OLYFF (Olympia Financial Group) Cyclically Adjusted FCF per Share: $3.93 (As of Mar. 2026)


OLYFF Olympia Financial Group Inc OLYFF
90 GF Score
Price $72.64
GF Value $61.63
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Olympia Financial Group Cyclically Adjusted FCF per Share?

Olympia Financial Group OLYFF -6.88% 90 Cyclically Adjusted FCF per Share is $3.93 as of Mar. 2026. GuruFocus rates OLYFF with a GF Score™ of 90/100 and a GF Value™ of $61.63 (Modestly Overvalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Olympia Financial Group's adjusted free cash flow per share for the three months ended in Mar. 2026 was $8.738. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $3.93 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Olympia Financial Group's average Cyclically Adjusted FCF Growth Rate was 14.30% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 16.50% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 14.20% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 10.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Olympia Financial Group was 16.50% per year. The lowest was 1.00% per year. And the median was 9.60% per year.

As of today (2026-07-07), Olympia Financial Group's current stock price is $72.6359. Olympia Financial Group's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was $3.93. Olympia Financial Group's Cyclically Adjusted Price-to-FCF of today is 18.48.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Olympia Financial Group was 31.94. The lowest was 9.86. And the median was 17.15.


Olympia Financial Group  (OTCPK:OLYFF) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Olympia Financial Group's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=72.6359/3.93
=18.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Olympia Financial Group was 31.94. The lowest was 9.86. And the median was 17.15.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Olympia Financial Group Cyclically Adjusted FCF per Share Related Terms


Olympia Financial Group Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Olympia Financial Group's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Olympia Financial Group Cyclically Adjusted FCF per Share Chart

Olympia Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.19 1.58 1.25 3.38 3.61

Olympia Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.67 3.60 3.32 3.61 3.93

OLYFF vs BLK, BX, KKR: Cyclically Adjusted FCF per Share Comparison

For the Asset Management subindustry, Olympia Financial Group's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Olympia Financial Group Cyclically Adjusted Price-to-FCF vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Olympia Financial Group's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Olympia Financial Group's Cyclically Adjusted Price-to-FCF falls into.


OLYFF
90GF Score
Olympia Financial Group Inc OLYFF
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Olympia Financial Group Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Olympia Financial Group's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=8.738/132.2623*132.2623
=8.738

Current CPI (Mar. 2026) = 132.2623.

Olympia Financial Group Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -0.870 102.002 -1.128
201609 -0.312 101.765 -0.406
201612 -0.524 101.449 -0.683
201703 3.096 102.634 3.990
201706 -0.312 103.029 -0.401
201709 0.055 103.345 0.070
201712 -0.400 103.345 -0.512
201803 3.348 105.004 4.217
201806 -0.434 105.557 -0.544
201809 -0.246 105.636 -0.308
201812 0.210 105.399 0.264
201903 2.290 106.979 2.831
201906 -0.092 107.690 -0.113
201909 0.489 107.611 0.601
201912 -0.288 107.769 -0.353
202003 2.780 107.927 3.407
202006 -0.161 108.401 -0.196
202009 0.202 108.164 0.247
202012 0.898 108.559 1.094
202103 4.445 110.298 5.330
202106 -0.365 111.720 -0.432
202109 -1.493 112.905 -1.749
202112 1.202 113.774 1.397
202203 5.549 117.646 6.238
202206 -0.940 120.806 -1.029
202209 -0.685 120.648 -0.751
202212 -1.170 120.964 -1.279
202303 4.011 122.702 4.324
202306 1.153 124.203 1.228
202309 -0.833 125.230 -0.880
202312 1.290 125.072 1.364
202403 5.427 126.258 5.685
202406 1.428 127.522 1.481
202409 -1.045 127.285 -1.086
202412 0.467 127.364 0.485
202503 6.281 129.181 6.431
202506 0.840 129.892 0.855
202509 -2.016 130.287 -2.047
202512 -0.064 130.366 -0.065
202603 8.738 132.262 8.738

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $3.93 mean?
Olympia Financial Group (OLYFF) has a Cyclically Adjusted FCF per Share of $3.93 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Olympia Financial Group and its competitors.
Is Olympia Financial Group's Cyclically Adjusted FCF per Share too high?
Olympia Financial Group's current Cyclically Adjusted FCF per Share is $3.93. Overall, Olympia Financial Group has a GF Score™ of 90/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Olympia Financial Group's Cyclically Adjusted FCF per Share compare to BLK and BX?
Olympia Financial Group's Cyclically Adjusted FCF per Share of $3.93 can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Asset Management company?
A good Cyclically Adjusted FCF per Share depends on the Asset Management industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Olympia Financial Group and its competitors. Olympia Financial Group's current Cyclically Adjusted FCF per Share is $3.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Olympia Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Olympia Financial Group (OLYFF) is currently considered Modestly Overvalued. The stock's GF Value™ is $61.63, compared to a current price of $72.64 — trading 17.9% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $3.93. Olympia Financial Group's overall GF Score™ is 90/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Olympia Financial Group (OLYFF), the current Cyclically Adjusted FCF per Share is $3.93 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Olympia Financial Group (OLYFF) Overvalued in 2026?

Based on GuruFocus' analysis, Olympia Financial Group stock appears to be overvalued. The current stock price of $72.64 is trading 17.9% above its estimated GF Value™ of $61.63. GuruFocus considers Olympia Financial Group to be Modestly Overvalued.

Key valuation signals for OLYFF:

  • Cyclically Adjusted FCF per Share: $3.93
  • GF Value™: $61.63 vs. price of $72.64 (17.9% above fair value)
  • GF Score™: 90/100 with 4 warning signs

No single metric tells the full story. See the OLYFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Olympia Financial Group Business Description

Other Exchanges H1B:GermanyOLY:Canada
Address 4000, 520 - 3rd Avenue SW, Calgary, AB, CAN, T2P 0R3
Olympia Financial Group Inc is engaged in providing financial services. The company's operating segments are Private Health Services Plan division and Raisr which markets, sells and administers health and dental benefits to business owners; Investment Account Services division specializes in registered account administration; The Currency and Global Payments division provides corporations and private clients a personalized service for buying and selling foreign currencies; The Corporate and Shareholder Services division, which acts as a cost centre and the Corporate Division.
90GF Score

Get the complete analysis for OLYFF

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$72.64
Price
$61.63
GF Value