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Eagle BancorpFRA:2ZI -2.61%58 Forward Rate of Return (Yacktman) % is 14.10% as of Jun. 2026, which is 43% below its 10-year median of 24.73. GuruFocus rates FRA:2ZI with a GF Score™ of 58/100 and a GF Value™ of €15.75. The stock has 6 warning signs investors should review. Among 1,416 Banks companies, Eagle Bancorp ranks better than 53.32% on this metric.
Yacktman defines forward rate of return as the normalized free cash flow yield plus real growth plus inflation. Eagle Bancorp's forward rate of return for was 14.10%.
The historical rank and industry rank for Eagle Bancorp's Forward Rate of Return (Yacktman) % or its related term are showing as below:
FRA:2ZI'
s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 15.23 Med: 24.73 Max: 37.79
Current: 16.3
During the past 13 years, Eagle Bancorp's highest Forward Rate of Return was 37.79. The lowest was 15.23. And the median was 24.73.
FRA:2ZI's Forward Rate of Return (Yacktman) % is ranked better than 53.32% of 1416
companies
in the Banks industry
Industry Median: 15.53
vs FRA:2ZI: 16.30
Unlike the Earnings Yield %, the Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
Eagle Bancorp (FRA:2ZI) Forward Rate of Return (Yacktman) % Explanation
Unlike the Earnings Yield, the Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
For the growth part of the Forward Rate of Return calculation, GuruFocus uses the 5-year average growth rate of Book Value per share as the growth rate, and the growth rate is always capped at 20%. For the Free Cash Flow we use per share data averaged over five years. The reason we use five years is to make it comparable to the growth rate.
Be Aware
In the Forward Rate of Return calculation, the growth rate is added directly to today's free cash flow yield. Therefore the calculation is reliable only if the company can grow at the same rate in the future as it did in the past. Investors should pay close attention to this when researching growth stocks. A more accurate measurement for return is Return on Capital.
Eagle Bancorp Forward Rate of Return (Yacktman) % Related Terms
Eagle Bancorp Forward Rate of Return (Yacktman) % Historical Data
* Premium members only.
The historical data trend for Eagle Bancorp's Forward Rate of Return (Yacktman) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Eagle Bancorp Forward Rate of Return (Yacktman) % Chart
FRA:2ZI vs ORRF, ALRS, SPFI: Forward Rate of Return (Yacktman) % Comparison
For the Banks - Regional subindustry, Eagle Bancorp's Forward Rate of Return (Yacktman) %, along with its competitors' market caps and Forward Rate of Return (Yacktman) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Eagle Bancorp Forward Rate of Return (Yacktman) % vs Banks Industry
For the Banks industry and Financial Services sector, Eagle Bancorp's Forward Rate of Return (Yacktman) % distribution charts can be found below:
* The bar in red indicates where Eagle Bancorp's Forward Rate of Return (Yacktman) % falls into.
Eagle Bancorp Forward Rate of Return (Yacktman) % Calculation
Forward Rate of Return is a concept that Don Yacktman uses in his investment approach. Yacktman explained the forward rate of return concept in detail in his interview with GuruFocus. Yacktman defines forward rate of return as the normalized free cash flow yield plus real growth plus inflation. He said in the interview (March 2012, when the S&P 500 was at about 1400):
If the business is stable, this calculation is fairly straightforward. For instance, on the S&P 500 we would normalize earnings. We would then calculate what percentage of those earnings are not reinvested in the underlying businesses and are therefore free. Historically, for the S&P 500, this has been just under 50% of earnings. Currently, we expect the S&P to earn about 70 on a normalized basis, a number which is far below reported earnings due to our adjusting for record high profit margins. $70 X ½ / 1400 gives you a normalized free cash flow yield of approximately 2.5%.
The historical real growth rate of the S&P 500 (companies) is about 1.5%. Assuming an inflation rate of 2.5%, the forward rate of return on an investment in the S&P 500 is about 6.5% today (2.5% free cash flow yield plus 1.5% real growth plus 2.5% inflation).
Eagle Bancorp's Forward Rate of Return of Jun. 2026 is
Forward Rate of Return
=
Normalized Free Cash Flow
/
Price
+
5-Year Book Value Growth Rate
=
3.69866667
/
22.8
+
-0.0212
=
14.10 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Rate of Return (Yacktman) % of 14.10% mean?
