OLYFF (Olympia Financial Group) Operating Margin %: 21.46% (As of Mar. 2026) — 14% Below Median


OLYFF Olympia Financial Group Inc OLYFF
82 GF Score
Price $72.64
GF Value $67.08
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Olympia Financial Group Operating Margin %?

Olympia Financial Group OLYFF -6.88% 82 Operating Margin % is 21.46% as of Mar. 2026, which is 14% below its 10-year median of 24.87. GuruFocus rates OLYFF with a GF Score™ of 82/100 and a GF Value™ of $67.08 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 653 Asset Management companies, Olympia Financial Group ranks better than 56.36% on this metric.

Operating Margin % is calculated as Operating Income divided by its Revenue. Olympia Financial Group's Operating Income for the three months ended in Mar. 2026 was $3.41 Mil. Olympia Financial Group's Revenue for the three months ended in Mar. 2026 was $15.88 Mil. Therefore, Olympia Financial Group's Operating Margin % for the quarter that ended in Mar. 2026 was 21.46%.

Good Sign:

Olympia Financial Group Inc operating margin is expanding. Margin expansion is usually a good sign.

The historical rank and industry rank for Olympia Financial Group's Operating Margin % or its related term are showing as below:

OLYFF' s Operating Margin % Range Over the Past 10 Years
Min: 13.76   Med: 24.87   Max: 31.15
Current: 24.91


OLYFF's Operating Margin % is ranked better than
56.36% of 653 companies
in the Asset Management industry
Industry Median: 17.21 vs OLYFF: 24.91

Olympia Financial Group's 5-Year Average Operating Margin % Growth Rate was 6.30% per year.

Olympia Financial Group's Operating Income for the three months ended in Mar. 2026 was $3.41 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Mar. 2026 was $17.14 Mil.


Olympia Financial Group  (OTCPK:OLYFF) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.


Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


Olympia Financial Group Operating Margin % Related Terms


Olympia Financial Group Operating Margin % Historical Data

* Premium members only.

The historical data trend for Olympia Financial Group's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Olympia Financial Group Operating Margin % Chart

Olympia Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Operating Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.25 26.03 31.15 30.13 26.84

Olympia Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Operating Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 32.34 27.64 25.32 24.77 21.46

OLYFF vs BLK, BX, KKR: Operating Margin % Comparison

For the Asset Management subindustry, Olympia Financial Group's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Olympia Financial Group Operating Margin % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Olympia Financial Group's Operating Margin % distribution charts can be found below:

* The bar in red indicates where Olympia Financial Group's Operating Margin % falls into.


OLYFF
82GF Score
Olympia Financial Group Inc OLYFF
Operating Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Olympia Financial Group Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Olympia Financial Group's Operating Margin % for the fiscal year that ended in Dec. 2025 is calculated as

Operating Margin %=Operating Income (A: Dec. 2025 ) / Revenue (A: Dec. 2025 )
=19.088 / 71.11
=26.84 %

Olympia Financial Group's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as

Operating Margin %=Operating Income (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=3.407 / 15.878
=21.46 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Operating Margin % →
What does a Operating Margin % of 21.46% mean?
Olympia Financial Group (OLYFF) has a Operating Margin % of 21.46% as of Mar. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on Olympia Financial Group and its competitors. This is 14% below median its historical median of 24.87. Over the past decade, Olympia Financial Group's Operating Margin % has ranged from 13.76 to 31.15. According to the industry distribution chart, Olympia Financial Group ranks #285 out of 653 companies in the Asset Management industry, placing it in the top 43.6%.
Is Olympia Financial Group's Operating Margin % too high?
Olympia Financial Group's current Operating Margin % of 21.46% is 14% below median its 10-year median of 24.87. Over the past 10 years, this metric has ranged from a low of 13.76 to a high of 31.15. The Asset Management industry median Operating Margin % is 17.21. Olympia Financial Group's value of 21.46% is 24.7% above this industry median. Based on the distribution chart, Olympia Financial Group ranks #285 out of 653 companies in the Asset Management industry, which is above the industry midpoint. Overall, Olympia Financial Group has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Olympia Financial Group's Operating Margin % compare to BLK and BX?
According to the Asset Management industry distribution chart, Olympia Financial Group ranks #285 out of 653 companies for Operating Margin %. This puts Olympia Financial Group in the upper half of its industry. The industry median Operating Margin % is 17.21. Olympia Financial Group's value of 21.46% is 24.7% above this benchmark. Historically, Olympia Financial Group's own Operating Margin % has ranged from 13.76 to 31.15 over the past decade. While the company's 10-year median is 24.87 vs. the industry median of 17.21, Olympia Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for an Asset Management company?
The median Operating Margin % among Asset Management companies is 17.21, based on 653 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Olympia Financial Group's current Operating Margin % of 21.46% is 24.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Olympia Financial Group and its competitors. For the Asset Management industry, the median Operating Margin % is 17.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Olympia Financial Group's current Operating Margin % is 21.46%, which is 14% below median its own 10-year median of 24.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Olympia Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Olympia Financial Group (OLYFF) is currently considered Modestly Overvalued. The stock's GF Value™ is $67.08, compared to a current price of $72.64 — trading 8.3% above its estimated fair value. The current Operating Margin % is 21.46%, which is 14% below median its 10-year median of 24.87 and 24.7% above the Asset Management industry median of 17.21. Olympia Financial Group's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Olympia Financial Group (OLYFF), the current Operating Margin % is 21.46% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Olympia Financial Group (OLYFF) Overvalued in 2026?

Based on GuruFocus' analysis, Olympia Financial Group stock appears to be overvalued. The current stock price of $72.64 is trading 8.3% above its estimated GF Value™ of $67.08. GuruFocus considers Olympia Financial Group to be Modestly Overvalued.

Key valuation signals for OLYFF:

  • Operating Margin %: 21.46% (14% below median its 10-year median of 24.87)
  • GF Value™: $67.08 vs. price of $72.64 (8.3% above fair value)
  • GF Score™: 82/100 with 4 warning signs
  • Industry Position: 24.7% above the Asset Management median (#285 of 653)

No single metric tells the full story. See the OLYFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Olympia Financial Group Business Description

Other Exchanges H1B:GermanyOLY:Canada
Address 4000, 520 - 3rd Avenue SW, Calgary, AB, CAN, T2P 0R3
Olympia Financial Group Inc is engaged in providing financial services. The company's operating segments are Private Health Services Plan division and Raisr which markets, sells and administers health and dental benefits to business owners; Investment Account Services division specializes in registered account administration; The Currency and Global Payments division provides corporations and private clients a personalized service for buying and selling foreign currencies; The Corporate and Shareholder Services division, which acts as a cost centre and the Corporate Division.
82GF Score

Get the complete analysis for OLYFF

Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$72.64
Price
$67.08
GF Value