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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Eagle Bancorp's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €236.0 Mil. Eagle Bancorp's average total debt for the quarter that ended in Mar. 2026 was €95.7 Mil. Therefore, Eagle Bancorp's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 246.56%.
Eagle Bancorp (FRA:2ZI) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Eagle Bancorp Effective Interest Rate on Debt % Related Terms
Eagle Bancorp Effective Interest Rate on Debt % Historical Data
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The historical data trend for Eagle Bancorp's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Eagle Bancorp Effective Interest Rate on Debt % Chart
FRA:2ZI vs MPB, FMNB, GSBC: Effective Interest Rate on Debt % Comparison
For the Banks - Regional subindustry, Eagle Bancorp's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Eagle Bancorp Effective Interest Rate on Debt % vs Banks Industry
For the Banks industry and Financial Services sector, Eagle Bancorp's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Eagle Bancorp's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 246.56% mean?
Eagle Bancorp (FRA:2ZI) has a Effective Interest Rate on Debt % of 246.56% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Eagle Bancorp and its competitors.
Is Eagle Bancorp's Effective Interest Rate on Debt % too high?
Eagle Bancorp's current Effective Interest Rate on Debt % is 246.56%. Overall, Eagle Bancorp has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Eagle Bancorp's Effective Interest Rate on Debt % compare to MPB and FMNB?
Eagle Bancorp's Effective Interest Rate on Debt % of 246.56% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Eagle Bancorp and its competitors. Eagle Bancorp's current Effective Interest Rate on Debt % is 246.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eagle Bancorp stock overvalued right now?
Eagle Bancorp (FRA:2ZI) has a current Effective Interest Rate on Debt % of 246.56%. The stock's GF Value™ is €17.38, compared to a current price of €23.20 — trading 33.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 246.56%. Eagle Bancorp's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Eagle Bancorp (FRA:2ZI), the current Effective Interest Rate on Debt % is 246.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Eagle Bancorp (FRA:2ZI) Overvalued in 2026?
Based on GuruFocus' analysis, Eagle Bancorp stock appears to be overvalued.
The current stock price of €23.20 is trading 33.5% above its estimated GF Value™ of €17.38.
Key valuation signals for FRA:2ZI:
Effective Interest Rate on Debt %: 246.56%
GF Value™: €17.38 vs. price of €23.20 (33.5% above fair value)
No single metric tells the full story. See the FRA:2ZI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Eagle Bancorp Inc is a Maryland chartered commercial bank. The bank offers a broad range of commercial banking services to its business and professional clients, as well as consumer banking services to individuals living and/or working in the bank's market area. These services include commercial loans for a variety of business purposes such as for working capital, equipment purchases, real estate lines of credit and government contract financing; asset based lending and accounts receivable financing; construction and commercial real estate loans; business equipment financing; (v) consumer home equity lines of credit, personal lines of credit and term loans; (vi) consumer installment loans such as auto and personal loans; and (vii) personal credit cards offered through an outside vendor.
61GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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