CB Texim Bank AD (LTS:0QRP) Selling, General, & Admin. Expense: лв5.24 Mil (TTM As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0QRP CB Texim Bank AD LTS:0QRP
58 GF Score
Price лв2.76
GF Value лв5.32
! 2 Warning Signs
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What is CB Texim Bank AD Selling, General, & Admin. Expense?

CB Texim Bank AD LTS:0QRP 58 Selling, General, & Admin. Expense is лв5.24 Mil as of Dec. 2025. GuruFocus rates LTS:0QRP with a GF Score™ of 58/100 and a GF Value™ of лв5.32. The stock has 2 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. CB Texim Bank AD's selling, general, & admin. expense for the six months ended in Dec. 2025 was лв5.24 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025 was лв5.24 Mil.


CB Texim Bank AD  (LTS:0QRP) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


CB Texim Bank AD Selling, General, & Admin. Expense Related Terms


CB Texim Bank AD Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for CB Texim Bank AD's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Texim Bank AD Selling, General, & Admin. Expense Chart

CB Texim Bank AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.04 4.47 4.60 5.20 5.24

CB Texim Bank AD Semi-Annual Data
Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.04 4.47 4.60 5.20 5.24

LTS:0QRP vs PNC, USB: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, CB Texim Bank AD's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CB Texim Bank AD Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, CB Texim Bank AD's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where CB Texim Bank AD's Selling, General, & Admin. Expense falls into.


LTS:0QRP
58GF Score
CB Texim Bank AD LTS:0QRP
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CB Texim Bank AD Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 was лв5.24 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of лв5.24 Mil mean?
CB Texim Bank AD (LTS:0QRP) has a Selling, General, & Admin. Expense of лв5.24 Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on CB Texim Bank AD and its competitors.
Is CB Texim Bank AD's Selling, General, & Admin. Expense too high?
CB Texim Bank AD's current Selling, General, & Admin. Expense is лв5.24 Mil. Overall, CB Texim Bank AD has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does CB Texim Bank AD's Selling, General, & Admin. Expense compare to PNC and USB?
CB Texim Bank AD's Selling, General, & Admin. Expense of лв5.24 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on CB Texim Bank AD and its competitors. CB Texim Bank AD's current Selling, General, & Admin. Expense is лв5.24 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Texim Bank AD stock overvalued right now?
CB Texim Bank AD (LTS:0QRP) has a current Selling, General, & Admin. Expense of лв5.24 Mil. The stock's GF Value™ is лв5.32, compared to a current price of лв2.76 — trading 48.1% below its estimated fair value. The current Selling, General, & Admin. Expense is лв5.24 Mil. CB Texim Bank AD's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For CB Texim Bank AD (LTS:0QRP), the current Selling, General, & Admin. Expense is лв5.24 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Texim Bank AD (LTS:0QRP) Overvalued in 2026?

Based on GuruFocus' analysis, CB Texim Bank AD stock appears to be undervalued. The current stock price of лв2.76 is trading 48.1% below its estimated GF Value™ of лв5.32.

Key valuation signals for LTS:0QRP:

  • Selling, General, & Admin. Expense: лв5.24 Mil
  • GF Value™: лв5.32 vs. price of лв2.76 (48.1% below fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the LTS:0QRP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CB Texim Bank AD Business Description

Other Exchanges TXIM:Bulgaria
Address Todor Alexandrov, boulevard 117, Sofia, BGR, 1303
CB Texim Bank AD operates in the banking sector. The company performs general banking functions in Bulgaria.
58GF Score

Get the complete analysis for LTS:0QRP

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

лв2.76
Price
лв5.32
GF Value