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CB Texim Bank ADLTS:0QRP 58 Peter Lynch Fair Value is лв0.78 as of Aug. 06, 2026, which is 100% below its 10-year median of 13.53. GuruFocus rates LTS:0QRP with a GF Score™ of 58/100 and a GF Value™ of лв5.32. The stock has 2 warning signs investors should review. Among 861 Banks companies, CB Texim Bank AD ranks worse than 98.37% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, CB Texim Bank AD's PEG is 1. CB Texim Bank AD's 5-Year TTM Book Value Growth Rate is 13.03.
CB Texim Bank AD's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was лв0.06. Therefore, the Peter Lynch Fair Value for today is лв0.78.
As of today (2026-08-06), CB Texim Bank AD's share price is лв2.76. CB Texim Bank AD's Peter Lynch fair value is лв0.78. Therefore, CB Texim Bank AD's Price to Peter Lynch Fair Value Ratio for today is 3.53.
The historical rank and industry rank for CB Texim Bank AD's Peter Lynch Fair Value or its related term are showing as below:
LTS:0QRP'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 5 Med: 13.53 Max: 17.73
Current: 5.02
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of CB Texim Bank AD was 17.73. The lowest was 5.00. And the median was 13.53.
LTS:0QRP's Price-to-Peter-Lynch-Fair-Value is ranked worse than 98.37% of 861
companies
in the Banks industry
Industry Median: 1.11
vs LTS:0QRP: 5.02
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
CB Texim Bank AD (LTS:0QRP) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 13.03 instead of 15 in this case.
CB Texim Bank AD's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
2.76
/
0.78
=
3.53
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CB Texim Bank AD Peter Lynch Fair Value Related Terms
CB Texim Bank AD Peter Lynch Fair Value Historical Data
* Premium members only.
The historical data trend for CB Texim Bank AD's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LTS:0QRP vs PNC, USB: Peter Lynch Fair Value Comparison
For the Banks - Regional subindustry, CB Texim Bank AD's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CB Texim Bank AD Price-to-Peter-Lynch-Fair-Value vs Banks Industry
For the Banks industry and Financial Services sector, CB Texim Bank AD's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where CB Texim Bank AD's Price-to-Peter-Lynch-Fair-Value falls into.
For company reported annually, GuruFocus uses latest annual data as the TTM data. CB Texim Bank AD's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was лв0.06.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of лв0.78 mean?
CB Texim Bank AD (LTS:0QRP) has a Peter Lynch Fair Value of лв0.78 as of Aug. 06, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on CB Texim Bank AD and its competitors. This is 94% below median its historical median of 13.53. Over the past decade, CB Texim Bank AD's Peter Lynch Fair Value has ranged from 5.00 to 17.73. According to the industry distribution chart, CB Texim Bank AD ranks #847 out of 861 companies in the Banks industry, placing it in the top 98.4%.
Is CB Texim Bank AD's Peter Lynch Fair Value too high?
CB Texim Bank AD's current Peter Lynch Fair Value of лв0.78 is 94% below median its 10-year median of 13.53. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 17.73. Based on the distribution chart, CB Texim Bank AD ranks #847 out of 861 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, CB Texim Bank AD has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does CB Texim Bank AD's Peter Lynch Fair Value compare to PNC and USB?
According to the Banks industry distribution chart, CB Texim Bank AD ranks #847 out of 861 companies for Peter Lynch Fair Value. This places CB Texim Bank AD in the lower half of its industry. The industry median Peter Lynch Fair Value is 1.11. Historically, CB Texim Bank AD's own Peter Lynch Fair Value has ranged from 5.00 to 17.73 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.11, based on 861 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on CB Texim Bank AD and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CB Texim Bank AD's current Peter Lynch Fair Value is лв0.78, which is 94% below median its own 10-year median of 13.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Texim Bank AD stock overvalued right now?
CB Texim Bank AD (LTS:0QRP) has a current Peter Lynch Fair Value of лв0.78. The stock's GF Value™ is лв5.32, compared to a current price of лв2.76 — trading 48.1% below its estimated fair value. The current Peter Lynch Fair Value is лв0.78, which is 94% below median its 10-year median of 13.53. CB Texim Bank AD's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For CB Texim Bank AD (LTS:0QRP), the current Peter Lynch Fair Value is лв0.78 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CB Texim Bank AD (LTS:0QRP) Overvalued in 2026?
Based on GuruFocus' analysis, CB Texim Bank AD stock appears to be undervalued.
The current stock price of лв2.76 is trading 48.1% below its estimated GF Value™ of лв5.32.
Key valuation signals for LTS:0QRP:
Peter Lynch Fair Value: лв0.78 (94% below median its 10-year median of 13.53)
GF Value™: лв5.32 vs. price of лв2.76 (48.1% below fair value)
No single metric tells the full story. See the LTS:0QRP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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