Central Insurance (DHA:CENTRALINS) E10: BDT2.33 (As of Mar. 2026)


DHA:CENTRALINS Central Insurance PLC DHA:CENTRALINS
81 GF Score
Price BDT42.60
GF Value BDT42.49
Valuation Fairly Valued
! 5 Warning Signs
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What is Central Insurance E10?

Central Insurance DHA:CENTRALINS +0.24% 81 E10 is BDT2.33 as of Mar. 2026. GuruFocus rates DHA:CENTRALINS with a GF Score™ of 81/100 and a GF Value™ of BDT42.49 (Fairly Valued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Central Insurance's adjusted earnings per share data for the three months ended in Mar. 2026 was BDT0.480. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is BDT2.33 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-29), Central Insurance's current stock price is BDT42.60. Central Insurance's E10 for the quarter that ended in Mar. 2026 was BDT2.33. Central Insurance's Shiller PE Ratio of today is 18.28.

During the past 13 years, the highest Shiller PE Ratio of Central Insurance was 18.28. The lowest was 16.95. And the median was 17.34.


Central Insurance  (DHA:CENTRALINS) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Central Insurance's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=42.60/2.33
=18.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Central Insurance was 18.28. The lowest was 16.95. And the median was 17.34.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Central Insurance E10 Related Terms


Central Insurance E10 Historical Data

* Premium members only.

The historical data trend for Central Insurance's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Central Insurance E10 Chart

Central Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Central Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 2.33

DHA:CENTRALINS vs CB, PGR, TRV: E10 Comparison

For the Insurance - Property & Casualty subindustry, Central Insurance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Central Insurance Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Central Insurance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Central Insurance's Shiller PE Ratio falls into.


DHA:CENTRALINS
81GF Score
Central Insurance PLC DHA:CENTRALINS
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Central Insurance E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Central Insurance's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.48/330.2130*330.2130
=0.480

Current CPI (Mar. 2026) = 330.2130.

Central Insurance Quarterly Data

per share eps CPI Adj_EPS
201112 0.000 225.672 0.000
201212 0.000 229.601 0.000
201312 0.000 233.049 0.000
201412 0.000 234.812 0.000
201512 0.000 236.525 0.000
201612 0.000 241.432 0.000
201712 0.000 246.524 0.000
201803 0.602 249.554 0.797
201806 0.470 251.989 0.616
201809 0.443 252.439 0.579
201812 0.371 251.233 0.488
201903 0.558 254.202 0.725
201906 0.381 256.143 0.491
201909 0.740 256.759 0.952
201912 0.211 256.974 0.271
202003 0.560 258.115 0.716
202006 0.390 257.797 0.500
202009 0.820 260.280 1.040
202012 0.310 260.474 0.393
202103 0.670 264.877 0.835
202106 0.540 271.696 0.656
202109 0.800 274.310 0.963
202112 0.394 278.802 0.467
202203 0.680 287.504 0.781
202206 0.570 296.311 0.635
202209 0.690 296.808 0.768
202212 0.090 296.797 0.100
202303 0.510 301.836 0.558
202306 0.540 305.109 0.584
202309 0.670 307.789 0.719
202312 0.257 306.746 0.277
202403 0.540 312.332 0.571
202406 0.530 314.175 0.557
202409 0.450 315.301 0.471
202412 0.336 315.605 0.352
202503 0.430 319.799 0.444
202506 0.490 322.561 0.502
202509 0.520 324.800 0.529
202512 0.420 324.054 0.428
202603 0.480 330.213 0.480

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of BDT2.33 mean?
Central Insurance (DHA:CENTRALINS) has a E10 of BDT2.33 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Central Insurance and its competitors.
Is Central Insurance's E10 too high?
Central Insurance's current E10 is BDT2.33. Overall, Central Insurance has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Central Insurance's E10 compare to CB and PGR?
Central Insurance's E10 of BDT2.33 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Central Insurance and its competitors. Central Insurance's current E10 is BDT2.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Insurance stock overvalued right now?
Based on GuruFocus' analysis, Central Insurance (DHA:CENTRALINS) is currently considered Fairly Valued. The stock's GF Value™ is BDT42.49, compared to a current price of BDT42.60 — trading 0.3% above its estimated fair value. The current E10 is BDT2.33. Central Insurance's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Central Insurance (DHA:CENTRALINS), the current E10 is BDT2.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Central Insurance (DHA:CENTRALINS) Overvalued in 2026?

Based on GuruFocus' analysis, Central Insurance stock appears to be overvalued. The current stock price of BDT42.60 is trading 0.3% above its estimated GF Value™ of BDT42.49. GuruFocus considers Central Insurance to be Fairly Valued.

Key valuation signals for DHA:CENTRALINS:

  • E10: BDT2.33
  • GF Value™: BDT42.49 vs. price of BDT42.60 (0.3% above fair value)
  • GF Score™: 81/100 with 5 warning signs

No single metric tells the full story. See the DHA:CENTRALINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Central Insurance Business Description

Address No. 7-8 Motijheel C/A, Central Insurance Bhaban, CIC Tower, 3rd and 4th Floor, Dhaka, BGD, 1000
Central Insurance PLC is a Non-life Insurance Company, engaged in the business of providing all kinds of non-life insurance products and services in Bangladesh. Its products and services include: Fire Insurance, Marine Cargo, Marine Hull, Engineering, Overseas Mediclaim and Holiday, Motor, Various Liability, Aviation Hull and Liability and Miscellaneous Insurances.
81GF Score

Get the complete analysis for DHA:CENTRALINS

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT42.60
Price
BDT42.49
GF Value