajhi Co For Cooperative Insurance to be Modestly Undervalued.

Key valuation signals for SAU:8230:

  • GF Value Rank: 7 (17% above median its 10-year median of 6.00)
  • GF Value™: ﷼71.14 vs. price of ﷼57.20 (19.6% below fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the SAU:8230 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al-Rajhi Co For Cooperative Insurance Business Description

Address 3485-Ath Thummamah Road, P.O. Box 67791, Al Rabie District, Riyadh, SAU, 11517
Al-Rajhi Co For Cooperative Insurance is engaged in the provision of cooperative insurance and reinsurance services. The purpose of the company is to conduct cooperative insurance operations and all related activities, including re-takaful and agency activities. Its operating segments include Medical; Motor; Property and Casualty; and Protection and Savings. The company generates the majority of its revenue from the Motor segment.
74GF Score

Get the complete analysis for SAU:8230

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼57.20
Price
﷼71.14
GF Value