CB Texim Bank AD (LTS:0QRP) FCF Margin %: 677.45% (As of Dec. 2025) — 350% Above Median


LTS:0QRP CB Texim Bank AD LTS:0QRP
58 GF Score
Price лв2.76
GF Value лв5.18
! 2 Warning Signs
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What is CB Texim Bank AD FCF Margin %?

CB Texim Bank AD LTS:0QRP 58 FCF Margin % is 677.45% as of Dec. 2025, which is 350% above its 10-year median of 150.42. GuruFocus rates LTS:0QRP with a GF Score™ of 58/100 and a GF Value™ of лв5.18. The stock has 2 warning signs investors should review. Among 1,505 Banks companies, CB Texim Bank AD ranks better than 99.34% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. CB Texim Bank AD's Free Cash Flow for the six months ended in Dec. 2025 was лв201.89 Mil. CB Texim Bank AD's Revenue for the six months ended in Dec. 2025 was лв29.80 Mil. Therefore, CB Texim Bank AD's FCF Margin % for the quarter that ended in Dec. 2025 was 677.45%.

As of today, CB Texim Bank AD's current FCF Yield % is 140.63%.

The historical rank and industry rank for CB Texim Bank AD's FCF Margin % or its related term are showing as below:

LTS:0QRP' s FCF Margin % Range Over the Past 10 Years
Min: -138.34   Med: 150.42   Max: 677.47
Current: 677.45


During the past 13 years, the highest FCF Margin % of CB Texim Bank AD was 677.47%. The lowest was -138.34%. And the median was 150.42%.

LTS:0QRP's FCF Margin % is ranked better than
99.34% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs LTS:0QRP: 677.45


CB Texim Bank AD FCF Margin % Related Terms


CB Texim Bank AD FCF Margin % Historical Data

* Premium members only.

The historical data trend for CB Texim Bank AD's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Texim Bank AD FCF Margin % Chart

CB Texim Bank AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 285.03 231.73 106.96 4.57 677.45

CB Texim Bank AD Semi-Annual Data
Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 285.03 231.73 106.96 4.57 677.45

LTS:0QRP vs PNC, USB: FCF Margin % Comparison

For the Banks - Regional subindustry, CB Texim Bank AD's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CB Texim Bank AD FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, CB Texim Bank AD's FCF Margin % distribution charts can be found below:

* The bar in red indicates where CB Texim Bank AD's FCF Margin % falls into.


LTS:0QRP
58GF Score
CB Texim Bank AD LTS:0QRP
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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CB Texim Bank AD FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

CB Texim Bank AD's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=201.894/29.802
=677.45 %

CB Texim Bank AD's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=201.894/29.802
=677.45 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 677.45% mean?
CB Texim Bank AD (LTS:0QRP) has a FCF Margin % of 677.45% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on CB Texim Bank AD and its competitors. This is 350% above median its historical median of 150.42. According to the industry distribution chart, CB Texim Bank AD ranks #10 out of 1505 companies in the Banks industry, placing it in the top 0.7%.
Is CB Texim Bank AD's FCF Margin % too high?
CB Texim Bank AD's current FCF Margin % of 677.45% is 350% above median its 10-year median of 150.42. The Banks industry median FCF Margin % is 26.55. CB Texim Bank AD's value of 677.45% is 2451.6% above this industry median. Based on the distribution chart, CB Texim Bank AD ranks #10 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, CB Texim Bank AD has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does CB Texim Bank AD's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, CB Texim Bank AD ranks #10 out of 1505 companies for FCF Margin %. This places CB Texim Bank AD in the top 1% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. CB Texim Bank AD's value of 677.45% is 2451.6% above this benchmark. While the company's 10-year median is 150.42 vs. the industry median of 26.55, CB Texim Bank AD has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CB Texim Bank AD's current FCF Margin % of 677.45% is 2451.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on CB Texim Bank AD and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CB Texim Bank AD's current FCF Margin % is 677.45%, which is 350% above median its own 10-year median of 150.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Texim Bank AD stock overvalued right now?
CB Texim Bank AD (LTS:0QRP) has a current FCF Margin % of 677.45%. The stock's GF Value™ is лв5.18, compared to a current price of лв2.76 — trading 46.7% below its estimated fair value. The current FCF Margin % is 677.45%, which is 350% above median its 10-year median of 150.42 and 2451.6% above the Banks industry median of 26.55. CB Texim Bank AD's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For CB Texim Bank AD (LTS:0QRP), the current FCF Margin % is 677.45% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Texim Bank AD (LTS:0QRP) Overvalued in 2026?

Based on GuruFocus' analysis, CB Texim Bank AD stock appears to be undervalued. The current stock price of лв2.76 is trading 46.7% below its estimated GF Value™ of лв5.18.

Key valuation signals for LTS:0QRP:

  • FCF Margin %: 677.45% (350% above median its 10-year median of 150.42)
  • GF Value™: лв5.18 vs. price of лв2.76 (46.7% below fair value)
  • GF Score™: 58/100 with 2 warning signs
  • Industry Position: 2451.6% above the Banks median (#10 of 1505)

No single metric tells the full story. See the LTS:0QRP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CB Texim Bank AD Business Description

Other Exchanges TXIM:Bulgaria
Address Todor Alexandrov, boulevard 117, Sofia, BGR, 1303
CB Texim Bank AD operates in the banking sector. The company performs general banking functions in Bulgaria.
58GF Score

Get the complete analysis for LTS:0QRP

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

лв2.76
Price
лв5.18
GF Value