Simmons First NationalSFNC -0.17%51 Pretax Margin % is 36.12% as of Mar. 2026, which is 3% above its 10-year median of 35.13. GuruFocus rates SFNC with a GF Score™ of 51/100 and a GF Value™ of $8.68 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,530 Banks companies, Simmons First National ranks worse than 99.93% on this metric.
The historical rank and industry rank for Simmons First National's Pretax Margin % or its related term are showing as below:
SFNC'
s Pretax Margin % Range Over the Past 10 Years
Min: -561.88 Med: 35.13 Max: 43.27
Current: -381.94
SFNC's Pretax Margin % is ranked worse than 99.93% of 1530
companies
in the Banks industry
Industry Median: 34.715
vs SFNC: -381.94
Simmons First National (NAS:SFNC) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Simmons First National Pretax Margin % Related Terms
Simmons First National Pretax Margin % Historical Data
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The historical data trend for Simmons First National's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SFNC vs TOWN, PRK, BOH: Pretax Margin % Comparison
For the Banks - Regional subindustry, Simmons First National's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Simmons First National Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Simmons First National's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Simmons First National's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Simmons First National (SFNC) has a Pretax Margin % of 36.12% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Simmons First National and its competitors. This is near median its historical median of 35.13. According to the industry distribution chart, Simmons First National ranks #1529 out of 1530 companies in the Banks industry, placing it in the top 99.9%.
Is Simmons First National's Pretax Margin % too high?
Simmons First National's current Pretax Margin % of 36.12% is near median its 10-year median of 35.13. The Banks industry median Pretax Margin % is 34.72. Simmons First National's value of 36.12% is 4% above this industry median. Based on the distribution chart, Simmons First National ranks #1529 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Simmons First National has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Simmons First National's Pretax Margin % compare to TOWN and PRK?
According to the Banks industry distribution chart, Simmons First National ranks #1529 out of 1530 companies for Pretax Margin %. This places Simmons First National in the lower half of its industry. The industry median Pretax Margin % is 34.72. Simmons First National's value of 36.12% is 4% above this benchmark. While the company's 10-year median is 35.13 vs. the industry median of 34.72, Simmons First National has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Simmons First National's current Pretax Margin % of 36.12% is 4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Simmons First National and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Simmons First National's current Pretax Margin % is 36.12%, which is near median its own 10-year median of 35.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Simmons First National stock overvalued right now?
Based on GuruFocus' analysis, Simmons First National (SFNC) is currently considered Significantly Overvalued. The stock's GF Value™ is $8.68, compared to a current price of $22.93 — trading 164.2% above its estimated fair value. The current Pretax Margin % is 36.12%, which is near median its 10-year median of 35.13 and 4% above the Banks industry median of 34.72. Simmons First National's overall GF Score™ is 51/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Simmons First National (SFNC), the current Pretax Margin % is 36.12% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Simmons First National (SFNC) Overvalued in 2026?
Based on GuruFocus' analysis, Simmons First National stock appears to be overvalued.
The current stock price of $22.93 is trading 164.2% above its estimated GF Value™ of $8.68.
GuruFocus considers Simmons First National to be Significantly Overvalued.
Key valuation signals for SFNC:
Pretax Margin %: 36.12% (near median its 10-year median of 35.13)
GF Value™: $8.68 vs. price of $22.93 (164.2% above fair value)
Industry Position: 4% above the Banks median (#1529 of 1530)
No single metric tells the full story. See the SFNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Simmons First National Corp is a financial holding company. The company through its subsidiaries is engaged in providing banking services including consumer, real estate and commercial loans, checking, savings and time deposits. Its loan portfolio comprises construction, single-family residential and commercial loans; non-real estate loans, nonaccrual and past due loans; and credit card loans, student loans and other consumer loans. It also offers various products and services such as trust services, investments, agricultural finance lending, equipment lending, insurance, consumer finance and small business administration lending. The business activity of the firm is functioned through the region of the United States.
51GF Score
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