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Olympia Financial GroupOLYFF -6.88%79 Debt-to-Equity is 0.22 as of Mar. 2026, which is 37% below its 10-year median of 0.35. GuruFocus rates OLYFF with a GF Score™ of 79/100 and a GF Value™ of $61.26 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 961 Asset Management companies, Olympia Financial Group ranks worse than 50.57% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Olympia Financial Group's Debt-to-Equity or its related term are showing as below:
OLYFF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.05 Med: 0.35 Max: 0.74
Current: 0.22
During the past 13 years, the highest Debt-to-Equity Ratio of Olympia Financial Group was 0.74. The lowest was 0.05. And the median was 0.35.
OLYFF's Debt-to-Equity is ranked worse than 50.57% of 961
companies
in the Asset Management industry
Industry Median: 0.21
vs OLYFF: 0.22
Olympia Financial Group (OTCPK:OLYFF) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Olympia Financial Group Debt-to-Equity Related Terms
Olympia Financial Group Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, Olympia Financial Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Olympia Financial Group Debt-to-Equity vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Olympia Financial Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Olympia Financial Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Olympia Financial Group (OLYFF) has a Debt-to-Equity of 0.22 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Olympia Financial Group and its competitors. This is 37% below median its historical median of 0.35. Over the past decade, Olympia Financial Group's Debt-to-Equity has ranged from 0.05 to 0.74. According to the industry distribution chart, Olympia Financial Group ranks #486 out of 961 companies in the Asset Management industry, placing it in the top 50.6%.
Is Olympia Financial Group's Debt-to-Equity too high?
Olympia Financial Group's current Debt-to-Equity of 0.22 is 37% below median its 10-year median of 0.35. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.74. The Asset Management industry median Debt-to-Equity is 0.21. Olympia Financial Group's value of 0.22 is 4.8% above this industry median. Based on the distribution chart, Olympia Financial Group ranks #486 out of 961 companies in the Asset Management industry, which is below the industry midpoint. Overall, Olympia Financial Group has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Olympia Financial Group's Debt-to-Equity compare to BLK and BX?
According to the Asset Management industry distribution chart, Olympia Financial Group ranks #486 out of 961 companies for Debt-to-Equity. This places Olympia Financial Group in the lower half of its industry. The industry median Debt-to-Equity is 0.21. Olympia Financial Group's value of 0.22 is 4.8% above this benchmark. Historically, Olympia Financial Group's own Debt-to-Equity has ranged from 0.05 to 0.74 over the past decade. While the company's 10-year median is 0.35 vs. the industry median of 0.21, Olympia Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Asset Management company?
The median Debt-to-Equity among Asset Management companies is 0.21, based on 961 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Olympia Financial Group's current Debt-to-Equity of 0.22 is 4.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Olympia Financial Group and its competitors. For the Asset Management industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Olympia Financial Group's current Debt-to-Equity is 0.22, which is 37% below median its own 10-year median of 0.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Olympia Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Olympia Financial Group (OLYFF) is currently considered Modestly Overvalued. The stock's GF Value™ is $61.26, compared to a current price of $72.64 — trading 18.6% above its estimated fair value. The current Debt-to-Equity is 0.22, which is 37% below median its 10-year median of 0.35 and 4.8% above the Asset Management industry median of 0.21. Olympia Financial Group's overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Olympia Financial Group (OLYFF), the current Debt-to-Equity is 0.22 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Olympia Financial Group (OLYFF) Overvalued in 2026?
Based on GuruFocus' analysis, Olympia Financial Group stock appears to be overvalued.
The current stock price of $72.64 is trading 18.6% above its estimated GF Value™ of $61.26.
GuruFocus considers Olympia Financial Group to be Modestly Overvalued.
Key valuation signals for OLYFF:
Debt-to-Equity: 0.22 (37% below median its 10-year median of 0.35)
GF Value™: $61.26 vs. price of $72.64 (18.6% above fair value)
Industry Position: 4.8% above the Asset Management median (#486 of 961)
No single metric tells the full story. See the OLYFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Olympia Financial Group Inc is engaged in providing financial services. The company's operating segments are Private Health Services Plan division and Raisr which markets, sells and administers health and dental benefits to business owners; Investment Account Services division specializes in registered account administration; The Currency and Global Payments division provides corporations and private clients a personalized service for buying and selling foreign currencies; The Corporate and Shareholder Services division, which acts as a cost centre and the Corporate Division.
79GF Score
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