OLYFF (Olympia Financial Group) Moat Score: 4/10 (As of Jun. 29, 2026)


OLYFF Olympia Financial Group Inc OLYFF
82 GF Score
Price $72.64
GF Value $67.08
Valuation Fairly Valued
! 4 Warning Signs
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What is Olympia Financial Group Moat Score?

Olympia Financial Group OLYFF -6.88% 82 Moat Score is 4 as of Jun. 29, 2026. GuruFocus rates OLYFF with a GF Score™ of 82/100 and a GF Value™ of $67.08 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,695 Asset Management companies, Olympia Financial Group ranks better than 95.52% on this metric.

Olympia Financial Group has the Moat Score of 4, which implies that the company might have Narrow Moat - Discernible but modest moat.

Olympia Financial Group has Narrow Moat: Olympia Financial Group has a modest moat due to its niche financial services and some customer switching costs. However, the company operates in a competitive industry with limited pricing power and lacks significant regulatory barriers or network effects.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Olympia Financial Group might have Narrow Moat - Discernible but modest moat.

Olympia Financial Group  (OTCPK:OLYFF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Olympia Financial Group Moat Score Related Terms

OLYFF vs BLK, BX, KKR: Moat Score Comparison

For the Asset Management subindustry, Olympia Financial Group's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Olympia Financial Group Moat Score vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Olympia Financial Group's Moat Score distribution charts can be found below:

* The bar in red indicates where Olympia Financial Group's Moat Score falls into.


OLYFF
82GF Score
Olympia Financial Group Inc OLYFF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 4 mean?
Olympia Financial Group (OLYFF) has a Moat Score of 4 as of Jun. 29, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Olympia Financial Group ranks #76 out of 1695 companies in the Asset Management industry, placing it in the top 4.5%.
Is Olympia Financial Group's Moat Score too high?
Olympia Financial Group's current Moat Score is 4. Based on the distribution chart, Olympia Financial Group ranks #76 out of 1695 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Olympia Financial Group has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Olympia Financial Group's Moat Score compare to BLK and BX?
According to the Asset Management industry distribution chart, Olympia Financial Group ranks #76 out of 1695 companies for Moat Score. This places Olympia Financial Group in the top 5% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Asset Management company?
A good Moat Score depends on the Asset Management industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Olympia Financial Group's current Moat Score is 4. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Olympia Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Olympia Financial Group (OLYFF) is currently considered Fairly Valued. The stock's GF Value™ is $67.08, compared to a current price of $72.64 — trading 8.3% above its estimated fair value. The current Moat Score is 4. Olympia Financial Group's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Olympia Financial Group (OLYFF), the current Moat Score is 4 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Olympia Financial Group (OLYFF) Overvalued in 2026?

Based on GuruFocus' analysis, Olympia Financial Group stock appears to be overvalued. The current stock price of $72.64 is trading 8.3% above its estimated GF Value™ of $67.08. GuruFocus considers Olympia Financial Group to be Fairly Valued.

Key valuation signals for OLYFF:

  • Moat Score: 4
  • GF Value™: $67.08 vs. price of $72.64 (8.3% above fair value)
  • GF Score™: 82/100 with 4 warning signs

No single metric tells the full story. See the OLYFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Olympia Financial Group Business Description

Other Exchanges H1B:GermanyOLY:Canada
Address 4000, 520 - 3rd Avenue SW, Calgary, AB, CAN, T2P 0R3
Olympia Financial Group Inc is engaged in providing financial services. The company's operating segments are Private Health Services Plan division and Raisr which markets, sells and administers health and dental benefits to business owners; Investment Account Services division specializes in registered account administration; The Currency and Global Payments division provides corporations and private clients a personalized service for buying and selling foreign currencies; The Corporate and Shareholder Services division, which acts as a cost centre and the Corporate Division.
82GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$72.64
Price
$67.08
GF Value