Olympia Financial GroupOLYFF -6.88%82 Piotroski F-Score is 5 as of Jun. 28, 2026, which is 17% below its 10-year median of 6.00. GuruFocus rates OLYFF with a GF Score™ of 82/100 and a GF Value™ of $67.08 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,594 Asset Management companies, Olympia Financial Group ranks better than 65.12% on this metric.
The zones of discrimination were as such:
Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
Olympia Financial Group has an F-score of 5 indicating the company's financial situation is typical for a stable company.
The historical rank and industry rank for Olympia Financial Group's Piotroski F-Score or its related term are showing as below:
OLYFF'
s Piotroski F-Score Range Over the Past 10 Years
Min: 5 Med: 6 Max: 9
Current: 5
During the past 13 years, the highest Piotroski F-Score of Olympia Financial Group was 9. The lowest was 5. And the median was 6.
Olympia Financial Group (OTCPK:OLYFF) Piotroski F-Score Explanation
The developer of the system is Joseph D. Piotroski is relatively unknown accounting professor who shuns publicity and rarely gives interviews.
He graduated from the University of Illinois with a B.S. in accounting in 1989, received an M.B.A. from Indiana University in 1994. Five years later, in 1999, after earning a Ph.D. in accounting from the University of Michigan, he became an associate professor of accounting at the University of Chicago.
He wanted to see if he can develop a system (using a simple nine-point scoring system) that can increase the returns of a strategy of investing in low price to book (referred to in the paper as high book to market) value companies.
What he found was something that exceeded his most optimistic expectations.
Buying only those companies that scored highest (8 or 9) on his nine-point scale, or F-Score as he called it, over the 20 year period from 1976 to 1996 led to an average out-performance over the market of 13.4%.
Even more impressive were the results of a strategy of investing in the highest F-Score companies (8 or 9) and shorting companies with the lowest F-Score (0 or 1).
Over the same period from 1976 to 1996 (20 years) this strategy led to an average yearly return of 23%, substantially outperforming the average S&P 500 index return of 15.83% over the same period.
Olympia Financial Group Piotroski F-Score Related Terms
Olympia Financial Group Piotroski F-Score Historical Data
* Premium members only.
The historical data trend for Olympia Financial Group's Piotroski F-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OLYFF vs BLK, BX, KKR: Piotroski F-Score Comparison
For the Asset Management subindustry, Olympia Financial Group's Piotroski F-Score, along with its competitors' market caps and Piotroski F-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Olympia Financial Group Piotroski F-Score vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Olympia Financial Group's Piotroski F-Score distribution charts can be found below:
* The bar in red indicates where Olympia Financial Group's Piotroski F-Score falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
*Note: If the latest quarterly/semi-annual/annual total assets data is 0, then we will use previous quarterly/semi-annual/annual data for all the items in the balance sheet.
Profitability
Question 1. Return on Assets (ROA)
Net income before extraordinary items for the year divided by Total Assets at the beginning of the year.
Score 1 if positive, 0 if negative.
Olympia Financial Group's current Net Income (TTM) was 14.57.
==> Positive ==> Score 1.
Question 2. Cash Flow Return on Assets (CFROA)
Net cash flow from operating activities (operating cash flow) divided by Total Assets at the beginning of the year.
Score 1 if positive, 0 if negative.
Olympia Financial Group's current Cash Flow from Operations (TTM) was 19.62.
==> Positive ==> Score 1.
Question 3. Change in Return on Assets
Compare this year's return on assets (1) to last year's return on assets.
Olympia Financial Group's return on assets of this year was 0.32026287. Olympia Financial Group's return on assets of last year was 0.37197844.
==> Last year is higher ==> Score 0.
Question 4. Quality of Earnings (Accrual)
Compare Cash flow return on assets (2) to return on assets (1)
Olympia Financial Group's gearing of this year was 0.14885388. Olympia Financial Group's gearing of last year was 9.617E-5.
==> Last year is lower than this year ==> Score 0.
Question 6. Change in Working Capital (Liquidity)
Compare this year's current ratio (current assets divided by current liabilities) to last year's current ratio.
Score 1 if this year's current ratio is higher, 0 if it's lower
Olympia Financial Group's current ratio of this year was 2.89019659. Olympia Financial Group's current ratio of last year was 2.54858208.
==> This year's current ratio is higher. ==> Score 1.
Question 7. Change in Shares in Issue
Compare the number of shares in issue this year, to the number in issue last year.
Score 0 if there is larger number of shares in issue this year, 1 otherwise.
Olympia Financial Group's number of shares in issue this year was 2.406. Olympia Financial Group's number of shares in issue last year was 2.406.
==> There is smaller number of shares in issue this year, or the same. ==> Score 1.
