Central Insurance (DHA:CENTRALINS) Cyclically Adjusted FCF per Share: BDT1.85 (As of Mar. 2026)

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DHA:CENTRALINS Central Insurance PLC DHA:CENTRALINS
82 GF Score
Price BDT41.90
GF Value BDT42.65
Valuation Fairly Valued
! 5 Warning Signs
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What is Central Insurance Cyclically Adjusted FCF per Share?

Central Insurance DHA:CENTRALINS +0.48% 82 Cyclically Adjusted FCF per Share is BDT1.85 as of Mar. 2026. GuruFocus rates DHA:CENTRALINS with a GF Score™ of 82/100 and a GF Value™ of BDT42.65 (Fairly Valued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Central Insurance's adjusted free cash flow per share for the three months ended in Mar. 2026 was BDT0.694. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is BDT1.85 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-07-22), Central Insurance's current stock price is BDT41.90. Central Insurance's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was BDT1.85. Central Insurance's Cyclically Adjusted Price-to-FCF of today is 22.65.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Central Insurance was 24.03. The lowest was 21.35. And the median was 22.46.


Central Insurance  (DHA:CENTRALINS) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Central Insurance's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=41.90/1.85
=22.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Central Insurance was 24.03. The lowest was 21.35. And the median was 22.46.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Central Insurance Cyclically Adjusted FCF per Share Related Terms


Central Insurance Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Central Insurance's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Central Insurance Cyclically Adjusted FCF per Share Chart

Central Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Central Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 1.85

DHA:CENTRALINS vs CB, PGR, TRV: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Property & Casualty subindustry, Central Insurance's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Central Insurance Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Central Insurance's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Central Insurance's Cyclically Adjusted Price-to-FCF falls into.


DHA:CENTRALINS
82GF Score
Central Insurance PLC DHA:CENTRALINS
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Central Insurance Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Central Insurance's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.694/330.2130*330.2130
=0.694

Current CPI (Mar. 2026) = 330.2130.

Central Insurance Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201112 0.000 225.672 0.000
201212 0.000 229.601 0.000
201312 0.000 233.049 0.000
201412 0.000 234.812 0.000
201512 0.000 236.525 0.000
201612 0.000 241.432 0.000
201712 0.000 246.524 0.000
201803 0.846 249.554 1.119
201806 0.521 251.989 0.683
201809 0.225 252.439 0.294
201812 0.221 251.233 0.290
201903 0.395 254.202 0.513
201906 0.574 256.143 0.740
201909 0.384 256.759 0.494
201912 0.260 256.974 0.334
202003 0.794 258.115 1.016
202006 0.155 257.797 0.199
202009 0.320 260.280 0.406
202012 0.856 260.474 1.085
202103 0.784 264.877 0.977
202106 0.197 271.696 0.239
202109 0.678 274.310 0.816
202112 -0.074 278.802 -0.088
202203 0.346 287.504 0.397
202206 0.952 296.311 1.061
202209 0.440 296.808 0.490
202212 -0.150 296.797 -0.167
202303 0.474 301.836 0.519
202306 0.491 305.109 0.531
202309 -0.031 307.789 -0.033
202312 -0.100 306.746 -0.108
202403 0.459 312.332 0.485
202406 0.368 314.175 0.387
202409 0.294 315.301 0.308
202412 0.225 315.605 0.235
202503 0.407 319.799 0.420
202506 0.240 322.561 0.246
202509 0.023 324.800 0.023
202512 0.624 324.054 0.636
202603 0.694 330.213 0.694

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of BDT1.85 mean?
Central Insurance (DHA:CENTRALINS) has a Cyclically Adjusted FCF per Share of BDT1.85 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Central Insurance and its competitors.
Is Central Insurance's Cyclically Adjusted FCF per Share too high?
Central Insurance's current Cyclically Adjusted FCF per Share is BDT1.85. Overall, Central Insurance has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Central Insurance's Cyclically Adjusted FCF per Share compare to CB and PGR?
Central Insurance's Cyclically Adjusted FCF per Share of BDT1.85 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Central Insurance and its competitors. Central Insurance's current Cyclically Adjusted FCF per Share is BDT1.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Insurance stock overvalued right now?
Based on GuruFocus' analysis, Central Insurance (DHA:CENTRALINS) is currently considered Fairly Valued. The stock's GF Value™ is BDT42.65, compared to a current price of BDT41.90 — trading 1.8% below its estimated fair value. The current Cyclically Adjusted FCF per Share is BDT1.85. Central Insurance's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Central Insurance (DHA:CENTRALINS), the current Cyclically Adjusted FCF per Share is BDT1.85 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Central Insurance (DHA:CENTRALINS) Overvalued in 2026?

Based on GuruFocus' analysis, Central Insurance stock appears to be undervalued. The current stock price of BDT41.90 is trading 1.8% below its estimated GF Value™ of BDT42.65. GuruFocus considers Central Insurance to be Fairly Valued.

Key valuation signals for DHA:CENTRALINS:

  • Cyclically Adjusted FCF per Share: BDT1.85
  • GF Value™: BDT42.65 vs. price of BDT41.90 (1.8% below fair value)
  • GF Score™: 82/100 with 5 warning signs

No single metric tells the full story. See the DHA:CENTRALINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Central Insurance Business Description

Address No. 7-8 Motijheel C/A, Central Insurance Bhaban, CIC Tower, 3rd and 4th Floor, Dhaka, BGD, 1000
Central Insurance PLC is a Non-life Insurance Company, engaged in the business of providing all kinds of non-life insurance products and services in Bangladesh. Its products and services include: Fire Insurance, Marine Cargo, Marine Hull, Engineering, Overseas Mediclaim and Holiday, Motor, Various Liability, Aviation Hull and Liability and Miscellaneous Insurances.
82GF Score

Get the complete analysis for DHA:CENTRALINS

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT41.90
Price
BDT42.65
GF Value