CB Texim Bank AD (LTS:0QRP) Retained Earnings: лв3.89 Mil (As of Dec. 2025)

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LTS:0QRP CB Texim Bank AD LTS:0QRP
59 GF Score
Price лв2.76
GF Value лв5.32
! 2 Warning Signs
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What is CB Texim Bank AD Retained Earnings?

CB Texim Bank AD LTS:0QRP 59 Retained Earnings is лв3.89 Mil as of Dec. 2025. GuruFocus rates LTS:0QRP with a GF Score™ of 59/100 and a GF Value™ of лв5.32. The stock has 2 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. CB Texim Bank AD's retained earnings for the quarter that ended in Dec. 2025 was лв3.89 Mil.

CB Texim Bank AD's quarterly retained earnings increased from Dec. 2023 (лв3.59 Mil) to Dec. 2024 (лв3.92 Mil) but then declined from Dec. 2024 (лв3.92 Mil) to Dec. 2025 (лв3.89 Mil).

CB Texim Bank AD's annual retained earnings increased from Dec. 2023 (лв3.59 Mil) to Dec. 2024 (лв3.92 Mil) but then declined from Dec. 2024 (лв3.92 Mil) to Dec. 2025 (лв3.89 Mil).


CB Texim Bank AD  (LTS:0QRP) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


CB Texim Bank AD Retained Earnings Historical Data

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The historical data trend for CB Texim Bank AD's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Texim Bank AD Retained Earnings Chart

CB Texim Bank AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.73 1.46 3.59 3.92 3.89

CB Texim Bank AD Semi-Annual Data
Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.73 1.46 3.59 3.92 3.89
LTS:0QRP
59GF Score
CB Texim Bank AD LTS:0QRP
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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CB Texim Bank AD Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of лв3.89 Mil mean?
CB Texim Bank AD (LTS:0QRP) has a Retained Earnings of лв3.89 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on CB Texim Bank AD and its competitors.
Is CB Texim Bank AD's Retained Earnings too high?
CB Texim Bank AD's current Retained Earnings is лв3.89 Mil. Overall, CB Texim Bank AD has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does CB Texim Bank AD's Retained Earnings compare to PNC and USB?
CB Texim Bank AD's Retained Earnings of лв3.89 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on CB Texim Bank AD and its competitors. CB Texim Bank AD's current Retained Earnings is лв3.89 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Texim Bank AD stock overvalued right now?
CB Texim Bank AD (LTS:0QRP) has a current Retained Earnings of лв3.89 Mil. The stock's GF Value™ is лв5.32, compared to a current price of лв2.76 — trading 48.1% below its estimated fair value. The current Retained Earnings is лв3.89 Mil. CB Texim Bank AD's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For CB Texim Bank AD (LTS:0QRP), the current Retained Earnings is лв3.89 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Texim Bank AD (LTS:0QRP) Overvalued in 2026?

Based on GuruFocus' analysis, CB Texim Bank AD stock appears to be undervalued. The current stock price of лв2.76 is trading 48.1% below its estimated GF Value™ of лв5.32.

Key valuation signals for LTS:0QRP:

  • Retained Earnings: лв3.89 Mil
  • GF Value™: лв5.32 vs. price of лв2.76 (48.1% below fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the LTS:0QRP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CB Texim Bank AD Business Description

Other Exchanges TXIM:Bulgaria
Address Todor Alexandrov, boulevard 117, Sofia, BGR, 1303
CB Texim Bank AD operates in the banking sector. The company performs general banking functions in Bulgaria.
59GF Score

Get the complete analysis for LTS:0QRP

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

лв2.76
Price
лв5.32
GF Value