OLYFF (Olympia Financial Group) Cyclically Adjusted PB Ratio: (As of Aug. 14, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OLYFF Olympia Financial Group Inc OLYFF
80 GF Score
Price $72.64
GF Value $68.14
Valuation Fairly Valued
! 4 Warning Signs
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What is Olympia Financial Group Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Olympia Financial Group  (OTCPK:OLYFF) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Olympia Financial Group Cyclically Adjusted PB Ratio Related Terms


Olympia Financial Group Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Olympia Financial Group's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Olympia Financial Group Cyclically Adjusted PB Ratio Chart

Olympia Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.25 9.71 12.02 12.03 10.82

Olympia Financial Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.36 12.42 10.82 10.95 0.00

OLYFF vs BLK, BX, KKR: Cyclically Adjusted PB Ratio Comparison

For the Asset Management subindustry, Olympia Financial Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Olympia Financial Group Cyclically Adjusted PB Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Olympia Financial Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Olympia Financial Group's Cyclically Adjusted PB Ratio falls into.


OLYFF
80GF Score
Olympia Financial Group Inc OLYFF
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Olympia Financial Group Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Olympia Financial Group's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Olympia Financial Group's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=13.409/133.5265*133.5265
=13.409

Current CPI (Jun. 2026) = 133.5265.

Olympia Financial Group Quarterly Data

Book Value per Share CPI Adj_Book
201609 3.271 101.765 4.292
201612 3.317 101.449 4.366
201703 3.092 102.634 4.023
201706 3.187 103.029 4.130
201709 3.524 103.345 4.553
201712 3.588 103.345 4.636
201803 3.840 105.004 4.883
201806 4.178 105.557 5.285
201809 4.461 105.636 5.639
201812 4.698 105.399 5.952
201903 5.112 106.979 6.381
201906 5.347 107.690 6.630
201909 5.572 107.611 6.914
201912 5.724 107.769 7.092
202003 5.554 107.927 6.871
202006 5.739 108.401 7.069
202009 5.969 108.164 7.369
202012 6.134 108.559 7.545
202103 6.192 110.298 7.496
202106 6.314 111.720 7.546
202109 6.049 112.905 7.154
202112 6.096 113.774 7.154
202203 6.367 117.646 7.226
202206 6.502 120.806 7.187
202209 6.874 120.648 7.608
202212 7.747 120.964 8.552
202303 8.439 122.702 9.183
202306 9.542 124.203 10.258
202309 10.170 125.230 10.844
202312 10.943 125.072 11.683
202403 11.279 126.258 11.928
202406 11.613 127.522 12.160
202409 12.346 127.285 12.951
202412 12.228 127.364 12.820
202503 12.445 129.181 12.864
202506 13.404 129.892 13.779
202509 13.333 130.287 13.665
202512 13.391 130.366 13.716
202603 13.841 132.262 13.973
202606 13.409 133.527 13.409

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Olympia Financial Group (OLYFF) Overvalued in 2026?

Based on GuruFocus' analysis, Olympia Financial Group stock appears to be overvalued. The current stock price of $72.64 is trading 6.6% above its estimated GF Value™ of $68.14. GuruFocus considers Olympia Financial Group to be Fairly Valued.

Key valuation signals for OLYFF:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: $68.14 vs. price of $72.64 (6.6% above fair value)
  • GF Score™: 80/100 with 4 warning signs

No single metric tells the full story. See the OLYFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Olympia Financial Group Business Description

Other Exchanges H1B:GermanyOLY:Canada
Address 4000, 520 - 3rd Avenue SW, Calgary, AB, CAN, T2P 0R3
Olympia Financial Group Inc is engaged in providing financial services. The company's operating segments are Private Health Services Plan division and Raisr which markets, sells and administers health and dental benefits to business owners; Investment Account Services division specializes in registered account administration; The Currency and Global Payments division provides corporations and private clients a personalized service for buying and selling foreign currencies; The Corporate and Shareholder Services division, which acts as a cost centre and the Corporate Division.
80GF Score

Get the complete analysis for OLYFF

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$72.64
Price
$68.14
GF Value