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Eagle BancorpFRA:2ZI 60 Debt-to-Equity is 0.10 as of Mar. 2026, which is 77% below its 10-year median of 0.44. GuruFocus rates FRA:2ZI with a GF Score™ of 60/100 and a GF Value™ of €17.09. The stock has 6 warning signs investors should review. Among 1,421 Banks companies, Eagle Bancorp ranks better than 79.52% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Eagle Bancorp's Debt-to-Equity or its related term are showing as below:
FRA:2ZI'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.1 Med: 0.44 Max: 1.78
Current: 0.18
During the past 13 years, the highest Debt-to-Equity Ratio of Eagle Bancorp was 1.78. The lowest was 0.10. And the median was 0.44.
FRA:2ZI's Debt-to-Equity is ranked better than 79.52% of 1421
companies
in the Banks industry
Industry Median: 0.58
vs FRA:2ZI: 0.18
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Eagle Bancorp Debt-to-Equity Related Terms
Eagle Bancorp Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Eagle Bancorp's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:2ZI vs GSBC, SMBC, SMBK: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Eagle Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Eagle Bancorp Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Eagle Bancorp's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Eagle Bancorp's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Eagle Bancorp (FRA:2ZI) has a Debt-to-Equity of 0.10 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Eagle Bancorp and its competitors. This is 77% below median its historical median of 0.44. Over the past decade, Eagle Bancorp's Debt-to-Equity has ranged from 0.10 to 1.78. According to the industry distribution chart, Eagle Bancorp ranks #291 out of 1421 companies in the Banks industry, placing it in the top 20.5%.
Is Eagle Bancorp's Debt-to-Equity too high?
Eagle Bancorp's current Debt-to-Equity of 0.10 is 77% below median its 10-year median of 0.44. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 1.78. The Banks industry median Debt-to-Equity is 0.58. Eagle Bancorp's value of 0.10 is 82.8% below this industry median. Based on the distribution chart, Eagle Bancorp ranks #291 out of 1421 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Eagle Bancorp has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Eagle Bancorp's Debt-to-Equity compare to GSBC and SMBC?
According to the Banks industry distribution chart, Eagle Bancorp ranks #291 out of 1421 companies for Debt-to-Equity. This places Eagle Bancorp in the top 21% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.58. Eagle Bancorp's value of 0.10 is 82.8% below this benchmark. Historically, Eagle Bancorp's own Debt-to-Equity has ranged from 0.10 to 1.78 over the past decade. While the company's 10-year median is 0.44 vs. the industry median of 0.58, Eagle Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eagle Bancorp's current Debt-to-Equity of 0.10 is 82.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Eagle Bancorp and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eagle Bancorp's current Debt-to-Equity is 0.10, which is 77% below median its own 10-year median of 0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eagle Bancorp stock overvalued right now?
Eagle Bancorp (FRA:2ZI) has a current Debt-to-Equity of 0.10. The stock's GF Value™ is €17.09, compared to a current price of €23.00 — trading 34.6% above its estimated fair value. The current Debt-to-Equity is 0.10, which is 77% below median its 10-year median of 0.44 and 82.8% below the Banks industry median of 0.58. Eagle Bancorp's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Eagle Bancorp (FRA:2ZI), the current Debt-to-Equity is 0.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Eagle Bancorp (FRA:2ZI) Overvalued in 2026?
Based on GuruFocus' analysis, Eagle Bancorp stock appears to be overvalued.
The current stock price of €23.00 is trading 34.6% above its estimated GF Value™ of €17.09.
Key valuation signals for FRA:2ZI:
Debt-to-Equity: 0.10 (77% below median its 10-year median of 0.44)
GF Value™: €17.09 vs. price of €23.00 (34.6% above fair value)
Industry Position: 82.8% below the Banks median (#291 of 1421)
No single metric tells the full story. See the FRA:2ZI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Eagle Bancorp Inc is a Maryland chartered commercial bank. The bank offers a broad range of commercial banking services to its business and professional clients, as well as consumer banking services to individuals living and/or working in the bank's market area. These services include commercial loans for a variety of business purposes such as for working capital, equipment purchases, real estate lines of credit and government contract financing; asset based lending and accounts receivable financing; construction and commercial real estate loans; business equipment financing; (v) consumer home equity lines of credit, personal lines of credit and term loans; (vi) consumer installment loans such as auto and personal loans; and (vii) personal credit cards offered through an outside vendor.
60GF Score
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