Eagle Bancorp (FRA:2ZI) Scaled Net Operating Assets: -0.02 (As of Mar. 2026)


FRA:2ZI Eagle Bancorp Inc FRA:2ZI
59 GF Score
Price €22.40
GF Value €16.24
! 5 Warning Signs
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What is Eagle Bancorp Scaled Net Operating Assets?

Eagle Bancorp FRA:2ZI +0.90% 59 Scaled Net Operating Assets is -0.02 as of Mar. 2026. GuruFocus rates FRA:2ZI with a GF Score™ of 59/100 and a GF Value™ of €16.24. The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Eagle Bancorp's operating assets for the quarter that ended in Mar. 2026 was €7,304.6 Mil. Eagle Bancorp's operating liabilities for the quarter that ended in Mar. 2026 was €7,523.7 Mil. Eagle Bancorp's Total Assets for the quarter that ended in Dec. 2025 was €8,964.6 Mil. Therefore, Eagle Bancorp's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.02.

FRA:2ZI
59GF Score
Eagle Bancorp Inc FRA:2ZI
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Eagle Bancorp Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Eagle Bancorp's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(8370.489-7903.118)/10628.68
=0.04

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=8964.611 - 594.122
=8370.489

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=7998.496 - 95.378 - 0
=7903.118

Eagle Bancorp's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(7304.585-7523.736)/8964.611
=-0.02

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=8610.453 - 1305.868
=7304.585

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=7619.788 - 96.052 - 0
=7523.736

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.02 mean?
Eagle Bancorp (FRA:2ZI) has a Scaled Net Operating Assets of -0.02 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Eagle Bancorp and its competitors.
Is Eagle Bancorp's Scaled Net Operating Assets too high?
Eagle Bancorp's current Scaled Net Operating Assets is -0.02. Overall, Eagle Bancorp has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Eagle Bancorp's Scaled Net Operating Assets compare to MPB and FMNB?
Eagle Bancorp's Scaled Net Operating Assets of -0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Eagle Bancorp and its competitors. Eagle Bancorp's current Scaled Net Operating Assets is -0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eagle Bancorp stock overvalued right now?
Eagle Bancorp (FRA:2ZI) has a current Scaled Net Operating Assets of -0.02. The stock's GF Value™ is €16.24, compared to a current price of €22.40 — trading 37.9% above its estimated fair value. The current Scaled Net Operating Assets is -0.02. Eagle Bancorp's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Eagle Bancorp (FRA:2ZI), the current Scaled Net Operating Assets is -0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eagle Bancorp (FRA:2ZI) Overvalued in 2026?

Based on GuruFocus' analysis, Eagle Bancorp stock appears to be overvalued. The current stock price of €22.40 is trading 37.9% above its estimated GF Value™ of €16.24.

Key valuation signals for FRA:2ZI:

  • Scaled Net Operating Assets: -0.02
  • GF Value™: €16.24 vs. price of €22.40 (37.9% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the FRA:2ZI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Eagle Bancorp Business Description

Other Exchanges EGBN:USA
Address 7500 Old Georgetown Road, 15th Floor, Bethesda, MD, USA, 20814
Eagle Bancorp Inc is a Maryland chartered commercial bank. The bank offers a broad range of commercial banking services to its business and professional clients, as well as consumer banking services to individuals living and/or working in the bank's market area. These services include commercial loans for a variety of business purposes such as for working capital, equipment purchases, real estate lines of credit and government contract financing; asset based lending and accounts receivable financing; construction and commercial real estate loans; business equipment financing; (v) consumer home equity lines of credit, personal lines of credit and term loans; (vi) consumer installment loans such as auto and personal loans; and (vii) personal credit cards offered through an outside vendor.
59GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€22.40
Price
€16.24
GF Value