Olympia Financial GroupOLYFF -6.88%82 ROA % is 34.82% as of Mar. 2026, which is 2% above its 10-year median of 34.15. GuruFocus rates OLYFF with a GF Score™ of 82/100 and a GF Value™ of $67.08 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,632 Asset Management companies, Olympia Financial Group ranks better than 95.53% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Olympia Financial Group's annualizedNet Income for the quarter that ended in Mar. 2026 was $16.26 Mil.
Olympia Financial Group's average Total Assets over the quarter that ended in Mar. 2026 was $46.70 Mil. Therefore, Olympia Financial Group's annualized ROA % for the quarter that ended in Mar. 2026 was 34.82%.
The historical rank and industry rank for Olympia Financial Group's ROA % or its related term are showing as below:
OLYFF'
s ROA % Range Over the Past 10 Years
Min: 19.37 Med: 34.15 Max: 56.52
Current: 31.84
During the past 13 years, Olympia Financial Group's highest ROA % was 56.52%. The lowest was 19.37%. And the median was 34.15%.
OLYFF's ROA % is ranked better than 95.53% of 1632
companies
in the Asset Management industry
Industry Median: 3.99
vs OLYFF: 31.84
Olympia Financial Group (OTCPK:OLYFF) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, Olympia Financial Group's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Olympia Financial Group ROA % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Olympia Financial Group's ROA % distribution charts can be found below:
* The bar in red indicates where Olympia Financial Group's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Olympia Financial Group (OLYFF) has a ROA % of 34.82% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Olympia Financial Group and its competitors. This is near median its historical median of 34.15. Over the past decade, Olympia Financial Group's ROA % has ranged from 19.37 to 56.52. According to the industry distribution chart, Olympia Financial Group ranks #73 out of 1632 companies in the Asset Management industry, placing it in the top 4.5%.
Is Olympia Financial Group's ROA % too high?
Olympia Financial Group's current ROA % of 34.82% is near median its 10-year median of 34.15. Over the past 10 years, this metric has ranged from a low of 19.37 to a high of 56.52. The Asset Management industry median ROA % is 3.99. Olympia Financial Group's value of 34.82% is 772.7% above this industry median. Based on the distribution chart, Olympia Financial Group ranks #73 out of 1632 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Olympia Financial Group has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Olympia Financial Group's ROA % compare to BLK and BX?
According to the Asset Management industry distribution chart, Olympia Financial Group ranks #73 out of 1632 companies for ROA %. This places Olympia Financial Group in the top 5% of its industry — outperforming the majority of peers. The industry median ROA % is 3.99. Olympia Financial Group's value of 34.82% is 772.7% above this benchmark. Historically, Olympia Financial Group's own ROA % has ranged from 19.37 to 56.52 over the past decade. While the company's 10-year median is 34.15 vs. the industry median of 3.99, Olympia Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Asset Management company?
The median ROA % among Asset Management companies is 3.99, based on 1,632 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Olympia Financial Group's current ROA % of 34.82% is 772.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Olympia Financial Group and its competitors. For the Asset Management industry, the median ROA % is 3.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Olympia Financial Group's current ROA % is 34.82%, which is near median its own 10-year median of 34.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Olympia Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Olympia Financial Group (OLYFF) is currently considered Modestly Overvalued. The stock's GF Value™ is $67.08, compared to a current price of $72.64 — trading 8.3% above its estimated fair value. The current ROA % is 34.82%, which is near median its 10-year median of 34.15 and 772.7% above the Asset Management industry median of 3.99. Olympia Financial Group's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Olympia Financial Group (OLYFF), the current ROA % is 34.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Olympia Financial Group (OLYFF) Overvalued in 2026?
Based on GuruFocus' analysis, Olympia Financial Group stock appears to be overvalued.
The current stock price of $72.64 is trading 8.3% above its estimated GF Value™ of $67.08.
GuruFocus considers Olympia Financial Group to be Modestly Overvalued.
Key valuation signals for OLYFF:
ROA %: 34.82% (near median its 10-year median of 34.15)
GF Value™: $67.08 vs. price of $72.64 (8.3% above fair value)
Industry Position: 772.7% above the Asset Management median (#73 of 1632)
No single metric tells the full story. See the OLYFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Olympia Financial Group Inc is engaged in providing financial services. The company's operating segments are Private Health Services Plan division and Raisr which markets, sells and administers health and dental benefits to business owners; Investment Account Services division specializes in registered account administration; The Currency and Global Payments division provides corporations and private clients a personalized service for buying and selling foreign currencies; The Corporate and Shareholder Services division, which acts as a cost centre and the Corporate Division.
82GF Score
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