Efficiency
Question 8. Change in Gross Margin
Compare this year's gross margin (Gross Profit divided by sales) to last year's.
Score 1 if this year's gross margin is higher, 0 if it's lower.
Olympia Financial Group's gross margin of this year was 0.73334496. Olympia Financial Group's gross margin of last year was 0.74368451.
==> Last year's gross margin is higher ==> Score 0.
Question 9. Change in asset turnover
Compare this year's asset turnover (total sales for the year divided by total assets at the beginning of the year) to last year's asset turnover ratio.
Score 1 if this year's asset turnover ratio is higher, 0 if it's lower
Olympia Financial Group's asset turnover of this year was 1.51203376. Olympia Financial Group's asset turnover of last year was 1.58898053.
==> Last year's asset turnover is higher ==> Score 0.
Evaluation
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Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
Olympia Financial Group has an F-score of 5 indicating the company's financial situation is typical for a stable company.
Olympia Financial Group (OLYFF) has a Piotroski F-Score of 5 as of Jun. 28, 2026. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Olympia Financial Group and its competitors. This is 17% below median its historical median of 6.00. Over the past decade, Olympia Financial Group's Piotroski F-Score has ranged from 5.00 to 9.00. According to the industry distribution chart, Olympia Financial Group ranks #556 out of 1594 companies in the Asset Management industry, placing it in the top 34.9%.
Is Olympia Financial Group's Piotroski F-Score too high?
Olympia Financial Group's current Piotroski F-Score of 5 is 17% below median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 9.00. The Asset Management industry median Piotroski F-Score is 5.00. Olympia Financial Group's value of 5 is 0% at this industry median. Based on the distribution chart, Olympia Financial Group ranks #556 out of 1594 companies in the Asset Management industry, which is above the industry midpoint. Overall, Olympia Financial Group has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Olympia Financial Group's Piotroski F-Score compare to BLK and BX?
According to the Asset Management industry distribution chart, Olympia Financial Group ranks #556 out of 1594 companies for Piotroski F-Score. This puts Olympia Financial Group in the upper half of its industry. The industry median Piotroski F-Score is 5.00. Olympia Financial Group's value of 5 is 0% at this benchmark. Historically, Olympia Financial Group's own Piotroski F-Score has ranged from 5.00 to 9.00 over the past decade. While the company's 10-year median is 6.00 vs. the industry median of 5.00, Olympia Financial Group has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Piotroski F-Score for an Asset Management company?
The median Piotroski F-Score among Asset Management companies is 5.00, based on 1,594 companies in the industry. Companies in the top quartile (top 25%) have a Piotroski F-Score significantly above this median, while those in the bottom quartile fall well below. However, Piotroski F-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Olympia Financial Group's current Piotroski F-Score of 5 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Piotroski F-Score mean?
A high Piotroski F-Score can signal that a stock is expensive relative to its fundamentals. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Olympia Financial Group and its competitors. For the Asset Management industry, the median Piotroski F-Score is 5.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Olympia Financial Group's current Piotroski F-Score is 5, which is 17% below median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Olympia Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Olympia Financial Group (OLYFF) is currently considered Modestly Overvalued. The stock's GF Value™ is $67.08, compared to a current price of $72.64 — trading 8.3% above its estimated fair value. The current Piotroski F-Score is 5, which is 17% below median its 10-year median of 6.00 and 0% at the Asset Management industry median of 5.00. Olympia Financial Group's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Piotroski F-Score calculated?
Piotroski F-Score is calculated from a company's financial statements. For Olympia Financial Group (OLYFF), the current Piotroski F-Score is 5 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Olympia Financial Group (OLYFF) Overvalued in 2026?
Based on GuruFocus' analysis, Olympia Financial Group stock appears to be overvalued.
The current stock price of $72.64 is trading 8.3% above its estimated GF Value™ of $67.08.
GuruFocus considers Olympia Financial Group to be Modestly Overvalued.
Key valuation signals for OLYFF:
Piotroski F-Score: 5 (17% below median its 10-year median of 6.00)
GF Value™: $67.08 vs. price of $72.64 (8.3% above fair value)
Industry Position: 0% at the Asset Management median (#556 of 1594)
No single metric tells the full story. See the OLYFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Olympia Financial Group Inc is engaged in providing financial services. The company's operating segments are Private Health Services Plan division and Raisr which markets, sells and administers health and dental benefits to business owners; Investment Account Services division specializes in registered account administration; The Currency and Global Payments division provides corporations and private clients a personalized service for buying and selling foreign currencies; The Corporate and Shareholder Services division, which acts as a cost centre and the Corporate Division.
82GF Score
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Piotroski F-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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