OLYFF (Olympia Financial Group) Cyclically Adjusted PB Ratio: 10.60 (As of Jul. 16, 2026) — 28% Above Median

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OLYFF Olympia Financial Group Inc OLYFF
90 GF Score
Price $72.64
GF Value $61.24
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Olympia Financial Group Cyclically Adjusted PB Ratio?

Olympia Financial Group OLYFF -6.88% 90 Cyclically Adjusted PB Ratio is 10.60 as of Jul. 16, 2026, which is 28% above its 10-year median of 8.31. GuruFocus rates OLYFF with a GF Score™ of 90/100 and a GF Value™ of $61.24 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,000 Asset Management companies, Olympia Financial Group ranks worse than 97.4% on this metric.

As of today (2026-07-16), Olympia Financial Group's current share price is $72.6359. Olympia Financial Group's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $6.85. Olympia Financial Group's Cyclically Adjusted PB Ratio for today is 10.60.

The historical rank and industry rank for Olympia Financial Group's Cyclically Adjusted PB Ratio or its related term are showing as below:

OLYFF' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 4.07   Med: 8.31   Max: 15.11
Current: 9.81

During the past years, Olympia Financial Group's highest Cyclically Adjusted PB Ratio was 15.11. The lowest was 4.07. And the median was 8.31.

OLYFF's Cyclically Adjusted PB Ratio is ranked worse than
97.4% of 1000 companies
in the Asset Management industry
Industry Median: 0.85 vs OLYFF: 9.81

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Olympia Financial Group's adjusted book value per share data for the three months ended in Mar. 2026 was $13.841. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $6.85 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Olympia Financial Group  (OTCPK:OLYFF) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Olympia Financial Group Cyclically Adjusted PB Ratio Related Terms


Olympia Financial Group Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Olympia Financial Group's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Olympia Financial Group Cyclically Adjusted PB Ratio Chart

Olympia Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.25 9.71 12.02 12.03 10.82

Olympia Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.30 12.36 12.42 10.82 10.95

OLYFF vs BLK, BX, KKR: Cyclically Adjusted PB Ratio Comparison

For the Asset Management subindustry, Olympia Financial Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Olympia Financial Group Cyclically Adjusted PB Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Olympia Financial Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Olympia Financial Group's Cyclically Adjusted PB Ratio falls into.


OLYFF
90GF Score
Olympia Financial Group Inc OLYFF
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Olympia Financial Group Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Olympia Financial Group's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=72.6359/6.85
=10.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Olympia Financial Group's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Olympia Financial Group's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=13.841/132.2623*132.2623
=13.841

Current CPI (Mar. 2026) = 132.2623.

Olympia Financial Group Quarterly Data

Book Value per Share CPI Adj_Book
201606 3.249 102.002 4.213
201609 3.271 101.765 4.251
201612 3.317 101.449 4.325
201703 3.092 102.634 3.985
201706 3.187 103.029 4.091
201709 3.524 103.345 4.510
201712 3.588 103.345 4.592
201803 3.840 105.004 4.837
201806 4.178 105.557 5.235
201809 4.461 105.636 5.585
201812 4.698 105.399 5.895
201903 5.112 106.979 6.320
201906 5.347 107.690 6.567
201909 5.572 107.611 6.848
201912 5.724 107.769 7.025
202003 5.554 107.927 6.806
202006 5.739 108.401 7.002
202009 5.969 108.164 7.299
202012 6.134 108.559 7.473
202103 6.192 110.298 7.425
202106 6.314 111.720 7.475
202109 6.049 112.905 7.086
202112 6.096 113.774 7.087
202203 6.367 117.646 7.158
202206 6.502 120.806 7.119
202209 6.874 120.648 7.536
202212 7.747 120.964 8.471
202303 8.439 122.702 9.097
202306 9.542 124.203 10.161
202309 10.170 125.230 10.741
202312 10.943 125.072 11.572
202403 11.279 126.258 11.815
202406 11.613 127.522 12.045
202409 12.346 127.285 12.829
202412 12.228 127.364 12.698
202503 12.445 129.181 12.742
202506 13.404 129.892 13.649
202509 13.333 130.287 13.535
202512 13.391 130.366 13.586
202603 13.841 132.262 13.841

