CB Texim Bank AD (LTS:0QRP) Cyclically Adjusted FCF per Share: лв0.50 (As of Dec. 2025)

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LTS:0QRP CB Texim Bank AD LTS:0QRP
59 GF Score
Price лв2.76
GF Value лв5.32
! 2 Warning Signs
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What is CB Texim Bank AD Cyclically Adjusted FCF per Share?

CB Texim Bank AD LTS:0QRP 59 Cyclically Adjusted FCF per Share is лв0.50 as of Dec. 2025. GuruFocus rates LTS:0QRP with a GF Score™ of 59/100 and a GF Value™ of лв5.32. The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

CB Texim Bank AD's adjusted free cash flow per share data for the fiscal year that ended in Dec. 2025 was лв5.405. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is лв0.50 for the trailing ten years ended in Dec. 2025.

During the past 12 months, CB Texim Bank AD's average Cyclically Adjusted FCF Growth Rate was 57.10% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 27.30% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 21.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of CB Texim Bank AD was 27.30% per year. The lowest was 14.90% per year. And the median was 24.10% per year.

As of today (2026-07-26), CB Texim Bank AD's current stock price is лв 2.76. CB Texim Bank AD's Cyclically Adjusted FCF per Share for the fiscal year that ended in Dec. 2025 was лв0.50. CB Texim Bank AD's Cyclically Adjusted Price-to-FCF of today is 5.52.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of CB Texim Bank AD was 14.61. The lowest was 2.73. And the median was 10.35.


CB Texim Bank AD  (LTS:0QRP) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

CB Texim Bank AD's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=2.76/0.50
=5.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of CB Texim Bank AD was 14.61. The lowest was 2.73. And the median was 10.35.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


CB Texim Bank AD Cyclically Adjusted FCF per Share Related Terms


CB Texim Bank AD Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for CB Texim Bank AD's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Texim Bank AD Cyclically Adjusted FCF per Share Chart

CB Texim Bank AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.19 0.27 0.34 0.33 0.50

CB Texim Bank AD Semi-Annual Data
Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.19 0.27 0.34 0.33 0.50

LTS:0QRP vs PNC, USB: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, CB Texim Bank AD's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CB Texim Bank AD Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, CB Texim Bank AD's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where CB Texim Bank AD's Cyclically Adjusted Price-to-FCF falls into.


LTS:0QRP
59GF Score
CB Texim Bank AD LTS:0QRP
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CB Texim Bank AD Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, CB Texim Bank AD's adjusted Free Cash Flow per Share data for the fiscal year that ended in Dec. 2025 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=5.405/324.0540*324.0540
=5.405

Current CPI (Dec. 2025) = 324.0540.

CB Texim Bank AD Annual Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201612 -0.601 241.432 -0.807
201712 -0.230 246.524 -0.302
201812 0.996 251.233 1.285
201912 0.404 256.974 0.509
202012 1.799 260.474 2.238
202112 1.802 278.802 2.094
202212 1.657 296.797 1.809
202312 0.813 306.746 0.859
202412 0.036 315.605 0.037
202512 5.405 324.054 5.405

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of лв0.50 mean?
CB Texim Bank AD (LTS:0QRP) has a Cyclically Adjusted FCF per Share of лв0.50 as of Dec. 2025. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on CB Texim Bank AD and its competitors.
Is CB Texim Bank AD's Cyclically Adjusted FCF per Share too high?
CB Texim Bank AD's current Cyclically Adjusted FCF per Share is лв0.50. Overall, CB Texim Bank AD has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does CB Texim Bank AD's Cyclically Adjusted FCF per Share compare to PNC and USB?
CB Texim Bank AD's Cyclically Adjusted FCF per Share of лв0.50 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on CB Texim Bank AD and its competitors. CB Texim Bank AD's current Cyclically Adjusted FCF per Share is лв0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Texim Bank AD stock overvalued right now?
CB Texim Bank AD (LTS:0QRP) has a current Cyclically Adjusted FCF per Share of лв0.50. The stock's GF Value™ is лв5.32, compared to a current price of лв2.76 — trading 48.1% below its estimated fair value. The current Cyclically Adjusted FCF per Share is лв0.50. CB Texim Bank AD's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For CB Texim Bank AD (LTS:0QRP), the current Cyclically Adjusted FCF per Share is лв0.50 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Texim Bank AD (LTS:0QRP) Overvalued in 2026?

Based on GuruFocus' analysis, CB Texim Bank AD stock appears to be undervalued. The current stock price of лв2.76 is trading 48.1% below its estimated GF Value™ of лв5.32.

Key valuation signals for LTS:0QRP:

  • Cyclically Adjusted FCF per Share: лв0.50
  • GF Value™: лв5.32 vs. price of лв2.76 (48.1% below fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the LTS:0QRP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CB Texim Bank AD Business Description

Other Exchanges TXIM:Bulgaria
Address Todor Alexandrov, boulevard 117, Sofia, BGR, 1303
CB Texim Bank AD operates in the banking sector. The company performs general banking functions in Bulgaria.
59GF Score

Get the complete analysis for LTS:0QRP

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

лв2.76
Price
лв5.32
GF Value