CB Texim Bank AD (LTS:0QRP) Owner Earnings per Share (TTM): (As of Dec. 2025)

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Vera Yuan
Vera Yuan
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Charlie Tian
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0QRP CB Texim Bank AD LTS:0QRP
50 GF Score
Price лв2.76
GF Value лв5.72
! 2 Warning Signs
View Full Analysis

What is CB Texim Bank AD Owner Earnings per Share (TTM)?

In 1986 Berkshire Hathaway Shareholder Letter, Warren Buffett defined owner earnings as follows:

"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."

CB Texim Bank AD does not have enough data to calculate Owner Earnings per Share (TTM), so as Price-to-Owner-Earnings ratio.


The historical rank and industry rank for CB Texim Bank AD's Owner Earnings per Share (TTM) or its related term are showing as below:

LTS:0QRP' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 0.62   Med: 3.65   Max: 42.33
Current: 0.63


During the past 13 years, the highest Price-to-Owner-Earnings ratio of CB Texim Bank AD was 42.33. The lowest was 0.62. And the median was 3.65.


LTS:0QRP's Price-to-Owner-Earnings is ranked better than
97.19% of 1031 companies
in the Banks industry
Industry Median: 10.55 vs LTS:0QRP: 0.63

CB Texim Bank AD's Earnings per Share (Diluted) for the three months ended in Dec. 2025 was лв0.07. Its Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was лв0.07. It's PE Ratio (TTM) ratio for today is 39.43.

CB Texim Bank AD's EPS without NRI for the three months ended in Dec. 2025 was лв0.06. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was лв0.06. It's PE Ratio without NRI ratio for today is 46.00.


Be Aware

Assumption: Companies usually do not report maintenance capital expenditures and growth capital expenditures separately. Here we use estimated numbers and average them over 5 years. The method to estimate maintenance capital expenditures can be found in above part 4.

Note: GuruFocus' Change In Working Capital is provided by Morningstar. It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement from original financial report. And it includes non-current parts of assets and liabilities.


CB Texim Bank AD Owner Earnings per Share (TTM) Related Terms


CB Texim Bank AD Owner Earnings per Share (TTM) Historical Data

* Premium members only.

The historical data trend for CB Texim Bank AD's Owner Earnings per Share (TTM) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Texim Bank AD Owner Earnings per Share (TTM) Chart

CB Texim Bank AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Owner Earnings per Share (TTM)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.86 0.78 0.40 0.07 2.21

CB Texim Bank AD Quarterly Data
Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Owner Earnings per Share (TTM) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.86 0.78 0.40 0.07 2.21

LTS:0QRP vs USB, PNC: Owner Earnings per Share (TTM) Comparison

For the Banks - Regional subindustry, CB Texim Bank AD's Price-to-Owner-Earnings, along with its competitors' market caps and Price-to-Owner-Earnings data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CB Texim Bank AD Price-to-Owner-Earnings vs Banks Industry

For the Banks industry and Financial Services sector, CB Texim Bank AD's Price-to-Owner-Earnings distribution charts can be found below:

* The bar in red indicates where CB Texim Bank AD's Price-to-Owner-Earnings falls into.


LTS:0QRP
50GF Score
CB Texim Bank AD LTS:0QRP
Owner Earnings per Share (TTM) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CB Texim Bank AD Owner Earnings per Share (TTM) Calculation

In 1986 Berkshire Hathaway Shareholder Letter, Warren Buffett defined owner earnings as follows:

"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume. (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."

To make it simple, then you will have:

Owner Earnings per Share (TTM) = (Net Income + Depreciation, Depletion and Amortization + Change In Deferred Tax - 5Y Average of Maintenance Capital Expenditure + Change In Working Capital) / Shares Outstanding (Diluted Average)

CB Texim Bank AD does not have enough data to calculate Owner Earnings per Share (TTM). Please check Wal-Mart Stores Inc, as your reference.

Is CB Texim Bank AD (LTS:0QRP) Overvalued in 2026?

Based on GuruFocus' analysis, CB Texim Bank AD stock appears to be undervalued. The current stock price of лв2.76 is trading 51.7% below its estimated GF Value™ of лв5.72.

Key valuation signals for LTS:0QRP:

  • Owner Earnings per Share (TTM):
  • GF Value™: лв5.72 vs. price of лв2.76 (51.7% below fair value)
  • GF Score™: 50/100 with 2 warning signs

No single metric tells the full story. See the LTS:0QRP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CB Texim Bank AD Business Description

Other Exchanges TXIM:Bulgaria
Address Todor Alexandrov, boulevard 117, Sofia, BGR, 1303
CB Texim Bank AD operates in the banking sector. The company performs general banking functions in Bulgaria.
50GF Score

Get the complete analysis for LTS:0QRP

Owner Earnings per Share (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

лв2.76
Price
лв5.72
GF Value