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 10.60 mean?
Olympia Financial Group (OLYFF) has a Cyclically Adjusted PB Ratio of 10.60 as of Jul. 16, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Olympia Financial Group and its competitors. This is 28% above median its historical median of 8.31. Over the past decade, Olympia Financial Group's Cyclically Adjusted PB Ratio has ranged from 4.07 to 15.11. According to the industry distribution chart, Olympia Financial Group ranks #974 out of 1000 companies in the Asset Management industry, placing it in the top 97.4%.
Is Olympia Financial Group's Cyclically Adjusted PB Ratio too high?
Olympia Financial Group's current Cyclically Adjusted PB Ratio of 10.60 is 28% above median its 10-year median of 8.31. Over the past 10 years, this metric has ranged from a low of 4.07 to a high of 15.11. The Asset Management industry median Cyclically Adjusted PB Ratio is 0.85. Olympia Financial Group's value of 10.60 is 1147.1% above this industry median. Based on the distribution chart, Olympia Financial Group ranks #974 out of 1000 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Olympia Financial Group has a GF Score™ of 90/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Olympia Financial Group's Cyclically Adjusted PB Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, Olympia Financial Group ranks #974 out of 1000 companies for Cyclically Adjusted PB Ratio. This places Olympia Financial Group in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 0.85. Olympia Financial Group's value of 10.60 is 1147.1% above this benchmark. Historically, Olympia Financial Group's own Cyclically Adjusted PB Ratio has ranged from 4.07 to 15.11 over the past decade. While the company's 10-year median is 8.31 vs. the industry median of 0.85, Olympia Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Asset Management company?
The median Cyclically Adjusted PB Ratio among Asset Management companies is 0.85, based on 1,000 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Olympia Financial Group's current Cyclically Adjusted PB Ratio of 10.60 is 1147.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Olympia Financial Group and its competitors. For the Asset Management industry, the median Cyclically Adjusted PB Ratio is 0.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Olympia Financial Group's current Cyclically Adjusted PB Ratio is 10.60, which is 28% above median its own 10-year median of 8.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Olympia Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Olympia Financial Group (OLYFF) is currently considered Modestly Overvalued. The stock's GF Value™ is $61.24, compared to a current price of $72.64 — trading 18.6% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 10.60, which is 28% above median its 10-year median of 8.31 and 1147.1% above the Asset Management industry median of 0.85. Olympia Financial Group's overall GF Score™ is 90/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Olympia Financial Group (OLYFF), the current Cyclically Adjusted PB Ratio is 10.60 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Olympia Financial Group (OLYFF) Overvalued in 2026?

Based on GuruFocus' analysis, Olympia Financial Group stock appears to be overvalued. The current stock price of $72.64 is trading 18.6% above its estimated GF Value™ of $61.24. GuruFocus considers Olympia Financial Group to be Modestly Overvalued.

Key valuation signals for OLYFF:

  • Cyclically Adjusted PB Ratio: 10.60 (28% above median its 10-year median of 8.31)
  • GF Value™: $61.24 vs. price of $72.64 (18.6% above fair value)
  • GF Score™: 90/100 with 4 warning signs
  • Industry Position: 1147.1% above the Asset Management median (#974 of 1000)

No single metric tells the full story. See the OLYFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Olympia Financial Group Business Description

Other Exchanges H1B:GermanyOLY:Canada
Address 4000, 520 - 3rd Avenue SW, Calgary, AB, CAN, T2P 0R3
Olympia Financial Group Inc is engaged in providing financial services. The company's operating segments are Private Health Services Plan division and Raisr which markets, sells and administers health and dental benefits to business owners; Investment Account Services division specializes in registered account administration; The Currency and Global Payments division provides corporations and private clients a personalized service for buying and selling foreign currencies; The Corporate and Shareholder Services division, which acts as a cost centre and the Corporate Division.
90GF Score

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Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$72.64
Price
$61.24
GF Value