Eagle Bancorp (FRA:2ZI) Pretax Margin %: 21.02% (As of Mar. 2026) — 61% Below Median


FRA:2ZI Eagle Bancorp Inc FRA:2ZI
59 GF Score
Price €22.40
GF Value €16.24
! 5 Warning Signs
View Full Analysis

What is Eagle Bancorp Pretax Margin %?

Eagle Bancorp FRA:2ZI +0.90% 59 Pretax Margin % is 21.02% as of Mar. 2026, which is 61% below its 10-year median of 54.47. GuruFocus rates FRA:2ZI with a GF Score™ of 59/100 and a GF Value™ of €16.24. The stock has 5 warning signs investors should review. Among 1,530 Banks companies, Eagle Bancorp ranks worse than 98.89% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Eagle Bancorp's Pre-Tax Income for the three months ended in Mar. 2026 was €13.9 Mil. Eagle Bancorp's Revenue for the three months ended in Mar. 2026 was €66.1 Mil. Therefore, Eagle Bancorp's pretax margin for the quarter that ended in Mar. 2026 was 21.02%.

The historical rank and industry rank for Eagle Bancorp's Pretax Margin % or its related term are showing as below:

FRA:2ZI' s Pretax Margin % Range Over the Past 10 Years
Min: -65.57   Med: 54.47   Max: 65.13
Current: -60.51


FRA:2ZI's Pretax Margin % is ranked worse than
98.89% of 1530 companies
in the Banks industry
Industry Median: 34.715 vs FRA:2ZI: -60.51

Eagle Bancorp  (FRA:2ZI) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Eagle Bancorp Pretax Margin % Related Terms


Eagle Bancorp Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Eagle Bancorp's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eagle Bancorp Pretax Margin % Chart

Eagle Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 65.13 53.20 40.86 -9.80 -65.57

Eagle Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.31 -147.19 -119.48 -6.23 21.02

FRA:2ZI vs MPB, FMNB, GSBC: Pretax Margin % Comparison

For the Banks - Regional subindustry, Eagle Bancorp's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eagle Bancorp Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Eagle Bancorp's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Eagle Bancorp's Pretax Margin % falls into.


FRA:2ZI
59GF Score
Eagle Bancorp Inc FRA:2ZI
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Eagle Bancorp Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Eagle Bancorp's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-167.541/255.513
=-65.57 %

Eagle Bancorp's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=13.891/66.088
=21.02 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 21.02% mean?
Eagle Bancorp (FRA:2ZI) has a Pretax Margin % of 21.02% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Eagle Bancorp and its competitors. This is 61% below median its historical median of 54.47. According to the industry distribution chart, Eagle Bancorp ranks #1513 out of 1530 companies in the Banks industry, placing it in the top 98.9%.
Is Eagle Bancorp's Pretax Margin % too high?
Eagle Bancorp's current Pretax Margin % of 21.02% is 61% below median its 10-year median of 54.47. The Banks industry median Pretax Margin % is 34.72. Eagle Bancorp's value of 21.02% is 39.4% below this industry median. Based on the distribution chart, Eagle Bancorp ranks #1513 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Eagle Bancorp has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Eagle Bancorp's Pretax Margin % compare to MPB and FMNB?
According to the Banks industry distribution chart, Eagle Bancorp ranks #1513 out of 1530 companies for Pretax Margin %. This places Eagle Bancorp in the lower half of its industry. The industry median Pretax Margin % is 34.72. Eagle Bancorp's value of 21.02% is 39.4% below this benchmark. While the company's 10-year median is 54.47 vs. the industry median of 34.72, Eagle Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eagle Bancorp's current Pretax Margin % of 21.02% is 39.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Eagle Bancorp and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eagle Bancorp's current Pretax Margin % is 21.02%, which is 61% below median its own 10-year median of 54.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eagle Bancorp stock overvalued right now?
Eagle Bancorp (FRA:2ZI) has a current Pretax Margin % of 21.02%. The stock's GF Value™ is €16.24, compared to a current price of €22.40 — trading 37.9% above its estimated fair value. The current Pretax Margin % is 21.02%, which is 61% below median its 10-year median of 54.47 and 39.4% below the Banks industry median of 34.72. Eagle Bancorp's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Eagle Bancorp (FRA:2ZI), the current Pretax Margin % is 21.02% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eagle Bancorp (FRA:2ZI) Overvalued in 2026?

Based on GuruFocus' analysis, Eagle Bancorp stock appears to be overvalued. The current stock price of €22.40 is trading 37.9% above its estimated GF Value™ of €16.24.

Key valuation signals for FRA:2ZI:

  • Pretax Margin %: 21.02% (61% below median its 10-year median of 54.47)
  • GF Value™: €16.24 vs. price of €22.40 (37.9% above fair value)
  • GF Score™: 59/100 with 5 warning signs
  • Industry Position: 39.4% below the Banks median (#1513 of 1530)

No single metric tells the full story. See the FRA:2ZI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Eagle Bancorp Business Description

Other Exchanges EGBN:USA
Address 7500 Old Georgetown Road, 15th Floor, Bethesda, MD, USA, 20814
Eagle Bancorp Inc is a Maryland chartered commercial bank. The bank offers a broad range of commercial banking services to its business and professional clients, as well as consumer banking services to individuals living and/or working in the bank's market area. These services include commercial loans for a variety of business purposes such as for working capital, equipment purchases, real estate lines of credit and government contract financing; asset based lending and accounts receivable financing; construction and commercial real estate loans; business equipment financing; (v) consumer home equity lines of credit, personal lines of credit and term loans; (vi) consumer installment loans such as auto and personal loans; and (vii) personal credit cards offered through an outside vendor.
59GF Score

Get the complete analysis for FRA:2ZI

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€22.40
Price
€16.24
GF Value