OLYFF (Olympia Financial Group) Financial Strength: 6 (As of Jun. 2026) — 14% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OLYFF Olympia Financial Group Inc OLYFF
84 GF Score
Price $72.64
GF Value $71.63
! 4 Warning Signs
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What is Olympia Financial Group Financial Strength?

Olympia Financial Group OLYFF -6.88% 84 Financial Strength is 6 as of Jun. 2026, which is 14% below its 10-year median of 7.00. GuruFocus rates OLYFF with a GF Score™ of 84/100 and a GF Value™ of $71.63. The stock has 4 warning signs investors should review.

Olympia Financial Group has the Financial Strength Rank of 6.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

GuruFocus does not calculate Olympia Financial Group's interest coverage with the available data. Olympia Financial Group's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.12. As of today, Olympia Financial Group's Altman Z-Score is 9.16.


Olympia Financial Group  (OTCPK:OLYFF) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Olympia Financial Group has the Financial Strength Rank of 6.


Olympia Financial Group Financial Strength Related Terms


OLYFF vs BLK, BX, KKR: Financial Strength Comparison

For the Asset Management subindustry, Olympia Financial Group's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Olympia Financial Group Financial Strength vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Olympia Financial Group's Financial Strength distribution charts can be found below:

* The bar in red indicates where Olympia Financial Group's Financial Strength falls into.


OLYFF
84GF Score
Olympia Financial Group Inc OLYFF
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Olympia Financial Group Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Olympia Financial Group's Interest Expense for the months ended in Jun. 2026 was $0.00 Mil. Its Operating Income for the months ended in Jun. 2026 was $3.46 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $6.54 Mil.

Olympia Financial Group's Interest Coverage for the quarter that ended in Jun. 2026 is

GuruFocus does not calculate Olympia Financial Group's interest coverage with the available data.

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Olympia Financial Group Inc has enough cash to cover all of its debt. Its financial situation is stable.

2. Debt to revenue ratio. The lower, the better.

Olympia Financial Group's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0.661 + 6.537) / 60.304
=0.12

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Olympia Financial Group has a Z-score of 9.16, indicating it is in Safe Zones. This implies the Z-Score is strong.

Good Sign:

Altman Z-score of 9.16 is strong.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 6 mean?
Olympia Financial Group (OLYFF) has a Financial Strength of 6 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Olympia Financial Group and its competitors. This is 14% below median its historical median of 7.00. Over the past decade, Olympia Financial Group's Financial Strength has ranged from 5.00 to 8.00.
Is Olympia Financial Group's Financial Strength too high?
Olympia Financial Group's current Financial Strength of 6 is 14% below median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 8.00. Overall, Olympia Financial Group has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does Olympia Financial Group's Financial Strength compare to BLK and BX?
Olympia Financial Group's Financial Strength of 6 can be compared against companies in the Asset Management industry. Historically, Olympia Financial Group's own Financial Strength has ranged from 5.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for an Asset Management company?
A good Financial Strength depends on the Asset Management industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Olympia Financial Group and its competitors. Olympia Financial Group's current Financial Strength is 6, which is 14% below median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Olympia Financial Group stock overvalued right now?
Olympia Financial Group (OLYFF) has a current Financial Strength of 6. The stock's GF Value™ is $71.63, compared to a current price of $72.64 — trading 1.4% above its estimated fair value. The current Financial Strength is 6, which is 14% below median its 10-year median of 7.00. Olympia Financial Group's overall GF Score™ is 84/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Olympia Financial Group (OLYFF), the current Financial Strength is 6 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Olympia Financial Group (OLYFF) Overvalued in 2026?

Based on GuruFocus' analysis, Olympia Financial Group stock appears to be overvalued. The current stock price of $72.64 is trading 1.4% above its estimated GF Value™ of $71.63.

Key valuation signals for OLYFF:

  • Financial Strength: 6 (14% below median its 10-year median of 7.00)
  • GF Value™: $71.63 vs. price of $72.64 (1.4% above fair value)
  • GF Score™: 84/100 with 4 warning signs

No single metric tells the full story. See the OLYFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Olympia Financial Group Business Description

Other Exchanges H1B:GermanyOLY:Canada
Address 4000, 520 - 3rd Avenue SW, Calgary, AB, CAN, T2P 0R3
Olympia Financial Group Inc is engaged in providing financial services. The company's operating segments are Private Health Services Plan division and Raisr which markets, sells and administers health and dental benefits to business owners; Investment Account Services division specializes in registered account administration; The Currency and Global Payments division provides corporations and private clients a personalized service for buying and selling foreign currencies; The Corporate and Shareholder Services division, which acts as a cost centre and the Corporate Division.
84GF Score

Get the complete analysis for OLYFF

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$72.64
Price
$71.63
GF Value