Olympia Financial GroupOLYFF -6.88%82 Gross Margin % is 45.71% as of Mar. 2026, which is 8% below its 10-year median of 49.52. GuruFocus rates OLYFF with a GF Score™ of 82/100 and a GF Value™ of $67.08 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 550 Asset Management companies, Olympia Financial Group ranks better than 62.55% on this metric.
OLYFF's Gross Margin % is ranked better than 62.55% of 550
companies
in the Asset Management industry
Industry Median: 57.9
vs OLYFF: 73.33
Olympia Financial Group had a gross margin of 45.71% for the quarter that ended in Mar. 2026 => Durable competitive advantage
The 5-Year average Growth Rate of Gross Margin for Olympia Financial Group was 0.40% per year.
Olympia Financial Group (OTCPK:OLYFF) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Olympia Financial Group had a gross margin of 45.71% for the quarter that ended in Mar. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Olympia Financial Group Gross Margin % Related Terms
Olympia Financial Group Gross Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, Olympia Financial Group's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Olympia Financial Group Gross Margin % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Olympia Financial Group's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Olympia Financial Group's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Olympia Financial Group (OLYFF) has a Gross Margin % of 45.71% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Olympia Financial Group and its competitors. This is near median its historical median of 49.52. Over the past decade, Olympia Financial Group's Gross Margin % has ranged from 42.58 to 73.33. According to the industry distribution chart, Olympia Financial Group ranks #206 out of 550 companies in the Asset Management industry, placing it in the top 37.5%.
Is Olympia Financial Group's Gross Margin % too high?
Olympia Financial Group's current Gross Margin % of 45.71% is near median its 10-year median of 49.52. Over the past 10 years, this metric has ranged from a low of 42.58 to a high of 73.33. The Asset Management industry median Gross Margin % is 57.90. Olympia Financial Group's value of 45.71% is 21.1% below this industry median. Based on the distribution chart, Olympia Financial Group ranks #206 out of 550 companies in the Asset Management industry, which is above the industry midpoint. Overall, Olympia Financial Group has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Olympia Financial Group's Gross Margin % compare to BLK and BX?
According to the Asset Management industry distribution chart, Olympia Financial Group ranks #206 out of 550 companies for Gross Margin %. This puts Olympia Financial Group in the upper half of its industry. The industry median Gross Margin % is 57.90. Olympia Financial Group's value of 45.71% is 21.1% below this benchmark. Historically, Olympia Financial Group's own Gross Margin % has ranged from 42.58 to 73.33 over the past decade. While the company's 10-year median is 49.52 vs. the industry median of 57.90, Olympia Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for an Asset Management company?
The median Gross Margin % among Asset Management companies is 57.90, based on 550 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Olympia Financial Group's current Gross Margin % of 45.71% is 21.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Olympia Financial Group and its competitors. For the Asset Management industry, the median Gross Margin % is 57.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Olympia Financial Group's current Gross Margin % is 45.71%, which is near median its own 10-year median of 49.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Olympia Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Olympia Financial Group (OLYFF) is currently considered Modestly Overvalued. The stock's GF Value™ is $67.08, compared to a current price of $72.64 — trading 8.3% above its estimated fair value. The current Gross Margin % is 45.71%, which is near median its 10-year median of 49.52 and 21.1% below the Asset Management industry median of 57.90. Olympia Financial Group's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Olympia Financial Group (OLYFF), the current Gross Margin % is 45.71% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Olympia Financial Group (OLYFF) Overvalued in 2026?
Based on GuruFocus' analysis, Olympia Financial Group stock appears to be overvalued.
The current stock price of $72.64 is trading 8.3% above its estimated GF Value™ of $67.08.
GuruFocus considers Olympia Financial Group to be Modestly Overvalued.
Key valuation signals for OLYFF:
Gross Margin %: 45.71% (near median its 10-year median of 49.52)
GF Value™: $67.08 vs. price of $72.64 (8.3% above fair value)
Industry Position: 21.1% below the Asset Management median (#206 of 550)
No single metric tells the full story. See the OLYFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Olympia Financial Group Inc is engaged in providing financial services. The company's operating segments are Private Health Services Plan division and Raisr which markets, sells and administers health and dental benefits to business owners; Investment Account Services division specializes in registered account administration; The Currency and Global Payments division provides corporations and private clients a personalized service for buying and selling foreign currencies; The Corporate and Shareholder Services division, which acts as a cost centre and the Corporate Division.
82GF Score
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Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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