Eagle Bancorp (FRA:2ZI) Cyclically Adjusted FCF per Share: €4.51 (As of Mar. 2026)


FRA:2ZI Eagle Bancorp Inc FRA:2ZI
61 GF Score
Price €23.00
GF Value €17.86
! 5 Warning Signs
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What is Eagle Bancorp Cyclically Adjusted FCF per Share?

Eagle Bancorp FRA:2ZI +8.49% 61 Cyclically Adjusted FCF per Share is €4.51 as of Mar. 2026. GuruFocus rates FRA:2ZI with a GF Score™ of 61/100 and a GF Value™ of €17.86. The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Eagle Bancorp's adjusted free cash flow per share for the three months ended in Mar. 2026 was €0.405. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €4.51 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Eagle Bancorp's average Cyclically Adjusted FCF Growth Rate was -6.00% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -1.80% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 7.30% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 17.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Eagle Bancorp was 50.40% per year. The lowest was -1.80% per year. And the median was 23.00% per year.

As of today (2026-07-11), Eagle Bancorp's current stock price is €23.00. Eagle Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was €4.51. Eagle Bancorp's Cyclically Adjusted Price-to-FCF of today is 5.10.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Eagle Bancorp was 46.14. The lowest was 2.74. And the median was 11.84.


Eagle Bancorp  (FRA:2ZI) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Eagle Bancorp's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=23.00/4.51
=5.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Eagle Bancorp was 46.14. The lowest was 2.74. And the median was 11.84.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Eagle Bancorp Cyclically Adjusted FCF per Share Related Terms


Eagle Bancorp Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Eagle Bancorp's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eagle Bancorp Cyclically Adjusted FCF per Share Chart

Eagle Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.16 5.29 4.76 5.10 4.35

Eagle Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.60 4.34 4.46 4.35 4.51

FRA:2ZI vs MPB, FMNB, GSBC: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Eagle Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eagle Bancorp Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Eagle Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Eagle Bancorp's Cyclically Adjusted Price-to-FCF falls into.


FRA:2ZI
61GF Score
Eagle Bancorp Inc FRA:2ZI
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Eagle Bancorp Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Eagle Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.405/330.2130*330.2130
=0.405

Current CPI (Mar. 2026) = 330.2130.

Eagle Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.217 241.018 0.297
201609 0.413 241.428 0.565
201612 1.375 241.432 1.881
201703 1.659 243.801 2.247
201706 -0.263 244.955 -0.355
201709 1.493 246.819 1.997
201712 1.067 246.524 1.429
201803 0.197 249.554 0.261
201806 1.113 251.989 1.459
201809 1.344 252.439 1.758
201812 1.449 251.233 1.905
201903 0.687 254.202 0.892
201906 0.540 256.143 0.696
201909 1.154 256.759 1.484
201912 1.084 256.974 1.393
202003 0.983 258.115 1.258
202006 0.266 257.797 0.341
202009 1.627 260.280 2.064
202012 0.591 260.474 0.749
202103 0.233 264.877 0.290
202106 2.557 271.696 3.108
202109 2.979 274.310 3.586
202112 0.369 278.802 0.437
202203 1.713 287.504 1.967
202206 1.851 296.311 2.063
202209 0.460 296.808 0.512
202212 1.618 296.797 1.800
202303 1.812 301.836 1.982
202306 0.933 305.109 1.010
202309 1.481 307.789 1.589
202312 1.741 306.746 1.874
202403 0.085 312.332 0.090
202406 1.702 314.175 1.789
202409 1.652 315.301 1.730
202412 0.314 315.605 0.329
202503 1.310 319.799 1.353
202506 -0.838 322.561 -0.858
202509 0.444 324.800 0.451
202512 -0.247 324.054 -0.252
202603 0.405 330.213 0.405

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €4.51 mean?
Eagle Bancorp (FRA:2ZI) has a Cyclically Adjusted FCF per Share of €4.51 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Eagle Bancorp and its competitors.
Is Eagle Bancorp's Cyclically Adjusted FCF per Share too high?
Eagle Bancorp's current Cyclically Adjusted FCF per Share is €4.51. Overall, Eagle Bancorp has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Eagle Bancorp's Cyclically Adjusted FCF per Share compare to MPB and FMNB?
Eagle Bancorp's Cyclically Adjusted FCF per Share of €4.51 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Eagle Bancorp and its competitors. Eagle Bancorp's current Cyclically Adjusted FCF per Share is €4.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eagle Bancorp stock overvalued right now?
Eagle Bancorp (FRA:2ZI) has a current Cyclically Adjusted FCF per Share of €4.51. The stock's GF Value™ is €17.86, compared to a current price of €23.00 — trading 28.8% above its estimated fair value. The current Cyclically Adjusted FCF per Share is €4.51. Eagle Bancorp's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Eagle Bancorp (FRA:2ZI), the current Cyclically Adjusted FCF per Share is €4.51 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eagle Bancorp (FRA:2ZI) Overvalued in 2026?

Based on GuruFocus' analysis, Eagle Bancorp stock appears to be overvalued. The current stock price of €23.00 is trading 28.8% above its estimated GF Value™ of €17.86.

Key valuation signals for FRA:2ZI:

  • Cyclically Adjusted FCF per Share: €4.51
  • GF Value™: €17.86 vs. price of €23.00 (28.8% above fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the FRA:2ZI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Eagle Bancorp Business Description

Other Exchanges EGBN:USA
Address 7500 Old Georgetown Road, 15th Floor, Bethesda, MD, USA, 20814
Eagle Bancorp Inc is a Maryland chartered commercial bank. The bank offers a broad range of commercial banking services to its business and professional clients, as well as consumer banking services to individuals living and/or working in the bank's market area. These services include commercial loans for a variety of business purposes such as for working capital, equipment purchases, real estate lines of credit and government contract financing; asset based lending and accounts receivable financing; construction and commercial real estate loans; business equipment financing; (v) consumer home equity lines of credit, personal lines of credit and term loans; (vi) consumer installment loans such as auto and personal loans; and (vii) personal credit cards offered through an outside vendor.
61GF Score

Get the complete analysis for FRA:2ZI

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€23.00
Price
€17.86
GF Value