SFNC (Simmons First National) Interest Expense: $-484.8 Mil (TTM As of Mar. 2026)


SFNC Simmons First National Corp SFNC
51 GF Score
Price $22.65
GF Value $9.64
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Simmons First National Interest Expense?

Simmons First National SFNC -0.83% 51 Interest Expense is $-484.8 Mil as of Mar. 2026. GuruFocus rates SFNC with a GF Score™ of 51/100 and a GF Value™ of $9.64 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Simmons First National's interest expense for the three months ended in Mar. 2026 was $ -104.6 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $-484.8 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Simmons First National's Operating Income for the three months ended in Mar. 2026 was $ Mil. Simmons First National's Interest Expense for the three months ended in Mar. 2026 was $ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Simmons First National Interest Expense Historical Data

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The historical data trend for Simmons First National's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Simmons First National Interest Expense Chart

Simmons First National Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -79.53 -144.42 -560.04 -683.60 -524.61

Simmons First National Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -144.42 -143.20 -126.76 -110.24 -104.65
SFNC
51GF Score
Simmons First National Corp SFNC
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Simmons First National Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-484.8 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-484.8 Mil mean?
Simmons First National (SFNC) has a Interest Expense of $-484.8 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Simmons First National and its competitors.
Is Simmons First National's Interest Expense too high?
Simmons First National's current Interest Expense is $-484.8 Mil. Overall, Simmons First National has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Simmons First National's Interest Expense compare to PRK and TOWN?
Simmons First National's Interest Expense of $-484.8 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Simmons First National and its competitors. Simmons First National's current Interest Expense is $-484.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Simmons First National stock overvalued right now?
Based on GuruFocus' analysis, Simmons First National (SFNC) is currently considered Significantly Overvalued. The stock's GF Value™ is $9.64, compared to a current price of $22.65 — trading 135% above its estimated fair value. The current Interest Expense is $-484.8 Mil. Simmons First National's overall GF Score™ is 51/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Simmons First National (SFNC), the current Interest Expense is $-484.8 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Simmons First National (SFNC) Overvalued in 2026?

Based on GuruFocus' analysis, Simmons First National stock appears to be overvalued. The current stock price of $22.65 is trading 135% above its estimated GF Value™ of $9.64. GuruFocus considers Simmons First National to be Significantly Overvalued.

Key valuation signals for SFNC:

  • Interest Expense: $-484.8 Mil
  • GF Value™: $9.64 vs. price of $22.65 (135% above fair value)
  • GF Score™: 51/100 with 7 warning signs

No single metric tells the full story. See the SFNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Simmons First National Business Description

Address 501 Main Street, Pine Bluff, AR, USA, 71601
Simmons First National Corp is a financial holding company. The company through its subsidiaries is engaged in providing banking services including consumer, real estate and commercial loans, checking, savings and time deposits. Its loan portfolio comprises construction, single-family residential and commercial loans; non-real estate loans, nonaccrual and past due loans; and credit card loans, student loans and other consumer loans. It also offers various products and services such as trust services, investments, agricultural finance lending, equipment lending, insurance, consumer finance and small business administration lending. The business activity of the firm is functioned through the region of the United States.
51GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.65
Price
$9.64
GF Value