Eagle Bancorp (FRA:2ZI) E10: €2.59 (As of Jun. 2026)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:2ZI Eagle Bancorp Inc FRA:2ZI
59 GF Score
Price €23.40
GF Value €17.72
! 5 Warning Signs
View Full Analysis

What is Eagle Bancorp E10?

Eagle Bancorp FRA:2ZI +1.74% 59 E10 is €2.59 as of Jun. 2026. GuruFocus rates FRA:2ZI with a GF Score™ of 59/100 and a GF Value™ of €17.72. The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Eagle Bancorp's adjusted earnings per share data for the three months ended in Jun. 2026 was €0.200. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €2.59 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Eagle Bancorp's average E10 Growth Rate was -11.30% per year. During the past 3 years, the average E10 Growth Rate was -6.70% per year. During the past 5 years, the average E10 Growth Rate was 2.90% per year. During the past 10 years, the average E10 Growth Rate was 12.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Eagle Bancorp was 20.20% per year. The lowest was -18.30% per year. And the median was 17.00% per year.

As of today (2026-08-12), Eagle Bancorp's current stock price is €23.40. Eagle Bancorp's E10 for the quarter that ended in Jun. 2026 was €2.59. Eagle Bancorp's Shiller PE Ratio of today is 9.03.

During the past 13 years, the highest Shiller PE Ratio of Eagle Bancorp was 46.14. The lowest was 3.83. And the median was 13.65.


Eagle Bancorp  (FRA:2ZI) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Eagle Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=23.40/2.59
=9.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Eagle Bancorp was 46.14. The lowest was 3.83. And the median was 13.65.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Eagle Bancorp E10 Related Terms


Eagle Bancorp E10 Historical Data

* Premium members only.

The historical data trend for Eagle Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eagle Bancorp E10 Chart

Eagle Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.06 3.77 3.88 3.67 2.66

Eagle Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.71 2.78 2.66 2.76 2.59

FRA:2ZI vs GSBC, SMBC, SMBK: E10 Comparison

For the Banks - Regional subindustry, Eagle Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eagle Bancorp Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Eagle Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Eagle Bancorp's Shiller PE Ratio falls into.


FRA:2ZI
59GF Score
Eagle Bancorp Inc FRA:2ZI
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Eagle Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Eagle Bancorp's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.2/333.9520*333.9520
=0.200

Current CPI (Jun. 2026) = 333.9520.

Eagle Bancorp Quarterly Data

per share eps CPI Adj_EPS
201609 0.642 241.428 0.888
201612 0.711 241.432 0.983
201703 0.739 243.801 1.012
201706 0.721 244.955 0.983
201709 0.730 246.819 0.988
201712 0.380 246.524 0.515
201803 0.843 249.554 1.128
201806 0.924 251.989 1.225
201809 0.968 252.439 1.281
201812 1.028 251.233 1.366
201903 0.867 254.202 1.139
201906 0.956 256.143 1.246
201909 0.972 256.759 1.264
201912 0.954 256.974 1.240
202003 0.633 258.115 0.819
202006 0.799 257.797 1.035
202009 1.087 260.280 1.395
202012 0.995 260.474 1.276
202103 1.142 264.877 1.440
202106 1.245 271.696 1.530
202109 1.156 274.310 1.407
202112 1.151 278.802 1.379
202203 1.289 287.504 1.497
202206 0.464 296.311 0.523
202209 1.172 296.808 1.319
202212 1.246 296.797 1.402
202303 0.729 301.836 0.807
202306 0.868 305.109 0.950
202309 0.853 307.789 0.926
202312 0.614 306.746 0.668
202403 -0.009 312.332 -0.010
202406 -2.583 314.175 -2.746
202409 0.649 315.301 0.687
202412 0.478 315.605 0.506
202503 0.055 319.799 0.057
202506 -1.994 322.561 -2.064
202509 -1.891 324.800 -1.944
202512 -0.068 324.054 -0.070
202603 0.415 330.213 0.420
202606 0.200 333.952 0.200

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €2.59 mean?
Eagle Bancorp (FRA:2ZI) has a E10 of €2.59 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Eagle Bancorp and its competitors.
Is Eagle Bancorp's E10 too high?
Eagle Bancorp's current E10 is €2.59. Overall, Eagle Bancorp has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Eagle Bancorp's E10 compare to GSBC and SMBC?
Eagle Bancorp's E10 of €2.59 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Eagle Bancorp and its competitors. Eagle Bancorp's current E10 is €2.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eagle Bancorp stock overvalued right now?
Eagle Bancorp (FRA:2ZI) has a current E10 of €2.59. The stock's GF Value™ is €17.72, compared to a current price of €23.40 — trading 32.1% above its estimated fair value. The current E10 is €2.59. Eagle Bancorp's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Eagle Bancorp (FRA:2ZI), the current E10 is €2.59 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eagle Bancorp (FRA:2ZI) Overvalued in 2026?

Based on GuruFocus' analysis, Eagle Bancorp stock appears to be overvalued. The current stock price of €23.40 is trading 32.1% above its estimated GF Value™ of €17.72.

Key valuation signals for FRA:2ZI:

  • E10: €2.59
  • GF Value™: €17.72 vs. price of €23.40 (32.1% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the FRA:2ZI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Eagle Bancorp Business Description

Other Exchanges EGBN:USA
Address 7500 Old Georgetown Road, 15th Floor, Bethesda, MD, USA, 20814
Eagle Bancorp Inc is a Maryland chartered commercial bank. The bank offers a broad range of commercial banking services to its business and professional clients, as well as consumer banking services to individuals living and/or working in the bank's market area. These services include commercial loans for a variety of business purposes such as for working capital, equipment purchases, real estate lines of credit and government contract financing; asset based lending and accounts receivable financing; construction and commercial real estate loans; business equipment financing; (v) consumer home equity lines of credit, personal lines of credit and term loans; (vi) consumer installment loans such as auto and personal loans; and (vii) personal credit cards offered through an outside vendor.
59GF Score

Get the complete analysis for FRA:2ZI

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€23.40
Price
€17.72
GF Value