Central Insurance (DHA:CENTRALINS) FCF Margin %: 31.28% (As of Mar. 2026) — 79% Above Median


DHA:CENTRALINS Central Insurance PLC DHA:CENTRALINS
81 GF Score
Price BDT42.50
GF Value BDT42.49
Valuation Fairly Valued
! 5 Warning Signs
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What is Central Insurance FCF Margin %?

Central Insurance DHA:CENTRALINS +2.91% 81 FCF Margin % is 31.28% as of Mar. 2026, which is 79% above its 10-year median of 17.43. GuruFocus rates DHA:CENTRALINS with a GF Score™ of 81/100 and a GF Value™ of BDT42.49 (Fairly Valued). The stock has 5 warning signs investors should review. Among 501 Insurance companies, Central Insurance ranks better than 58.48% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Central Insurance's Free Cash Flow for the three months ended in Mar. 2026 was BDT36.9 Mil. Central Insurance's Revenue for the three months ended in Mar. 2026 was BDT117.9 Mil. Therefore, Central Insurance's FCF Margin % for the quarter that ended in Mar. 2026 was 31.28%.

As of today, Central Insurance's current FCF Yield % is 3.73%.

The historical rank and industry rank for Central Insurance's FCF Margin % or its related term are showing as below:

DHA:CENTRALINS' s FCF Margin % Range Over the Past 10 Years
Min: 9.66   Med: 17.43   Max: 33.13
Current: 12.31


During the past 13 years, the highest FCF Margin % of Central Insurance was 33.13%. The lowest was 9.66%. And the median was 17.43%.

DHA:CENTRALINS's FCF Margin % is ranked better than
58.48% of 501 companies
in the Insurance industry
Industry Median: 9.6 vs DHA:CENTRALINS: 12.31


Central Insurance FCF Margin % Related Terms


Central Insurance FCF Margin % Historical Data

* Premium members only.

The historical data trend for Central Insurance's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Central Insurance FCF Margin % Chart

Central Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.57 18.21 16.21 10.61 9.66

Central Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.66 12.03 0.95 10.08 31.28

DHA:CENTRALINS vs CB, PGR, TRV: FCF Margin % Comparison

For the Insurance - Property & Casualty subindustry, Central Insurance's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Central Insurance FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Central Insurance's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Central Insurance's FCF Margin % falls into.


DHA:CENTRALINS
81GF Score
Central Insurance PLC DHA:CENTRALINS
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Central Insurance FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Central Insurance's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=68.89/713.084
=9.66 %

Central Insurance's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=36.875/117.875
=31.28 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 31.28% mean?
Central Insurance (DHA:CENTRALINS) has a FCF Margin % of 31.28% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Central Insurance and its competitors. This is 79% above median its historical median of 17.43. Over the past decade, Central Insurance's FCF Margin % has ranged from 9.66 to 33.13. According to the industry distribution chart, Central Insurance ranks #208 out of 501 companies in the Insurance industry, placing it in the top 41.5%.
Is Central Insurance's FCF Margin % too high?
Central Insurance's current FCF Margin % of 31.28% is 79% above median its 10-year median of 17.43. Over the past 10 years, this metric has ranged from a low of 9.66 to a high of 33.13. The Insurance industry median FCF Margin % is 9.60. Central Insurance's value of 31.28% is 225.8% above this industry median. Based on the distribution chart, Central Insurance ranks #208 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Central Insurance has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Central Insurance's FCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Central Insurance ranks #208 out of 501 companies for FCF Margin %. This puts Central Insurance in the upper half of its industry. The industry median FCF Margin % is 9.60. Central Insurance's value of 31.28% is 225.8% above this benchmark. Historically, Central Insurance's own FCF Margin % has ranged from 9.66 to 33.13 over the past decade. While the company's 10-year median is 17.43 vs. the industry median of 9.60, Central Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Central Insurance's current FCF Margin % of 31.28% is 225.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Central Insurance and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Central Insurance's current FCF Margin % is 31.28%, which is 79% above median its own 10-year median of 17.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Insurance stock overvalued right now?
Based on GuruFocus' analysis, Central Insurance (DHA:CENTRALINS) is currently considered Fairly Valued. The stock's GF Value™ is BDT42.49, compared to a current price of BDT42.50 — trading 0% above its estimated fair value. The current FCF Margin % is 31.28%, which is 79% above median its 10-year median of 17.43 and 225.8% above the Insurance industry median of 9.60. Central Insurance's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Central Insurance (DHA:CENTRALINS), the current FCF Margin % is 31.28% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Central Insurance (DHA:CENTRALINS) Overvalued in 2026?

Based on GuruFocus' analysis, Central Insurance stock appears to be overvalued. The current stock price of BDT42.50 is trading 0% above its estimated GF Value™ of BDT42.49. GuruFocus considers Central Insurance to be Fairly Valued.

Key valuation signals for DHA:CENTRALINS:

  • FCF Margin %: 31.28% (79% above median its 10-year median of 17.43)
  • GF Value™: BDT42.49 vs. price of BDT42.50 (0% above fair value)
  • GF Score™: 81/100 with 5 warning signs
  • Industry Position: 225.8% above the Insurance median (#208 of 501)

No single metric tells the full story. See the DHA:CENTRALINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Central Insurance Business Description

Address No. 7-8 Motijheel C/A, Central Insurance Bhaban, CIC Tower, 3rd and 4th Floor, Dhaka, BGD, 1000
Central Insurance PLC is a Non-life Insurance Company, engaged in the business of providing all kinds of non-life insurance products and services in Bangladesh. Its products and services include: Fire Insurance, Marine Cargo, Marine Hull, Engineering, Overseas Mediclaim and Holiday, Motor, Various Liability, Aviation Hull and Liability and Miscellaneous Insurances.
81GF Score

Get the complete analysis for DHA:CENTRALINS

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT42.50
Price
BDT42.49
GF Value