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Eagle BancorpFRA:2ZI 57 EV-to-OCF is 7.46 as of Aug. 18, 2026, which is 15% below its 10-year median of 8.81. GuruFocus rates FRA:2ZI with a GF Score™ of 57/100 and a GF Value™ of €17.60. The stock has 6 warning signs investors should review. Among 1,499 Banks companies, Eagle Bancorp ranks worse than 62.44% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Eagle Bancorp's Enterprise Value is €394.2 Mil.
Eagle Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was €52.8 Mil. Therefore, Eagle Bancorp's EV-to-OCF for today is 7.46.
The historical rank and industry rank for Eagle Bancorp's EV-to-OCF or its related term are showing as below:
FRA:2ZI'
s EV-to-OCF Range Over the Past 10 Years
Min: -5.24 Med: 8.81 Max: 2314.91
Current: 7.46
During the past 13 years, the highest EV-to-OCF of Eagle Bancorp was 2314.91. The lowest was -5.24. And the median was 8.81.
FRA:2ZI's EV-to-OCF is ranked worse than 62.44% of 1499
companies
in the Banks industry
Industry Median: 3.92
vs FRA:2ZI: 7.46
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Eagle Bancorp's PE Ratio (TTM) for today is calculated as:
Eagle Bancorp's share price for today is €24.20.
Eagle Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-1.344.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Eagle Bancorp EV-to-OCF Related Terms
Eagle Bancorp EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Eagle Bancorp's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Eagle Bancorp's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Eagle Bancorp EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Eagle Bancorp's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Eagle Bancorp's EV-to-OCF falls into.
Eagle Bancorp's current Enterprise Value is €394.2 Mil.
Eagle Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €52.8 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Eagle Bancorp (FRA:2ZI) has a EV-to-OCF of 7.46 as of Aug. 18, 2026. This is 15% below median its historical median of 8.81. According to the industry distribution chart, Eagle Bancorp ranks #936 out of 1499 companies in the Banks industry, placing it in the top 62.4%.
Is Eagle Bancorp's EV-to-OCF too high?
Eagle Bancorp's current EV-to-OCF of 7.46 is 15% below median its 10-year median of 8.81. The Banks industry median EV-to-OCF is 3.92. Eagle Bancorp's value of 7.46 is 90.3% above this industry median. Based on the distribution chart, Eagle Bancorp ranks #936 out of 1499 companies in the Banks industry, which is below the industry midpoint. Overall, Eagle Bancorp has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Eagle Bancorp's EV-to-OCF compare to GSBC and SMBC?
According to the Banks industry distribution chart, Eagle Bancorp ranks #936 out of 1499 companies for EV-to-OCF. This places Eagle Bancorp in the lower half of its industry. The industry median EV-to-OCF is 3.92. Eagle Bancorp's value of 7.46 is 90.3% above this benchmark. While the company's 10-year median is 8.81 vs. the industry median of 3.92, Eagle Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.92, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eagle Bancorp's current EV-to-OCF of 7.46 is 90.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eagle Bancorp's current EV-to-OCF is 7.46, which is 15% below median its own 10-year median of 8.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eagle Bancorp stock overvalued right now?
Eagle Bancorp (FRA:2ZI) has a current EV-to-OCF of 7.46. The stock's GF Value™ is €17.60, compared to a current price of €24.20 — trading 37.5% above its estimated fair value. The current EV-to-OCF is 7.46, which is 15% below median its 10-year median of 8.81 and 90.3% above the Banks industry median of 3.92. Eagle Bancorp's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Eagle Bancorp (FRA:2ZI), the current EV-to-OCF is 7.46 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Eagle Bancorp (FRA:2ZI) Overvalued in 2026?
Based on GuruFocus' analysis, Eagle Bancorp stock appears to be overvalued.
The current stock price of €24.20 is trading 37.5% above its estimated GF Value™ of €17.60.
Key valuation signals for FRA:2ZI:
EV-to-OCF: 7.46 (15% below median its 10-year median of 8.81)
GF Value™: €17.60 vs. price of €24.20 (37.5% above fair value)
Industry Position: 90.3% above the Banks median (#936 of 1499)
No single metric tells the full story. See the FRA:2ZI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Eagle Bancorp Inc is a Maryland chartered commercial bank. The bank offers a broad range of commercial banking services to its business and professional clients, as well as consumer banking services to individuals living and/or working in the bank's market area. These services include commercial loans for a variety of business purposes such as for working capital, equipment purchases, real estate lines of credit and government contract financing; asset based lending and accounts receivable financing; construction and commercial real estate loans; business equipment financing; (v) consumer home equity lines of credit, personal lines of credit and term loans; (vi) consumer installment loans such as auto and personal loans; and (vii) personal credit cards offered through an outside vendor.
57GF Score
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