Al-Rajhi Co For Cooperative Insurance (SAU:8230) Cyclically Adjusted PS Ratio: 2.69 (As of Aug. 12, 2026) — 20% Below Median

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SAU:8230 Al-Rajhi Co For Cooperative Insurance SAU:8230
82 GF Score
Price ﷼50.80
GF Value ﷼62.03
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Al-Rajhi Co For Cooperative Insurance Cyclically Adjusted PS Ratio?

Al-Rajhi Co For Cooperative Insurance SAU:8230 +0.99% 82 Cyclically Adjusted PS Ratio is 2.69 as of Aug. 12, 2026, which is 20% below its 10-year median of 3.36. GuruFocus rates SAU:8230 with a GF Score™ of 82/100 and a GF Value™ of ﷼62.03 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 416 Insurance companies, Al-Rajhi Co For Cooperative Insurance ranks worse than 81.01% on this metric.

As of today (2026-08-12), Al-Rajhi Co For Cooperative Insurance's current share price is ﷼50.80. Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ﷼18.91. Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted PS Ratio for today is 2.69.

The historical rank and industry rank for Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted PS Ratio or its related term are showing as below:

SAU:8230' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.91   Med: 3.36   Max: 7.5
Current: 2.7

During the past years, Al-Rajhi Co For Cooperative Insurance's highest Cyclically Adjusted PS Ratio was 7.50. The lowest was 1.91. And the median was 3.36.

SAU:8230's Cyclically Adjusted PS Ratio is ranked worse than
81.01% of 416 companies
in the Insurance industry
Industry Median: 1.205 vs SAU:8230: 2.70

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Al-Rajhi Co For Cooperative Insurance's adjusted revenue per share data for the three months ended in Mar. 2026 was ﷼7.999. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ﷼18.91 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Al-Rajhi Co For Cooperative Insurance  (SAU:8230) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Al-Rajhi Co For Cooperative Insurance Cyclically Adjusted PS Ratio Related Terms


Al-Rajhi Co For Cooperative Insurance Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Rajhi Co For Cooperative Insurance Cyclically Adjusted PS Ratio Chart

Al-Rajhi Co For Cooperative Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 2.33 5.34 2.16

Al-Rajhi Co For Cooperative Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.25 3.76 3.41 2.16 2.80

SAU:8230 vs CB, PGR, TRV: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Property & Casualty subindustry, Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al-Rajhi Co For Cooperative Insurance Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted PS Ratio falls into.


SAU:8230
82GF Score
Al-Rajhi Co For Cooperative Insurance SAU:8230
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al-Rajhi Co For Cooperative Insurance Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=50.80/18.91
=2.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Al-Rajhi Co For Cooperative Insurance's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=7.999/330.2130*330.2130
=7.999

Current CPI (Mar. 2026) = 330.2130.

Al-Rajhi Co For Cooperative Insurance Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 1.883 241.018 2.580
201609 2.053 241.428 2.808
201612 2.369 241.432 3.240
201703 3.206 243.801 4.342
201706 3.512 244.955 4.734
201709 3.690 246.819 4.937
201712 3.901 246.524 5.225
201803 3.689 249.554 4.881
201806 3.766 251.989 4.935
201809 3.777 252.439 4.941
201812 3.610 251.233 4.745
201903 3.586 254.202 4.658
201906 3.578 256.143 4.613
201909 3.330 256.759 4.283
201912 3.234 256.974 4.156
202003 3.074 258.115 3.933
202006 3.001 257.797 3.844
202009 3.160 260.280 4.009
202012 2.955 260.474 3.746
202103 2.944 264.877 3.670
202106 3.012 271.696 3.661
202109 2.933 274.310 3.531
202112 3.044 278.802 3.605
202203 3.200 287.504 3.675
202206 2.522 296.311 2.811
202209 3.663 296.808 4.075
202212 2.822 296.797 3.140
202303 3.138 301.836 3.433
202306 4.832 305.109 5.230
202309 4.457 307.789 4.782
202312 6.456 306.746 6.950
202403 6.452 312.332 6.821
202406 5.736 314.175 6.029
202409 7.612 315.301 7.972
202412 7.455 315.605 7.800
202503 5.818 319.799 6.007
202506 5.062 322.561 5.182
202509 7.595 324.800 7.722
202512 4.291 324.054 4.373
202603 7.999 330.213 7.999

