Central Insurance (DHA:CENTRALINS) Retained Earnings: BDT83.6 Mil (As of Mar. 2026)

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DHA:CENTRALINS Central Insurance PLC DHA:CENTRALINS
80 GF Score
Price BDT49.30
GF Value BDT42.75
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Central Insurance Retained Earnings?

Central Insurance DHA:CENTRALINS +9.80% 80 Retained Earnings is BDT83.6 Mil as of Mar. 2026. GuruFocus rates DHA:CENTRALINS with a GF Score™ of 80/100 and a GF Value™ of BDT42.75 (Modestly Overvalued). The stock has 1 warning sign investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Central Insurance's retained earnings for the quarter that ended in Mar. 2026 was BDT83.6 Mil.

Central Insurance's quarterly retained earnings increased from Sep. 2025 (BDT51.8 Mil) to Dec. 2025 (BDT66.5 Mil) and increased from Dec. 2025 (BDT66.5 Mil) to Mar. 2026 (BDT83.6 Mil).

Central Insurance's annual retained earnings declined from Dec. 2023 (BDT80.7 Mil) to Dec. 2024 (BDT66.3 Mil) but then increased from Dec. 2024 (BDT66.3 Mil) to Dec. 2025 (BDT66.5 Mil).


Central Insurance  (DHA:CENTRALINS) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Central Insurance Retained Earnings Historical Data

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The historical data trend for Central Insurance's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Central Insurance Retained Earnings Chart

Central Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 147.61 106.10 80.68 66.26 66.46

Central Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 78.43 33.03 51.78 66.46 83.57
DHA:CENTRALINS
80GF Score
Central Insurance PLC DHA:CENTRALINS
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Central Insurance Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of BDT83.6 Mil mean?
Central Insurance (DHA:CENTRALINS) has a Retained Earnings of BDT83.6 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Central Insurance and its competitors.
Is Central Insurance's Retained Earnings too high?
Central Insurance's current Retained Earnings is BDT83.6 Mil. Overall, Central Insurance has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Central Insurance's Retained Earnings compare to CB and PGR?
Central Insurance's Retained Earnings of BDT83.6 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Central Insurance and its competitors. Central Insurance's current Retained Earnings is BDT83.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Insurance stock overvalued right now?
Based on GuruFocus' analysis, Central Insurance (DHA:CENTRALINS) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT42.75, compared to a current price of BDT49.30 — trading 15.3% above its estimated fair value. The current Retained Earnings is BDT83.6 Mil. Central Insurance's overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Central Insurance (DHA:CENTRALINS), the current Retained Earnings is BDT83.6 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Central Insurance (DHA:CENTRALINS) Overvalued in 2026?

Based on GuruFocus' analysis, Central Insurance stock appears to be overvalued. The current stock price of BDT49.30 is trading 15.3% above its estimated GF Value™ of BDT42.75. GuruFocus considers Central Insurance to be Modestly Overvalued.

Key valuation signals for DHA:CENTRALINS:

  • Retained Earnings: BDT83.6 Mil
  • GF Value™: BDT42.75 vs. price of BDT49.30 (15.3% above fair value)
  • GF Score™: 80/100 with 1 warning sign

No single metric tells the full story. See the DHA:CENTRALINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Central Insurance Business Description

Address No. 7-8 Motijheel C/A, Central Insurance Bhaban, CIC Tower, 3rd and 4th Floor, Dhaka, BGD, 1000
Central Insurance PLC is a Non-life Insurance Company, engaged in the business of providing all kinds of non-life insurance products and services in Bangladesh. Its products and services include: Fire Insurance, Marine Cargo, Marine Hull, Engineering, Overseas Mediclaim and Holiday, Motor, Various Liability, Aviation Hull and Liability and Miscellaneous Insurances.
80GF Score

Get the complete analysis for DHA:CENTRALINS

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT49.30
Price
BDT42.75
GF Value