Eagle Bancorp (FRA:2ZI) has a Forward Rate of Return (Yacktman) % of 14.10% as of Jun. 2026. Yacktman's forward rate of return equals the sum of normalized free-cash-flow yield plus earnings growth. View historical data on Eagle Bancorp and its competitors. This is 43% below median its historical median of 24.73. Over the past decade, Eagle Bancorp's Forward Rate of Return (Yacktman) % has ranged from 15.23 to 37.79. According to the industry distribution chart, Eagle Bancorp ranks #661 out of 1416 companies in the Banks industry, placing it in the top 46.7%.
Is Eagle Bancorp's Forward Rate of Return (Yacktman) % too high?
Eagle Bancorp's current Forward Rate of Return (Yacktman) % of 14.10% is 43% below median its 10-year median of 24.73. Over the past 10 years, this metric has ranged from a low of 15.23 to a high of 37.79. The Banks industry median Forward Rate of Return (Yacktman) % is 15.53. Eagle Bancorp's value of 14.10% is 9.2% below this industry median. Based on the distribution chart, Eagle Bancorp ranks #661 out of 1416 companies in the Banks industry, which is above the industry midpoint. Overall, Eagle Bancorp has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Eagle Bancorp's Forward Rate of Return (Yacktman) % compare to ORRF and ALRS?
According to the Banks industry distribution chart, Eagle Bancorp ranks #661 out of 1416 companies for Forward Rate of Return (Yacktman) %. This puts Eagle Bancorp in the upper half of its industry. The industry median Forward Rate of Return (Yacktman) % is 15.53. Eagle Bancorp's value of 14.10% is 9.2% below this benchmark. Historically, Eagle Bancorp's own Forward Rate of Return (Yacktman) % has ranged from 15.23 to 37.79 over the past decade. While the company's 10-year median is 24.73 vs. the industry median of 15.53, Eagle Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Rate of Return (Yacktman) % for a Banks company?
The median Forward Rate of Return (Yacktman) % among Banks companies is 15.53, based on 1,416 companies in the industry. Companies in the top quartile (top 25%) have a Forward Rate of Return (Yacktman) % significantly above this median, while those in the bottom quartile fall well below. However, Forward Rate of Return (Yacktman) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eagle Bancorp's current Forward Rate of Return (Yacktman) % of 14.10% is 9.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Rate of Return (Yacktman) % mean?
A high Forward Rate of Return (Yacktman) % can signal that a stock is expensive relative to its fundamentals. Yacktman's forward rate of return equals the sum of normalized free-cash-flow yield plus earnings growth. View historical data on Eagle Bancorp and its competitors. For the Banks industry, the median Forward Rate of Return (Yacktman) % is 15.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eagle Bancorp's current Forward Rate of Return (Yacktman) % is 14.10%, which is 43% below median its own 10-year median of 24.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eagle Bancorp stock overvalued right now?
Eagle Bancorp (FRA:2ZI) has a current Forward Rate of Return (Yacktman) % of 14.10%. The stock's GF Value™ is €15.75, compared to a current price of €22.40 — trading 42.2% above its estimated fair value. The current Forward Rate of Return (Yacktman) % is 14.10%, which is 43% below median its 10-year median of 24.73 and 9.2% below the Banks industry median of 15.53. Eagle Bancorp's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Rate of Return (Yacktman) % calculated?
Forward Rate of Return (Yacktman) % is calculated from a company's financial statements. For Eagle Bancorp (FRA:2ZI), the current Forward Rate of Return (Yacktman) % is 14.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Eagle Bancorp (FRA:2ZI) Overvalued in 2026?
Based on GuruFocus' analysis, Eagle Bancorp stock appears to be overvalued.
The current stock price of €22.40 is trading 42.2% above its estimated GF Value™ of €15.75.
Key valuation signals for FRA:2ZI:
Forward Rate of Return (Yacktman) %: 14.10% (43% below median its 10-year median of 24.73)
GF Value™: €15.75 vs. price of €22.40 (42.2% above fair value)
Industry Position: 9.2% below the Banks median (#661 of 1416)
No single metric tells the full story. See the FRA:2ZI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Eagle Bancorp Inc is a Maryland chartered commercial bank. The bank offers a broad range of commercial banking services to its business and professional clients, as well as consumer banking services to individuals living and/or working in the bank's market area. These services include commercial loans for a variety of business purposes such as for working capital, equipment purchases, real estate lines of credit and government contract financing; asset based lending and accounts receivable financing; construction and commercial real estate loans; business equipment financing; (v) consumer home equity lines of credit, personal lines of credit and term loans; (vi) consumer installment loans such as auto and personal loans; and (vii) personal credit cards offered through an outside vendor.
58GF Score
Get the complete analysis for FRA:2ZI
Forward Rate of Return (Yacktman) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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