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.69 mean?
Al-Rajhi Co For Cooperative Insurance (SAU:8230) has a Cyclically Adjusted PS Ratio of 2.69 as of Aug. 12, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Al-Rajhi Co For Cooperative Insurance and its competitors. This is 20% below median its historical median of 3.36. Over the past decade, Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted PS Ratio has ranged from 1.91 to 7.50. According to the industry distribution chart, Al-Rajhi Co For Cooperative Insurance ranks #337 out of 416 companies in the Insurance industry, placing it in the top 81%.
Is Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted PS Ratio too high?
Al-Rajhi Co For Cooperative Insurance's current Cyclically Adjusted PS Ratio of 2.69 is 20% below median its 10-year median of 3.36. Over the past 10 years, this metric has ranged from a low of 1.91 to a high of 7.50. The Insurance industry median Cyclically Adjusted PS Ratio is 1.21. Al-Rajhi Co For Cooperative Insurance's value of 2.69 is 123.2% above this industry median. Based on the distribution chart, Al-Rajhi Co For Cooperative Insurance ranks #337 out of 416 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Al-Rajhi Co For Cooperative Insurance has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Al-Rajhi Co For Cooperative Insurance ranks #337 out of 416 companies for Cyclically Adjusted PS Ratio. This places Al-Rajhi Co For Cooperative Insurance in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.21. Al-Rajhi Co For Cooperative Insurance's value of 2.69 is 123.2% above this benchmark. Historically, Al-Rajhi Co For Cooperative Insurance's own Cyclically Adjusted PS Ratio has ranged from 1.91 to 7.50 over the past decade. While the company's 10-year median is 3.36 vs. the industry median of 1.21, Al-Rajhi Co For Cooperative Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.21, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al-Rajhi Co For Cooperative Insurance's current Cyclically Adjusted PS Ratio of 2.69 is 123.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Al-Rajhi Co For Cooperative Insurance and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Rajhi Co For Cooperative Insurance's current Cyclically Adjusted PS Ratio is 2.69, which is 20% below median its own 10-year median of 3.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Rajhi Co For Cooperative Insurance stock overvalued right now?
Based on GuruFocus' analysis, Al-Rajhi Co For Cooperative Insurance (SAU:8230) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼62.03, compared to a current price of ﷼50.80 — trading 18.1% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.69, which is 20% below median its 10-year median of 3.36 and 123.2% above the Insurance industry median of 1.21. Al-Rajhi Co For Cooperative Insurance's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Al-Rajhi Co For Cooperative Insurance (SAU:8230), the current Cyclically Adjusted PS Ratio is 2.69 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al-Rajhi Co For Cooperative Insurance (SAU:8230) Overvalued in 2026?

Based on GuruFocus' analysis, Al-Rajhi Co For Cooperative Insurance stock appears to be undervalued. The current stock price of ﷼50.80 is trading 18.1% below its estimated GF Value™ of ﷼62.03. GuruFocus considers Al-Rajhi Co For Cooperative Insurance to be Modestly Undervalued.

Key valuation signals for SAU:8230:

  • Cyclically Adjusted PS Ratio: 2.69 (20% below median its 10-year median of 3.36)
  • GF Value™: ﷼62.03 vs. price of ﷼50.80 (18.1% below fair value)
  • GF Score™: 82/100 with 3 warning signs
  • Industry Position: 123.2% above the Insurance median (#337 of 416)

No single metric tells the full story. See the SAU:8230 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al-Rajhi Co For Cooperative Insurance Business Description

Address 3485-Ath Thummamah Road, P.O. Box 67791, Al Rabie District, Riyadh, SAU, 11517
Al-Rajhi Co For Cooperative Insurance is engaged in the provision of cooperative insurance and reinsurance services. The purpose of the company is to conduct cooperative insurance operations and all related activities, including re-takaful and agency activities. Its operating segments include Medical; Motor; Property and Casualty; and Protection and Savings. The company generates the majority of its revenue from the Motor segment.
82GF Score

Get the complete analysis for SAU:8230

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼50.80
Price
﷼62.03
GF Value