Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Central InsuranceDHA:CENTRALINS +0.47%82 5-Year Yield-on-Cost % is 5.88 as of Aug. 01, 2026, which is 19% below its 10-year median of 7.27. GuruFocus rates DHA:CENTRALINS with a GF Score™ of 82/100 and a GF Value™ of BDT42.73 (Fairly Valued). The stock has 1 warning sign investors should review. Among 420 Insurance companies, Central Insurance ranks better than 74.29% on this metric.
Central Insurance's yield on cost for the quarter that ended in Mar. 2026 was 5.88.
The historical rank and industry rank for Central Insurance's 5-Year Yield-on-Cost % or its related term are showing as below:
DHA:CENTRALINS'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.06 Med: 7.27 Max: 14.32
Current: 5.88
During the past 13 years, Central Insurance's highest Yield on Cost was 14.32. The lowest was 2.06. And the median was 7.27.
DHA:CENTRALINS's 5-Year Yield-on-Cost % is ranked better than 74.29% of 420
companies
in the Insurance industry
Industry Median: 3.87
vs DHA:CENTRALINS: 5.88
Central Insurance (DHA:CENTRALINS) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Central Insurance 5-Year Yield-on-Cost % Related Terms
DHA:CENTRALINS vs CB, PGR, TRV: 5-Year Yield-on-Cost % Comparison
For the Insurance - Property & Casualty subindustry, Central Insurance's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Central Insurance 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Central Insurance's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Central Insurance's 5-Year Yield-on-Cost % falls into.
Central Insurance 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Central Insurance (DHA:CENTRALINS) has a 5-Year Yield-on-Cost % of 5.88 as of Aug. 01, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Central Insurance and its competitors. This is 19% below median its historical median of 7.27. Over the past decade, Central Insurance's 5-Year Yield-on-Cost % has ranged from 2.06 to 14.32. According to the industry distribution chart, Central Insurance ranks #108 out of 420 companies in the Insurance industry, placing it in the top 25.7%.
Is Central Insurance's 5-Year Yield-on-Cost % too high?
Central Insurance's current 5-Year Yield-on-Cost % of 5.88 is 19% below median its 10-year median of 7.27. Over the past 10 years, this metric has ranged from a low of 2.06 to a high of 14.32. The Insurance industry median 5-Year Yield-on-Cost % is 3.87. Central Insurance's value of 5.88 is 51.9% above this industry median. Based on the distribution chart, Central Insurance ranks #108 out of 420 companies in the Insurance industry, which is above the industry midpoint. Overall, Central Insurance has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Central Insurance's 5-Year Yield-on-Cost % compare to CB and PGR?
According to the Insurance industry distribution chart, Central Insurance ranks #108 out of 420 companies for 5-Year Yield-on-Cost %. This puts Central Insurance in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.87. Central Insurance's value of 5.88 is 51.9% above this benchmark. Historically, Central Insurance's own 5-Year Yield-on-Cost % has ranged from 2.06 to 14.32 over the past decade. While the company's 10-year median is 7.27 vs. the industry median of 3.87, Central Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.87, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Central Insurance's current 5-Year Yield-on-Cost % of 5.88 is 51.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Central Insurance and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Central Insurance's current 5-Year Yield-on-Cost % is 5.88, which is 19% below median its own 10-year median of 7.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Insurance stock overvalued right now?
Based on GuruFocus' analysis, Central Insurance (DHA:CENTRALINS) is currently considered Fairly Valued. The stock's GF Value™ is BDT42.73, compared to a current price of BDT42.90 — trading 0.4% above its estimated fair value. The current 5-Year Yield-on-Cost % is 5.88, which is 19% below median its 10-year median of 7.27 and 51.9% above the Insurance industry median of 3.87. Central Insurance's overall GF Score™ is 82/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Central Insurance (DHA:CENTRALINS), the current 5-Year Yield-on-Cost % is 5.88 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Central Insurance (DHA:CENTRALINS) Overvalued in 2026?
Based on GuruFocus' analysis, Central Insurance stock appears to be overvalued.
The current stock price of BDT42.90 is trading 0.4% above its estimated GF Value™ of BDT42.73.
GuruFocus considers Central Insurance to be Fairly Valued.
Key valuation signals for DHA:CENTRALINS:
5-Year Yield-on-Cost %: 5.88 (19% below median its 10-year median of 7.27)
GF Value™: BDT42.73 vs. price of BDT42.90 (0.4% above fair value)
Industry Position: 51.9% above the Insurance median (#108 of 420)
No single metric tells the full story. See the DHA:CENTRALINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Central Insurance PLC is a Non-life Insurance Company, engaged in the business of providing all kinds of non-life insurance products and services in Bangladesh. Its products and services include: Fire Insurance, Marine Cargo, Marine Hull, Engineering, Overseas Mediclaim and Holiday, Motor, Various Liability, Aviation Hull and Liability and Miscellaneous Insurances.
82GF Score
Get the complete analysis for DHA:CENTRALINS
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
DHA:CENTRALINS has been successfully added to your 
