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3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Central Insurance's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was 0.00%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Central Insurance's 3-Year ROIIC % or its related term are showing as below:
DHA:CENTRALINS's 3-Year ROIIC % is not ranked *
in the Insurance industry.
Industry Median: 5.275 * Ranked among companies with meaningful 3-Year ROIIC % only.
Central Insurance (DHA:CENTRALINS) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Central Insurance 3-Year ROIIC % Related Terms
Central Insurance 3-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for Central Insurance's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DHA:CENTRALINS vs CB, PGR, TRV: 3-Year ROIIC % Comparison
For the Insurance - Property & Casualty subindustry, Central Insurance's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Central Insurance 3-Year ROIIC % vs Insurance Industry
For the Insurance industry and Financial Services sector, Central Insurance's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Central Insurance's 3-Year ROIIC % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Central Insurance (DHA:CENTRALINS) has a 3-Year ROIIC % of 0.00 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Central Insurance and its competitors. Over the past decade, Central Insurance's 3-Year ROIIC % has ranged from 18.42 to 18.42. According to the industry distribution chart, Central Insurance ranks #999999 out of 334 companies in the Insurance industry.
Is Central Insurance's 3-Year ROIIC % too high?
Central Insurance's current 3-Year ROIIC % is 0.00. Over the past 10 years, this metric has ranged from a low of 18.42 to a high of 18.42. Based on the distribution chart, Central Insurance ranks #999999 out of 334 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Central Insurance has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Central Insurance's 3-Year ROIIC % compare to CB and PGR?
According to the Insurance industry distribution chart, Central Insurance ranks #999999 out of 334 companies for 3-Year ROIIC %. This places Central Insurance in the lower half of its industry. The industry median 3-Year ROIIC % is 5.28. Historically, Central Insurance's own 3-Year ROIIC % has ranged from 18.42 to 18.42 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for an Insurance company?
The median 3-Year ROIIC % among Insurance companies is 5.28, based on 334 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Central Insurance and its competitors. For the Insurance industry, the median 3-Year ROIIC % is 5.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Central Insurance's current 3-Year ROIIC % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Insurance stock overvalued right now?
Based on GuruFocus' analysis, Central Insurance (DHA:CENTRALINS) is currently considered Fairly Valued. The stock's GF Value™ is BDT42.67, compared to a current price of BDT40.80 — trading 4.4% below its estimated fair value. The current 3-Year ROIIC % is 0.00. Central Insurance's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Central Insurance (DHA:CENTRALINS), the current 3-Year ROIIC % is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Central Insurance (DHA:CENTRALINS) Overvalued in 2026?
Based on GuruFocus' analysis, Central Insurance stock appears to be undervalued.
The current stock price of BDT40.80 is trading 4.4% below its estimated GF Value™ of BDT42.67.
GuruFocus considers Central Insurance to be Fairly Valued.
Key valuation signals for DHA:CENTRALINS:
3-Year ROIIC %: 0.00
GF Value™: BDT42.67 vs. price of BDT40.80 (4.4% below fair value)
No single metric tells the full story. See the DHA:CENTRALINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Central Insurance PLC is a Non-life Insurance Company, engaged in the business of providing all kinds of non-life insurance products and services in Bangladesh. Its products and services include: Fire Insurance, Marine Cargo, Marine Hull, Engineering, Overseas Mediclaim and Holiday, Motor, Various Liability, Aviation Hull and Liability and Miscellaneous Insurances.
82GF Score
Get the complete analysis for DHA:CENTRALINS
3-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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