CB Texim Bank AD (LTS:0QRP) PEG Ratio: 3.54 (As of Jul. 11, 2026) — 79% Below Median


LTS:0QRP CB Texim Bank AD LTS:0QRP
58 GF Score
Price лв2.76
GF Value лв5.18
! 2 Warning Signs
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What is CB Texim Bank AD PEG Ratio?

CB Texim Bank AD LTS:0QRP 58 PEG Ratio is 3.54 as of Jul. 11, 2026, which is 79% below its 10-year median of 16.58. GuruFocus rates LTS:0QRP with a GF Score™ of 58/100 and a GF Value™ of лв5.18. The stock has 2 warning signs investors should review. Among 1,227 Banks companies, CB Texim Bank AD ranks worse than 84.76% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, CB Texim Bank AD's PE Ratio without NRI is 46.00. CB Texim Bank AD's 5-Year Book Value growth rate is 13.00%. Therefore, CB Texim Bank AD's PEG Ratio for today is 3.54.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for CB Texim Bank AD's PEG Ratio or its related term are showing as below:

LTS:0QRP' s PEG Ratio Range Over the Past 10 Years
Min: 4.45   Med: 16.58   Max: 26.63
Current: 4.96


During the past 13 years, CB Texim Bank AD's highest PEG Ratio was 26.63. The lowest was 4.45. And the median was 16.58.


LTS:0QRP's PEG Ratio is ranked worse than
84.76% of 1227 companies
in the Banks industry
Industry Median: 1.53 vs LTS:0QRP: 4.96

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


CB Texim Bank AD  (LTS:0QRP) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


CB Texim Bank AD PEG Ratio Related Terms


CB Texim Bank AD PEG Ratio Historical Data

* Premium members only.

The historical data trend for CB Texim Bank AD's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Texim Bank AD PEG Ratio Chart

CB Texim Bank AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 24.64 16.81 9.01

CB Texim Bank AD Semi-Annual Data
Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 24.64 16.81 9.01

LTS:0QRP vs PNC, USB: PEG Ratio Comparison

For the Banks - Regional subindustry, CB Texim Bank AD's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CB Texim Bank AD PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, CB Texim Bank AD's PEG Ratio distribution charts can be found below:

* The bar in red indicates where CB Texim Bank AD's PEG Ratio falls into.


LTS:0QRP
58GF Score
CB Texim Bank AD LTS:0QRP
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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CB Texim Bank AD PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

CB Texim Bank AD's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=46/13.00
=3.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 3.54 mean?
CB Texim Bank AD (LTS:0QRP) has a PEG Ratio of 3.54 as of Jul. 11, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on CB Texim Bank AD and its competitors. This is 79% below median its historical median of 16.58. Over the past decade, CB Texim Bank AD's PEG Ratio has ranged from 4.45 to 26.63. According to the industry distribution chart, CB Texim Bank AD ranks #1040 out of 1227 companies in the Banks industry, placing it in the top 84.8%.
Is CB Texim Bank AD's PEG Ratio too high?
CB Texim Bank AD's current PEG Ratio of 3.54 is 79% below median its 10-year median of 16.58. Over the past 10 years, this metric has ranged from a low of 4.45 to a high of 26.63. The Banks industry median PEG Ratio is 1.53. CB Texim Bank AD's value of 3.54 is 131.4% above this industry median. Based on the distribution chart, CB Texim Bank AD ranks #1040 out of 1227 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, CB Texim Bank AD has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does CB Texim Bank AD's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, CB Texim Bank AD ranks #1040 out of 1227 companies for PEG Ratio. This places CB Texim Bank AD in the lower half of its industry. The industry median PEG Ratio is 1.53. CB Texim Bank AD's value of 3.54 is 131.4% above this benchmark. Historically, CB Texim Bank AD's own PEG Ratio has ranged from 4.45 to 26.63 over the past decade. While the company's 10-year median is 16.58 vs. the industry median of 1.53, CB Texim Bank AD has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.53, based on 1,227 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CB Texim Bank AD's current PEG Ratio of 3.54 is 131.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on CB Texim Bank AD and its competitors. For the Banks industry, the median PEG Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CB Texim Bank AD's current PEG Ratio is 3.54, which is 79% below median its own 10-year median of 16.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Texim Bank AD stock overvalued right now?
CB Texim Bank AD (LTS:0QRP) has a current PEG Ratio of 3.54. The stock's GF Value™ is лв5.18, compared to a current price of лв2.76 — trading 46.7% below its estimated fair value. The current PEG Ratio is 3.54, which is 79% below median its 10-year median of 16.58 and 131.4% above the Banks industry median of 1.53. CB Texim Bank AD's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For CB Texim Bank AD (LTS:0QRP), the current PEG Ratio is 3.54 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Texim Bank AD (LTS:0QRP) Overvalued in 2026?

Based on GuruFocus' analysis, CB Texim Bank AD stock appears to be undervalued. The current stock price of лв2.76 is trading 46.7% below its estimated GF Value™ of лв5.18.

Key valuation signals for LTS:0QRP:

  • PEG Ratio: 3.54 (79% below median its 10-year median of 16.58)
  • GF Value™: лв5.18 vs. price of лв2.76 (46.7% below fair value)
  • GF Score™: 58/100 with 2 warning signs
  • Industry Position: 131.4% above the Banks median (#1040 of 1227)

No single metric tells the full story. See the LTS:0QRP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CB Texim Bank AD Business Description

Other Exchanges TXIM:Bulgaria
Address Todor Alexandrov, boulevard 117, Sofia, BGR, 1303
CB Texim Bank AD operates in the banking sector. The company performs general banking functions in Bulgaria.
58GF Score

Get the complete analysis for LTS:0QRP

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

лв2.76
Price
лв5.18
GF Value