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The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Central Insurance's share price is BDT44.40.
Central Insurance's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was BDT12.82. Hence, Central Insurance's PS Ratio for today is 3.46.
Warning Sign:
Central Insurance PLC stock PS Ratio (=3.46) is close to 1-year high of 3.66.
The historical rank and industry rank for Central Insurance's PS Ratio or its related term are showing as below:
DHA:CENTRALINS'
s PS Ratio Range Over the Past 10 Years
Min: 1.94 Med: 3.4 Max: 11.77
Current: 3.46
During the past 13 years, Central Insurance's highest PS Ratio was 11.77. The lowest was 1.94. And the median was 3.40.
DHA:CENTRALINS's PS Ratio is ranked worse than 84.4% of 500
companies
in the Insurance industry
Industry Median: 1.155
vs DHA:CENTRALINS: 3.46
Central Insurance PLC revenue growth has slowed down over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Central Insurance was 0.40% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 5.90% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 14.90% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 9.50% per year.
During the past 13 years, Central Insurance's highest 3-Year average Revenue per Share Growth Rate was 22.30% per year. The lowest was -1.50% per year. And the median was 5.25% per year.
Back to Basics: PS Ratio
Central Insurance (DHA:CENTRALINS) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Central Insurance PS Ratio Related Terms
Central Insurance PS Ratio Historical Data
* Premium members only.
The historical data trend for Central Insurance's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DHA:CENTRALINS vs CB, PGR, TRV: PS Ratio Comparison
For the Insurance - Property & Casualty subindustry, Central Insurance's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Central Insurance PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Central Insurance's PS Ratio distribution charts can be found below:
* The bar in red indicates where Central Insurance's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Central Insurance's Share Price of today is BDT44.40. Central Insurance's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT12.82.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Central Insurance (DHA:CENTRALINS) has a PS Ratio of 3.46 as of Jul. 18, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Central Insurance and its competitors. This is near median its historical median of 3.40. Over the past decade, Central Insurance's PS Ratio has ranged from 1.94 to 11.77. According to the industry distribution chart, Central Insurance ranks #422 out of 500 companies in the Insurance industry, placing it in the top 84.4%.
Is Central Insurance's PS Ratio too high?
Central Insurance's current PS Ratio of 3.46 is near median its 10-year median of 3.40. Over the past 10 years, this metric has ranged from a low of 1.94 to a high of 11.77. The Insurance industry median PS Ratio is 1.16. Central Insurance's value of 3.46 is 199.6% above this industry median. Based on the distribution chart, Central Insurance ranks #422 out of 500 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Central Insurance has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Central Insurance's PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Central Insurance ranks #422 out of 500 companies for PS Ratio. This places Central Insurance in the lower half of its industry. The industry median PS Ratio is 1.16. Central Insurance's value of 3.46 is 199.6% above this benchmark. Historically, Central Insurance's own PS Ratio has ranged from 1.94 to 11.77 over the past decade. While the company's 10-year median is 3.40 vs. the industry median of 1.16, Central Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.16, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Central Insurance's current PS Ratio of 3.46 is 199.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Central Insurance and its competitors. For the Insurance industry, the median PS Ratio is 1.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Central Insurance's current PS Ratio is 3.46, which is near median its own 10-year median of 3.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Insurance stock overvalued right now?
Based on GuruFocus' analysis, Central Insurance (DHA:CENTRALINS) is currently considered Fairly Valued. The stock's GF Value™ is BDT42.63, compared to a current price of BDT44.40 — trading 4.2% above its estimated fair value. The current PS Ratio is 3.46, which is near median its 10-year median of 3.40 and 199.6% above the Insurance industry median of 1.16. Central Insurance's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Central Insurance (DHA:CENTRALINS), the current PS Ratio is 3.46 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Central Insurance (DHA:CENTRALINS) Overvalued in 2026?
Based on GuruFocus' analysis, Central Insurance stock appears to be overvalued.
The current stock price of BDT44.40 is trading 4.2% above its estimated GF Value™ of BDT42.63.
GuruFocus considers Central Insurance to be Fairly Valued.
Key valuation signals for DHA:CENTRALINS:
PS Ratio: 3.46 (near median its 10-year median of 3.40)
GF Value™: BDT42.63 vs. price of BDT44.40 (4.2% above fair value)
Industry Position: 199.6% above the Insurance median (#422 of 500)
No single metric tells the full story. See the DHA:CENTRALINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Central Insurance PLC is a Non-life Insurance Company, engaged in the business of providing all kinds of non-life insurance products and services in Bangladesh. Its products and services include: Fire Insurance, Marine Cargo, Marine Hull, Engineering, Overseas Mediclaim and Holiday, Motor, Various Liability, Aviation Hull and Liability and Miscellaneous Insurances.
81GF Score
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