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Olympia Financial GroupOLYFF -6.88%90 Debt-to-EBITDA is 0.46 as of Mar. 2026, which is 21% above its 10-year median of 0.38. GuruFocus rates OLYFF with a GF Score™ of 90/100 and a GF Value™ of $61.19 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 385 Asset Management companies, Olympia Financial Group ranks better than 68.57% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Olympia Financial Group's Debt-to-EBITDA or its related term are showing as below:
OLYFF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.07 Med: 0.38 Max: 1.2
Current: 0.38
During the past 13 years, the highest Debt-to-EBITDA Ratio of Olympia Financial Group was 1.20. The lowest was 0.07. And the median was 0.38.
OLYFF's Debt-to-EBITDA is ranked better than 68.57% of 385
companies
in the Asset Management industry
Industry Median: 1.39
vs OLYFF: 0.38
Olympia Financial Group (OTCPK:OLYFF) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Olympia Financial Group Debt-to-EBITDA Related Terms
Olympia Financial Group Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, Olympia Financial Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Olympia Financial Group Debt-to-EBITDA vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Olympia Financial Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Olympia Financial Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Olympia Financial Group (OLYFF) has a Debt-to-EBITDA of 0.46 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Olympia Financial Group. This is 21% above median its historical median of 0.38. Over the past decade, Olympia Financial Group's Debt-to-EBITDA has ranged from 0.07 to 1.20. According to the industry distribution chart, Olympia Financial Group ranks #121 out of 385 companies in the Asset Management industry, placing it in the top 31.4%.
Is Olympia Financial Group's Debt-to-EBITDA too high?
Olympia Financial Group's current Debt-to-EBITDA of 0.46 is 21% above median its 10-year median of 0.38. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 1.20. The Asset Management industry median Debt-to-EBITDA is 1.39. Olympia Financial Group's value of 0.46 is 66.9% below this industry median. Based on the distribution chart, Olympia Financial Group ranks #121 out of 385 companies in the Asset Management industry, which is above the industry midpoint. Overall, Olympia Financial Group has a GF Score™ of 90/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Olympia Financial Group's Debt-to-EBITDA compare to BLK and BX?
According to the Asset Management industry distribution chart, Olympia Financial Group ranks #121 out of 385 companies for Debt-to-EBITDA. This puts Olympia Financial Group in the upper half of its industry. The industry median Debt-to-EBITDA is 1.39. Olympia Financial Group's value of 0.46 is 66.9% below this benchmark. Historically, Olympia Financial Group's own Debt-to-EBITDA has ranged from 0.07 to 1.20 over the past decade. While the company's 10-year median is 0.38 vs. the industry median of 1.39, Olympia Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Asset Management company?
The median Debt-to-EBITDA among Asset Management companies is 1.39, based on 385 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Olympia Financial Group's current Debt-to-EBITDA of 0.46 is 66.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Olympia Financial Group. For the Asset Management industry, the median Debt-to-EBITDA is 1.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Olympia Financial Group's current Debt-to-EBITDA is 0.46, which is 21% above median its own 10-year median of 0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Olympia Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Olympia Financial Group (OLYFF) is currently considered Modestly Overvalued. The stock's GF Value™ is $61.19, compared to a current price of $72.64 — trading 18.7% above its estimated fair value. The current Debt-to-EBITDA is 0.46, which is 21% above median its 10-year median of 0.38 and 66.9% below the Asset Management industry median of 1.39. Olympia Financial Group's overall GF Score™ is 90/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Olympia Financial Group (OLYFF), the current Debt-to-EBITDA is 0.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Olympia Financial Group (OLYFF) Overvalued in 2026?
Based on GuruFocus' analysis, Olympia Financial Group stock appears to be overvalued.
The current stock price of $72.64 is trading 18.7% above its estimated GF Value™ of $61.19.
GuruFocus considers Olympia Financial Group to be Modestly Overvalued.
Key valuation signals for OLYFF:
Debt-to-EBITDA: 0.46 (21% above median its 10-year median of 0.38)
GF Value™: $61.19 vs. price of $72.64 (18.7% above fair value)
Industry Position: 66.9% below the Asset Management median (#121 of 385)
No single metric tells the full story. See the OLYFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Olympia Financial Group Inc is engaged in providing financial services. The company's operating segments are Private Health Services Plan division and Raisr which markets, sells and administers health and dental benefits to business owners; Investment Account Services division specializes in registered account administration; The Currency and Global Payments division provides corporations and private clients a personalized service for buying and selling foreign currencies; The Corporate and Shareholder Services division, which acts as a cost centre and the Corporate Division.
90GF Score
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