SFNC (Simmons First National) Tariff Resilience Score: 9/10 (As of Jul. 05, 2026)


SFNC Simmons First National Corp SFNC
51 GF Score
Price $22.85
GF Value $9.37
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Simmons First National Tariff Resilience Score?

Simmons First National SFNC -1.64% 51 Tariff Resilience Score is 9 as of Jul. 05, 2026. GuruFocus rates SFNC with a GF Score™ of 51/100 and a GF Value™ of $9.37 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,608 Banks companies, Simmons First National ranks better than 99.25% on this metric.

Simmons First National has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Simmons First National has As a financial institution, Simmons First National Corp has minimal direct exposure to tariffs. Its operations are primarily domestic, and it is not significantly impacted by international trade policies.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Simmons First National might have Highly Resilient.

Simmons First National  (NAS:SFNC) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Simmons First National Tariff Resilience Score Related Terms

SFNC vs PRK, TOWN, SBCF: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Simmons First National's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Simmons First National Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Simmons First National's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Simmons First National's Tariff Resilience Score falls into.


SFNC
51GF Score
Simmons First National Corp SFNC
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Simmons First National (SFNC) has a Tariff Resilience Score of 9 as of Jul. 05, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Simmons First National ranks #12 out of 1608 companies in the Banks industry, placing it in the top 0.7%.
Is Simmons First National's Tariff Resilience Score too high?
Simmons First National's current Tariff Resilience Score is 9. Based on the distribution chart, Simmons First National ranks #12 out of 1608 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Simmons First National has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Simmons First National's Tariff Resilience Score compare to PRK and TOWN?
According to the Banks industry distribution chart, Simmons First National ranks #12 out of 1608 companies for Tariff Resilience Score. This places Simmons First National in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Simmons First National's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Simmons First National stock overvalued right now?
Based on GuruFocus' analysis, Simmons First National (SFNC) is currently considered Significantly Overvalued. The stock's GF Value™ is $9.37, compared to a current price of $22.85 — trading 143.9% above its estimated fair value. The current Tariff Resilience Score is 9. Simmons First National's overall GF Score™ is 51/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Simmons First National (SFNC), the current Tariff Resilience Score is 9 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Simmons First National (SFNC) Overvalued in 2026?

Based on GuruFocus' analysis, Simmons First National stock appears to be overvalued. The current stock price of $22.85 is trading 143.9% above its estimated GF Value™ of $9.37. GuruFocus considers Simmons First National to be Significantly Overvalued.

Key valuation signals for SFNC:

  • Tariff Resilience Score: 9
  • GF Value™: $9.37 vs. price of $22.85 (143.9% above fair value)
  • GF Score™: 51/100 with 7 warning signs

No single metric tells the full story. See the SFNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Simmons First National Business Description

Address 501 Main Street, Pine Bluff, AR, USA, 71601
Simmons First National Corp is a financial holding company. The company through its subsidiaries is engaged in providing banking services including consumer, real estate and commercial loans, checking, savings and time deposits. Its loan portfolio comprises construction, single-family residential and commercial loans; non-real estate loans, nonaccrual and past due loans; and credit card loans, student loans and other consumer loans. It also offers various products and services such as trust services, investments, agricultural finance lending, equipment lending, insurance, consumer finance and small business administration lending. The business activity of the firm is functioned through the region of the United States.
51GF Score

Get the complete analysis for SFNC

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.85
Price
$9.37
GF Value