Central Insurance (DHA:CENTRALINS) OCF Margin %: 32.12% (As of Mar. 2026) — 58% Above Median


DHA:CENTRALINS Central Insurance PLC DHA:CENTRALINS
81 GF Score
Price BDT42.50
GF Value BDT42.49
Valuation Fairly Valued
! 5 Warning Signs
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What is Central Insurance OCF Margin %?

Central Insurance DHA:CENTRALINS +2.91% 81 OCF Margin % is 32.12% as of Mar. 2026, which is 58% above its 10-year median of 20.29. GuruFocus rates DHA:CENTRALINS with a GF Score™ of 81/100 and a GF Value™ of BDT42.49 (Fairly Valued). The stock has 5 warning signs investors should review. Among 505 Insurance companies, Central Insurance ranks better than 60.59% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Central Insurance's Cash Flow from Operations for the three months ended in Mar. 2026 was BDT37.9 Mil. Central Insurance's Revenue for the three months ended in Mar. 2026 was BDT117.9 Mil. Therefore, Central Insurance's OCF Margin % for the quarter that ended in Mar. 2026 was 32.12%.

As of today, Central Insurance's current OCF Yield % is 4.52%.

The historical rank and industry rank for Central Insurance's OCF Margin % or its related term are showing as below:

DHA:CENTRALINS' s OCF Margin % Range Over the Past 10 Years
Min: 11.87   Med: 20.29   Max: 44.82
Current: 14.95


During the past 13 years, the highest OCF Margin % of Central Insurance was 44.82%. The lowest was 11.87%. And the median was 20.29%.

DHA:CENTRALINS's OCF Margin % is ranked better than
60.59% of 505 companies
in the Insurance industry
Industry Median: 10.85 vs DHA:CENTRALINS: 14.95


Central Insurance OCF Margin % Related Terms


Central Insurance OCF Margin % Historical Data

* Premium members only.

The historical data trend for Central Insurance's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Central Insurance OCF Margin % Chart

Central Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 32.72 22.23 18.34 11.87 12.23

Central Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.55 13.09 9.58 11.51 32.12

DHA:CENTRALINS vs CB, PGR, TRV: OCF Margin % Comparison

For the Insurance - Property & Casualty subindustry, Central Insurance's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Central Insurance OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Central Insurance's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Central Insurance's OCF Margin % falls into.


DHA:CENTRALINS
81GF Score
Central Insurance PLC DHA:CENTRALINS
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Central Insurance OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Central Insurance's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=87.225/713.084
=12.23 %

Central Insurance's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=37.857/117.875
=32.12 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 32.12% mean?
Central Insurance (DHA:CENTRALINS) has a OCF Margin % of 32.12% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Central Insurance and its competitors. This is 58% above median its historical median of 20.29. Over the past decade, Central Insurance's OCF Margin % has ranged from 11.87 to 44.82. According to the industry distribution chart, Central Insurance ranks #199 out of 505 companies in the Insurance industry, placing it in the top 39.4%.
Is Central Insurance's OCF Margin % too high?
Central Insurance's current OCF Margin % of 32.12% is 58% above median its 10-year median of 20.29. Over the past 10 years, this metric has ranged from a low of 11.87 to a high of 44.82. The Insurance industry median OCF Margin % is 10.85. Central Insurance's value of 32.12% is 196% above this industry median. Based on the distribution chart, Central Insurance ranks #199 out of 505 companies in the Insurance industry, which is above the industry midpoint. Overall, Central Insurance has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Central Insurance's OCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Central Insurance ranks #199 out of 505 companies for OCF Margin %. This puts Central Insurance in the upper half of its industry. The industry median OCF Margin % is 10.85. Central Insurance's value of 32.12% is 196% above this benchmark. Historically, Central Insurance's own OCF Margin % has ranged from 11.87 to 44.82 over the past decade. While the company's 10-year median is 20.29 vs. the industry median of 10.85, Central Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Central Insurance's current OCF Margin % of 32.12% is 196% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Central Insurance and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Central Insurance's current OCF Margin % is 32.12%, which is 58% above median its own 10-year median of 20.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Insurance stock overvalued right now?
Based on GuruFocus' analysis, Central Insurance (DHA:CENTRALINS) is currently considered Fairly Valued. The stock's GF Value™ is BDT42.49, compared to a current price of BDT42.50 — trading 0% above its estimated fair value. The current OCF Margin % is 32.12%, which is 58% above median its 10-year median of 20.29 and 196% above the Insurance industry median of 10.85. Central Insurance's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Central Insurance (DHA:CENTRALINS), the current OCF Margin % is 32.12% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Central Insurance (DHA:CENTRALINS) Overvalued in 2026?

Based on GuruFocus' analysis, Central Insurance stock appears to be overvalued. The current stock price of BDT42.50 is trading 0% above its estimated GF Value™ of BDT42.49. GuruFocus considers Central Insurance to be Fairly Valued.

Key valuation signals for DHA:CENTRALINS:

  • OCF Margin %: 32.12% (58% above median its 10-year median of 20.29)
  • GF Value™: BDT42.49 vs. price of BDT42.50 (0% above fair value)
  • GF Score™: 81/100 with 5 warning signs
  • Industry Position: 196% above the Insurance median (#199 of 505)

No single metric tells the full story. See the DHA:CENTRALINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Central Insurance Business Description

Address No. 7-8 Motijheel C/A, Central Insurance Bhaban, CIC Tower, 3rd and 4th Floor, Dhaka, BGD, 1000
Central Insurance PLC is a Non-life Insurance Company, engaged in the business of providing all kinds of non-life insurance products and services in Bangladesh. Its products and services include: Fire Insurance, Marine Cargo, Marine Hull, Engineering, Overseas Mediclaim and Holiday, Motor, Various Liability, Aviation Hull and Liability and Miscellaneous Insurances.
81GF Score

Get the complete analysis for DHA:CENTRALINS

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT42.50
Price
BDT42.49
GF Value