Eagle Bancorp (FRA:2ZI) Cyclically Adjusted Book per Share: €35.68 (As of Mar. 2026)


FRA:2ZI Eagle Bancorp Inc FRA:2ZI
59 GF Score
Price €23.00
GF Value €16.91
! 5 Warning Signs
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What is Eagle Bancorp Cyclically Adjusted Book per Share?

Eagle Bancorp FRA:2ZI +0.88% 59 Cyclically Adjusted Book per Share is €35.68 as of Mar. 2026. GuruFocus rates FRA:2ZI with a GF Score™ of 59/100 and a GF Value™ of €16.91. The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Eagle Bancorp's adjusted book value per share for the three months ended in Mar. 2026 was €32.486. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €35.68 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Eagle Bancorp's average Cyclically Adjusted Book Growth Rate was 5.30% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 8.20% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 11.80% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 15.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Eagle Bancorp was 17.30% per year. The lowest was 8.20% per year. And the median was 14.70% per year.

As of today (2026-07-02), Eagle Bancorp's current stock price is €23.00. Eagle Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €35.68. Eagle Bancorp's Cyclically Adjusted PB Ratio of today is 0.64.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Eagle Bancorp was 5.21. The lowest was 0.39. And the median was 1.80.


Eagle Bancorp  (FRA:2ZI) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Eagle Bancorp's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=23.00/35.68
=0.64

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Eagle Bancorp was 5.21. The lowest was 0.39. And the median was 1.80.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Eagle Bancorp Cyclically Adjusted Book per Share Related Terms


Eagle Bancorp Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Eagle Bancorp's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eagle Bancorp Cyclically Adjusted Book per Share Chart

Eagle Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.48 30.63 33.14 36.50 33.75

Eagle Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 46.63 30.33 34.05 33.75 35.68

FRA:2ZI vs MPB, FMNB, GSBC: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Eagle Bancorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eagle Bancorp Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Eagle Bancorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Eagle Bancorp's Cyclically Adjusted PB Ratio falls into.


FRA:2ZI
59GF Score
Eagle Bancorp Inc FRA:2ZI
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Eagle Bancorp Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Eagle Bancorp's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=32.486/330.2130*330.2130
=32.486

Current CPI (Mar. 2026) = 330.2130.

Eagle Bancorp Quarterly Data

Book Value per Share CPI Adj_Book
201606 20.899 241.018 28.633
201609 21.635 241.428 29.591
201612 23.483 241.432 32.118
201703 23.931 243.801 32.413
201706 23.511 244.955 31.694
201709 22.930 246.819 30.677
201712 23.493 246.524 31.468
201803 23.292 249.554 30.820
201806 25.530 251.989 33.455
201809 26.520 252.439 34.691
201812 28.346 251.233 37.257
201903 29.430 254.202 38.230
201906 30.352 256.143 39.129
201909 31.897 256.759 41.022
201912 32.238 256.974 41.426
202003 32.684 258.115 41.813
202006 32.734 257.797 41.929
202009 32.228 260.280 40.887
202012 32.096 260.474 40.689
202103 33.138 264.877 41.312
202106 33.923 271.696 41.229
202109 35.432 274.310 42.653
202112 37.416 278.802 44.315
202203 36.218 287.504 41.598
202206 36.940 296.311 41.166
202209 38.401 296.808 42.723
202212 36.990 296.797 41.155
202303 37.284 301.836 40.789
202306 37.639 305.109 40.736
202309 38.080 307.789 40.854
202312 39.047 306.746 42.034
202403 38.384 312.332 40.581
202406 35.998 314.175 37.836
202409 36.593 315.301 38.324
202412 38.769 315.605 40.563
202503 37.918 319.799 39.153
202506 33.837 322.561 34.640
202509 31.521 324.800 32.046
202512 31.822 324.054 32.427
202603 32.486 330.213 32.486

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €35.68 mean?
Eagle Bancorp (FRA:2ZI) has a Cyclically Adjusted Book per Share of €35.68 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Eagle Bancorp and its competitors.
Is Eagle Bancorp's Cyclically Adjusted Book per Share too high?
Eagle Bancorp's current Cyclically Adjusted Book per Share is €35.68. Overall, Eagle Bancorp has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Eagle Bancorp's Cyclically Adjusted Book per Share compare to MPB and FMNB?
Eagle Bancorp's Cyclically Adjusted Book per Share of €35.68 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Eagle Bancorp and its competitors. Eagle Bancorp's current Cyclically Adjusted Book per Share is €35.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eagle Bancorp stock overvalued right now?
Eagle Bancorp (FRA:2ZI) has a current Cyclically Adjusted Book per Share of €35.68. The stock's GF Value™ is €16.91, compared to a current price of €23.00 — trading 36% above its estimated fair value. The current Cyclically Adjusted Book per Share is €35.68. Eagle Bancorp's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Eagle Bancorp (FRA:2ZI), the current Cyclically Adjusted Book per Share is €35.68 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eagle Bancorp (FRA:2ZI) Overvalued in 2026?

Based on GuruFocus' analysis, Eagle Bancorp stock appears to be overvalued. The current stock price of €23.00 is trading 36% above its estimated GF Value™ of €16.91.

Key valuation signals for FRA:2ZI:

  • Cyclically Adjusted Book per Share: €35.68
  • GF Value™: €16.91 vs. price of €23.00 (36% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the FRA:2ZI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Eagle Bancorp Business Description

Other Exchanges EGBN:USA
Address 7500 Old Georgetown Road, 15th Floor, Bethesda, MD, USA, 20814
Eagle Bancorp Inc is a Maryland chartered commercial bank. The bank offers a broad range of commercial banking services to its business and professional clients, as well as consumer banking services to individuals living and/or working in the bank's market area. These services include commercial loans for a variety of business purposes such as for working capital, equipment purchases, real estate lines of credit and government contract financing; asset based lending and accounts receivable financing; construction and commercial real estate loans; business equipment financing; (v) consumer home equity lines of credit, personal lines of credit and term loans; (vi) consumer installment loans such as auto and personal loans; and (vii) personal credit cards offered through an outside vendor.
59GF Score

Get the complete analysis for FRA:2ZI

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€23.00
Price
€16.91
GF Value