SFNC (Simmons First National) Cyclically Adjusted FCF per Share: $2.68 (As of Mar. 2026)


SFNC Simmons First National Corp SFNC
51 GF Score
Price $22.86
GF Value $10.13
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Simmons First National Cyclically Adjusted FCF per Share?

Simmons First National SFNC +0.59% 51 Cyclically Adjusted FCF per Share is $2.68 as of Mar. 2026. GuruFocus rates SFNC with a GF Score™ of 51/100 and a GF Value™ of $10.13 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Simmons First National's adjusted free cash flow per share for the three months ended in Mar. 2026 was $0.234. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $2.68 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Simmons First National's average Cyclically Adjusted FCF Growth Rate was 11.20% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 14.00% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 15.30% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 11.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Simmons First National was 17.30% per year. The lowest was -6.60% per year. And the median was 3.55% per year.

As of today (2026-07-13), Simmons First National's current stock price is $22.86. Simmons First National's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was $2.68. Simmons First National's Cyclically Adjusted Price-to-FCF of today is 8.53.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Simmons First National was 34.23. The lowest was 6.87. And the median was 16.30.


Simmons First National  (NAS:SFNC) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Simmons First National's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=22.86/2.68
=8.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Simmons First National was 34.23. The lowest was 6.87. And the median was 16.30.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Simmons First National Cyclically Adjusted FCF per Share Related Terms


Simmons First National Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Simmons First National's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Simmons First National Cyclically Adjusted FCF per Share Chart

Simmons First National Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.55 1.75 2.08 2.40 2.59

Simmons First National Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.41 2.49 2.53 2.59 2.68

SFNC vs PRK, TOWN, SBCF: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Simmons First National's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Simmons First National Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Simmons First National's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Simmons First National's Cyclically Adjusted Price-to-FCF falls into.


SFNC
51GF Score
Simmons First National Corp SFNC
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Simmons First National Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Simmons First National's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.234/330.2130*330.2130
=0.234

Current CPI (Mar. 2026) = 330.2130.

Simmons First National Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.819 241.018 1.122
201609 0.418 241.428 0.572
201612 0.071 241.432 0.097
201703 0.251 243.801 0.340
201706 0.521 244.955 0.702
201709 0.466 246.819 0.623
201712 0.010 246.524 0.013
201803 0.801 249.554 1.060
201806 0.281 251.989 0.368
201809 0.374 252.439 0.489
201812 0.669 251.233 0.879
201903 0.894 254.202 1.161
201906 0.185 256.143 0.238
201909 0.614 256.759 0.790
201912 0.256 256.974 0.329
202003 0.822 258.115 1.052
202006 -0.237 257.797 -0.304
202009 -0.124 260.280 -0.157
202012 1.241 260.474 1.573
202103 0.674 264.877 0.840
202106 0.894 271.696 1.087
202109 0.116 274.310 0.140
202112 0.408 278.802 0.483
202203 0.472 287.504 0.542
202206 0.835 296.311 0.931
202209 0.309 296.808 0.344
202212 0.677 296.797 0.753
202303 0.692 301.836 0.757
202306 0.408 305.109 0.442
202309 -0.367 307.789 -0.394
202312 3.291 306.746 3.543
202403 0.380 312.332 0.402
202406 0.578 314.175 0.608
202409 1.490 315.301 1.560
202412 0.570 315.605 0.596
202503 0.179 319.799 0.185
202506 0.525 322.561 0.537
202509 1.541 324.800 1.567
202512 0.726 324.054 0.740
202603 0.234 330.213 0.234

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $2.68 mean?
Simmons First National (SFNC) has a Cyclically Adjusted FCF per Share of $2.68 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Simmons First National and its competitors.
Is Simmons First National's Cyclically Adjusted FCF per Share too high?
Simmons First National's current Cyclically Adjusted FCF per Share is $2.68. Overall, Simmons First National has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Simmons First National's Cyclically Adjusted FCF per Share compare to PRK and TOWN?
Simmons First National's Cyclically Adjusted FCF per Share of $2.68 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Simmons First National and its competitors. Simmons First National's current Cyclically Adjusted FCF per Share is $2.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Simmons First National stock overvalued right now?
Based on GuruFocus' analysis, Simmons First National (SFNC) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.13, compared to a current price of $22.86 — trading 125.7% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $2.68. Simmons First National's overall GF Score™ is 51/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Simmons First National (SFNC), the current Cyclically Adjusted FCF per Share is $2.68 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Simmons First National (SFNC) Overvalued in 2026?

Based on GuruFocus' analysis, Simmons First National stock appears to be overvalued. The current stock price of $22.86 is trading 125.7% above its estimated GF Value™ of $10.13. GuruFocus considers Simmons First National to be Significantly Overvalued.

Key valuation signals for SFNC:

  • Cyclically Adjusted FCF per Share: $2.68
  • GF Value™: $10.13 vs. price of $22.86 (125.7% above fair value)
  • GF Score™: 51/100 with 7 warning signs

No single metric tells the full story. See the SFNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Simmons First National Business Description

Address 501 Main Street, Pine Bluff, AR, USA, 71601
Simmons First National Corp is a financial holding company. The company through its subsidiaries is engaged in providing banking services including consumer, real estate and commercial loans, checking, savings and time deposits. Its loan portfolio comprises construction, single-family residential and commercial loans; non-real estate loans, nonaccrual and past due loans; and credit card loans, student loans and other consumer loans. It also offers various products and services such as trust services, investments, agricultural finance lending, equipment lending, insurance, consumer finance and small business administration lending. The business activity of the firm is functioned through the region of the United States.
51GF Score

Get the complete analysis for SFNC

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.86
Price
$10.13
GF Value