Central Insurance (DHA:CENTRALINS) Pretax Margin %: 27.84% (As of Mar. 2026) — 16% Below Median


DHA:CENTRALINS Central Insurance PLC DHA:CENTRALINS
81 GF Score
Price BDT42.80
GF Value BDT42.53
Valuation Fairly Valued
! 5 Warning Signs
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What is Central Insurance Pretax Margin %?

Central Insurance DHA:CENTRALINS +1.18% 81 Pretax Margin % is 27.84% as of Mar. 2026, which is 16% below its 10-year median of 33.23. GuruFocus rates DHA:CENTRALINS with a GF Score™ of 81/100 and a GF Value™ of BDT42.53 (Fairly Valued). The stock has 5 warning signs investors should review. Among 504 Insurance companies, Central Insurance ranks better than 75.4% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Central Insurance's Pre-Tax Income for the three months ended in Mar. 2026 was BDT32.8 Mil. Central Insurance's Revenue for the three months ended in Mar. 2026 was BDT117.9 Mil. Therefore, Central Insurance's pretax margin for the quarter that ended in Mar. 2026 was 27.84%.

The historical rank and industry rank for Central Insurance's Pretax Margin % or its related term are showing as below:

DHA:CENTRALINS' s Pretax Margin % Range Over the Past 10 Years
Min: 18.99   Med: 33.23   Max: 41.27
Current: 20.36


DHA:CENTRALINS's Pretax Margin % is ranked better than
75.4% of 504 companies
in the Insurance industry
Industry Median: 11.98 vs DHA:CENTRALINS: 20.36

Central Insurance  (DHA:CENTRALINS) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Central Insurance Pretax Margin % Related Terms


Central Insurance Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Central Insurance's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Central Insurance Pretax Margin % Chart

Central Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 35.76 23.31 22.84 20.21 18.99

Central Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.71 37.53 27.24 9.37 27.84

DHA:CENTRALINS vs CB, PGR, TRV: Pretax Margin % Comparison

For the Insurance - Property & Casualty subindustry, Central Insurance's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Central Insurance Pretax Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Central Insurance's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Central Insurance's Pretax Margin % falls into.


DHA:CENTRALINS
81GF Score
Central Insurance PLC DHA:CENTRALINS
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Central Insurance Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Central Insurance's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=135.38/713.084
=18.99 %

Central Insurance's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=32.819/117.875
=27.84 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 27.84% mean?
Central Insurance (DHA:CENTRALINS) has a Pretax Margin % of 27.84% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Central Insurance and its competitors. This is 16% below median its historical median of 33.23. Over the past decade, Central Insurance's Pretax Margin % has ranged from 18.99 to 41.27. According to the industry distribution chart, Central Insurance ranks #124 out of 504 companies in the Insurance industry, placing it in the top 24.6%.
Is Central Insurance's Pretax Margin % too high?
Central Insurance's current Pretax Margin % of 27.84% is 16% below median its 10-year median of 33.23. Over the past 10 years, this metric has ranged from a low of 18.99 to a high of 41.27. The Insurance industry median Pretax Margin % is 11.98. Central Insurance's value of 27.84% is 132.4% above this industry median. Based on the distribution chart, Central Insurance ranks #124 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Central Insurance has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Central Insurance's Pretax Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Central Insurance ranks #124 out of 504 companies for Pretax Margin %. This places Central Insurance in the top 25% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 11.98. Central Insurance's value of 27.84% is 132.4% above this benchmark. Historically, Central Insurance's own Pretax Margin % has ranged from 18.99 to 41.27 over the past decade. While the company's 10-year median is 33.23 vs. the industry median of 11.98, Central Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.98, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Central Insurance's current Pretax Margin % of 27.84% is 132.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Central Insurance and its competitors. For the Insurance industry, the median Pretax Margin % is 11.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Central Insurance's current Pretax Margin % is 27.84%, which is 16% below median its own 10-year median of 33.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Insurance stock overvalued right now?
Based on GuruFocus' analysis, Central Insurance (DHA:CENTRALINS) is currently considered Fairly Valued. The stock's GF Value™ is BDT42.53, compared to a current price of BDT42.80 — trading 0.6% above its estimated fair value. The current Pretax Margin % is 27.84%, which is 16% below median its 10-year median of 33.23 and 132.4% above the Insurance industry median of 11.98. Central Insurance's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Central Insurance (DHA:CENTRALINS), the current Pretax Margin % is 27.84% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Central Insurance (DHA:CENTRALINS) Overvalued in 2026?

Based on GuruFocus' analysis, Central Insurance stock appears to be overvalued. The current stock price of BDT42.80 is trading 0.6% above its estimated GF Value™ of BDT42.53. GuruFocus considers Central Insurance to be Fairly Valued.

Key valuation signals for DHA:CENTRALINS:

  • Pretax Margin %: 27.84% (16% below median its 10-year median of 33.23)
  • GF Value™: BDT42.53 vs. price of BDT42.80 (0.6% above fair value)
  • GF Score™: 81/100 with 5 warning signs
  • Industry Position: 132.4% above the Insurance median (#124 of 504)

No single metric tells the full story. See the DHA:CENTRALINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Central Insurance Business Description

Address No. 7-8 Motijheel C/A, Central Insurance Bhaban, CIC Tower, 3rd and 4th Floor, Dhaka, BGD, 1000
Central Insurance PLC is a Non-life Insurance Company, engaged in the business of providing all kinds of non-life insurance products and services in Bangladesh. Its products and services include: Fire Insurance, Marine Cargo, Marine Hull, Engineering, Overseas Mediclaim and Holiday, Motor, Various Liability, Aviation Hull and Liability and Miscellaneous Insurances.
81GF Score

Get the complete analysis for DHA:CENTRALINS

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT42.80
Price
BDT42.53
GF Value