Eagle BancorpFRA:2ZI -5.88%59 Return-on-Tangible-Equity is 5.20% as of Mar. 2026, which is 58% below its 10-year median of 12.30. GuruFocus rates FRA:2ZI with a GF Score™ of 59/100 and a GF Value™ of €17.30. The stock has 5 warning signs investors should review. Among 1,523 Banks companies, Eagle Bancorp ranks worse than 98.16% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Eagle Bancorp's annualized net income for the quarter that ended in Mar. 2026 was €50.9 Mil. Eagle Bancorp's average shareholder tangible equity for the quarter that ended in Mar. 2026 was €978.4 Mil. Therefore, Eagle Bancorp's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 5.20%.
The historical rank and industry rank for Eagle Bancorp's Return-on-Tangible-Equity or its related term are showing as below:
FRA:2ZI'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -11.71 Med: 12.3 Max: 16.49
Current: -10.72
During the past 13 years, Eagle Bancorp's highest Return-on-Tangible-Equity was 16.49%. The lowest was -11.71%. And the median was 12.30%.
FRA:2ZI's Return-on-Tangible-Equity is ranked worse than 98.16% of 1523
companies
in the Banks industry
Industry Median: 11.19
vs FRA:2ZI: -10.72
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Eagle Bancorp Return-on-Tangible-Equity Related Terms
Eagle Bancorp Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Eagle Bancorp's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:2ZI vs MPB, FMNB, GSBC: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Eagle Bancorp's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Eagle Bancorp Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Eagle Bancorp's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Eagle Bancorp's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 5.20% mean?
Eagle Bancorp (FRA:2ZI) has a Return-on-Tangible-Equity of 5.20% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Eagle Bancorp and its competitors. This is 58% below median its historical median of 12.30. According to the industry distribution chart, Eagle Bancorp ranks #1495 out of 1523 companies in the Banks industry, placing it in the top 98.2%.
Is Eagle Bancorp's Return-on-Tangible-Equity too high?
Eagle Bancorp's current Return-on-Tangible-Equity of 5.20% is 58% below median its 10-year median of 12.30. The Banks industry median Return-on-Tangible-Equity is 11.19. Eagle Bancorp's value of 5.20% is 53.5% below this industry median. Based on the distribution chart, Eagle Bancorp ranks #1495 out of 1523 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Eagle Bancorp has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Eagle Bancorp's Return-on-Tangible-Equity compare to MPB and FMNB?
According to the Banks industry distribution chart, Eagle Bancorp ranks #1495 out of 1523 companies for Return-on-Tangible-Equity. This places Eagle Bancorp in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.19. Eagle Bancorp's value of 5.20% is 53.5% below this benchmark. While the company's 10-year median is 12.30 vs. the industry median of 11.19, Eagle Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.19, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eagle Bancorp's current Return-on-Tangible-Equity of 5.20% is 53.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Eagle Bancorp and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eagle Bancorp's current Return-on-Tangible-Equity is 5.20%, which is 58% below median its own 10-year median of 12.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eagle Bancorp stock overvalued right now?
Eagle Bancorp (FRA:2ZI) has a current Return-on-Tangible-Equity of 5.20%. The stock's GF Value™ is €17.30, compared to a current price of €22.40 — trading 29.5% above its estimated fair value. The current Return-on-Tangible-Equity is 5.20%, which is 58% below median its 10-year median of 12.30 and 53.5% below the Banks industry median of 11.19. Eagle Bancorp's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Eagle Bancorp (FRA:2ZI), the current Return-on-Tangible-Equity is 5.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Eagle Bancorp (FRA:2ZI) Overvalued in 2026?
Based on GuruFocus' analysis, Eagle Bancorp stock appears to be overvalued.
The current stock price of €22.40 is trading 29.5% above its estimated GF Value™ of €17.30.
Key valuation signals for FRA:2ZI:
Return-on-Tangible-Equity: 5.20% (58% below median its 10-year median of 12.30)
GF Value™: €17.30 vs. price of €22.40 (29.5% above fair value)
Industry Position: 53.5% below the Banks median (#1495 of 1523)
No single metric tells the full story. See the FRA:2ZI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Eagle Bancorp Inc is a Maryland chartered commercial bank. The bank offers a broad range of commercial banking services to its business and professional clients, as well as consumer banking services to individuals living and/or working in the bank's market area. These services include commercial loans for a variety of business purposes such as for working capital, equipment purchases, real estate lines of credit and government contract financing; asset based lending and accounts receivable financing; construction and commercial real estate loans; business equipment financing; (v) consumer home equity lines of credit, personal lines of credit and term loans; (vi) consumer installment loans such as auto and personal loans; and (vii) personal credit cards offered through an outside vendor.
59GF Score
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