CB Texim Bank AD (LTS:0QRP) Net Debt Paydown Yield % : -0.16% (As of Jul. 24, 2026)

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LTS:0QRP CB Texim Bank AD LTS:0QRP
58 GF Score
Price лв2.76
GF Value лв5.19
! 2 Warning Signs
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What is CB Texim Bank AD Net Debt Paydown Yield %?

CB Texim Bank AD LTS:0QRP 58 Net Debt Paydown Yield % is -0.16% as of Jul. 24, 2026. GuruFocus rates LTS:0QRP with a GF Score™ of 58/100 and a GF Value™ of лв5.19. The stock has 2 warning signs investors should review. Among 1,415 Banks companies, CB Texim Bank AD ranks better than 55.05% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, CB Texim Bank AD's Net Debt Paydown Yield % was -0.16%.


CB Texim Bank AD  (LTS:0QRP) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


CB Texim Bank AD Net Debt Paydown Yield % Related Terms


CB Texim Bank AD Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for CB Texim Bank AD's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Texim Bank AD Net Debt Paydown Yield % Chart

CB Texim Bank AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.18 0.60 5.23 3.12 -0.09

CB Texim Bank AD Semi-Annual Data
Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.18 0.60 5.23 3.12 -0.09

LTS:0QRP vs PNC, USB: Net Debt Paydown Yield % Comparison

For the Banks - Regional subindustry, CB Texim Bank AD's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CB Texim Bank AD Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, CB Texim Bank AD's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where CB Texim Bank AD's Net Debt Paydown Yield % falls into.


LTS:0QRP
58GF Score
CB Texim Bank AD LTS:0QRP
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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CB Texim Bank AD Net Debt Paydown Yield % Calculation

CB Texim Bank AD's Net Debt Paydown Yield % for the quarter that ended in Dec. 2025 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 4.82-5.05 )/101.5542
=-0.23 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -0.16% mean?
CB Texim Bank AD (LTS:0QRP) has a Net Debt Paydown Yield % of -0.16% as of Jul. 24, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on CB Texim Bank AD and its competitors. According to the industry distribution chart, CB Texim Bank AD ranks #636 out of 1415 companies in the Banks industry, placing it in the top 44.9%.
Is CB Texim Bank AD's Net Debt Paydown Yield % too high?
CB Texim Bank AD's current Net Debt Paydown Yield % is -0.16%. Based on the distribution chart, CB Texim Bank AD ranks #636 out of 1415 companies in the Banks industry, which is above the industry midpoint. Overall, CB Texim Bank AD has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does CB Texim Bank AD's Net Debt Paydown Yield % compare to PNC and USB?
According to the Banks industry distribution chart, CB Texim Bank AD ranks #636 out of 1415 companies for Net Debt Paydown Yield %. This puts CB Texim Bank AD in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on CB Texim Bank AD and its competitors. CB Texim Bank AD's current Net Debt Paydown Yield % is -0.16%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Texim Bank AD stock overvalued right now?
CB Texim Bank AD (LTS:0QRP) has a current Net Debt Paydown Yield % of -0.16%. The stock's GF Value™ is лв5.19, compared to a current price of лв2.76 — trading 46.8% below its estimated fair value. The current Net Debt Paydown Yield % is -0.16%. CB Texim Bank AD's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For CB Texim Bank AD (LTS:0QRP), the current Net Debt Paydown Yield % is -0.16% as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Texim Bank AD (LTS:0QRP) Overvalued in 2026?

Based on GuruFocus' analysis, CB Texim Bank AD stock appears to be undervalued. The current stock price of лв2.76 is trading 46.8% below its estimated GF Value™ of лв5.19.

Key valuation signals for LTS:0QRP:

  • Net Debt Paydown Yield %: -0.16%
  • GF Value™: лв5.19 vs. price of лв2.76 (46.8% below fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the LTS:0QRP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CB Texim Bank AD Business Description

Other Exchanges TXIM:Bulgaria
Address Todor Alexandrov, boulevard 117, Sofia, BGR, 1303
CB Texim Bank AD operates in the banking sector. The company performs general banking functions in Bulgaria.
58GF Score

Get the complete analysis for LTS:0QRP

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

лв2.76
Price
лв5.19
GF Value