CB Texim Bank AD (LTS:0QRP) Scaled Net Operating Assets: -0.28 (As of Dec. 2025)


LTS:0QRP CB Texim Bank AD LTS:0QRP
58 GF Score
Price лв2.76
GF Value лв5.18
! 2 Warning Signs
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What is CB Texim Bank AD Scaled Net Operating Assets?

CB Texim Bank AD LTS:0QRP 58 Scaled Net Operating Assets is -0.28 as of Dec. 2025. GuruFocus rates LTS:0QRP with a GF Score™ of 58/100 and a GF Value™ of лв5.18. The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

CB Texim Bank AD's operating assets for the quarter that ended in Dec. 2025 was лв659.42 Mil. CB Texim Bank AD's operating liabilities for the quarter that ended in Dec. 2025 was лв851.66 Mil. CB Texim Bank AD's Total Assets for the quarter that ended in Dec. 2024 was лв690.01 Mil. Therefore, CB Texim Bank AD's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was -0.28.

LTS:0QRP
58GF Score
CB Texim Bank AD LTS:0QRP
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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CB Texim Bank AD Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

CB Texim Bank AD's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(659.422-851.661)/690.013
=-0.28

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=952.054 - 292.632
=659.422

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=856.706 - 5.045 - 0
=851.661

CB Texim Bank AD's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Dec. 2024 )
=(659.422-851.661)/690.013
=-0.28

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=952.054 - 292.632
=659.422

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=856.706 - 5.045 - 0
=851.661

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.28 mean?
CB Texim Bank AD (LTS:0QRP) has a Scaled Net Operating Assets of -0.28 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on CB Texim Bank AD and its competitors.
Is CB Texim Bank AD's Scaled Net Operating Assets too high?
CB Texim Bank AD's current Scaled Net Operating Assets is -0.28. Overall, CB Texim Bank AD has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does CB Texim Bank AD's Scaled Net Operating Assets compare to PNC and USB?
CB Texim Bank AD's Scaled Net Operating Assets of -0.28 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on CB Texim Bank AD and its competitors. CB Texim Bank AD's current Scaled Net Operating Assets is -0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Texim Bank AD stock overvalued right now?
CB Texim Bank AD (LTS:0QRP) has a current Scaled Net Operating Assets of -0.28. The stock's GF Value™ is лв5.18, compared to a current price of лв2.76 — trading 46.7% below its estimated fair value. The current Scaled Net Operating Assets is -0.28. CB Texim Bank AD's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For CB Texim Bank AD (LTS:0QRP), the current Scaled Net Operating Assets is -0.28 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Texim Bank AD (LTS:0QRP) Overvalued in 2026?

Based on GuruFocus' analysis, CB Texim Bank AD stock appears to be undervalued. The current stock price of лв2.76 is trading 46.7% below its estimated GF Value™ of лв5.18.

Key valuation signals for LTS:0QRP:

  • Scaled Net Operating Assets: -0.28
  • GF Value™: лв5.18 vs. price of лв2.76 (46.7% below fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the LTS:0QRP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CB Texim Bank AD Business Description

Other Exchanges TXIM:Bulgaria
Address Todor Alexandrov, boulevard 117, Sofia, BGR, 1303
CB Texim Bank AD operates in the banking sector. The company performs general banking functions in Bulgaria.
58GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

лв2.76
Price
лв5.18
GF Value